Initially, the Saraiva card and the Santander SX card are two credit card options that aim to bring more comfort, security and confidence to customers who choose to use these credit cards that seek, above all, to bring convenience to users. .

Then, we'll show you the advantages, as well as the disadvantages of these cards, so that you can choose the one that best suits your needs! Therefore, below we will show some characteristics of the two cards. Check out:

Well then, the Santander SX card is a credit card that came to replace the Santander Free card and, one of its greatest advantages, is the possibility of zeroing the annual fee, which makes this card stand out in relation to to other credit cards.

And in addition, another feature of this card is that it encourages the registration of the PIX key, however, for this registration to be carried out, you need to be a Santander bank account holder. So, despite having an annuity rate, there are ways to reset this rate.

Therefore, the Santander SX card is a card that brings, in essence, the values of the Santander institution, as well as personalized benefits that only Santander SX Visa Gold can offer you.

Initially, the Saraiva bookstore network card was famous for its quick credit card approval, free annual fee, as well as additional cards and various other advantages such as international coverage and benefits inherent to the VISA flag.

And in addition, this card also offers discounts and offers at all Saraiva bookstores, which, for book lovers, is a great investment!

Well, this card was born from the partnership with Banco do Brasil, it has the VISA flag, and all the advantages of the Classic version. And besides, it also allows you to accumulate points on all your purchases, which can become discounts or airline miles on LATAM Pass for you to travel.

Another way to accumulate points is through Saraiva Plus and in the VAI DE VISA program, under the VISA flag. And, as it is issued by Banco do Brasil, this card can only be requested through the OuroCard app for Banco do Brasil customers, which ends up restricting consumers a little.

Well, let's see the advantages of the Santander card that is part of the Santander financial institution:

Therefore, it is a card full of advantages, however, the one that stands out the most is the possibility of zeroing the credit card annuity, with the registration of the PIX key, or, with the invoice values being above R$100. That is, you need to do a good financial analysis to find out if this card is worth it for you.

Well, let's see the advantages of the Saraiva card:

Therefore, it is a card full of advantages, even more so for book lovers who would make a real investment, as they would gain several discounts at the Saraiva bookstore chain. So, don't waste time and see all the offers that the Saraiva card can offer you!

So, one of the disadvantages of the Santander SX credit card is the annual fee charge. This is because there are several models on the market that do not charge an annuity fee.

However, this same card presents proposals for you to be able to zero the annuity rate, which becomes very advantageous. That's because, by registering the PIX key, or even having invoices above R$100, you can reset your annuity rate.

Therefore, the Santander SX card, even at a disadvantage, manages to turn into various offers and discount programs that benefit customers who use the Santander SX card. So do the comparisons to see if this card is for you!

Well, the first disadvantage of the Saraiva card is that because the card is a partner of the bank in Brazil, it becomes more bureaucratic for those who are not account holders at that bank. And in addition, the card request is not carried out at the time of shipment.

For this, the customer needs to wait until the bank decides to approve the request. Therefore, it is necessary to wait a certain period to know if it has been accepted or not. So, the Saraiva card, despite several advantages, also has its negative points.

Well, the Saraiva card or Santander SX card are safe and interesting options for accessing a credit card full of advantages for its users, as well as unique and exclusive offer programs that only these cards have.

Therefore, compare the two options and see which one best suits your needs, for example, the Saraiva card gives you access to several discounts on books from the Saraiva network, as well as the Santander card brings an innovative discount program. So check it out and let us know how it went!