Are you in doubt whether to choose between the Saraiva card or the BBB card? Continue reading and discover all the advantages and disadvantages of each one. This way, it will be easier to decide!

Both cards are very attractive options for anyone looking for an international credit card. With them, shopping in Brazil and around the world is much more practical.

While each presents different advantages to its customers, they have unique characteristics. The Saraiva card has no annual fee and has points programs, such as Saraiva Plus. The BBB card, on the other hand, does not carry out a credit analysis, being a great option for those who are negative.

Do you want to know more information about the cards and choose the best one for you? See below for each of them and compare!

The Saraiva card is an international credit card, perfect for anyone looking for a practical way to shop in Brazil and abroad. In addition, the Visa flag allows the user to participate in its benefit programs, such as Vai de Visa. Continue reading and learn about all the advantages of the card!

The Saraiva card was created in partnership with Banco do Brasil. Therefore, it is a safe and interesting card option available in the market.

To apply for the Saraiva card, it is not necessary to prove income, but it is still necessary to undergo a credit analysis to be approved. The analysis is carried out by Banco do Brasil itself, which will also define the limit of your card.

The Saraiva card has several advantages and offers for its users. Discover more advantages below and find out if it's the best option for your financial life!

The Brazilian Business Bank card is a prepaid international credit card full of advantages for those looking for new opportunities. In this way, the customer can make purchases in an uncomplicated way in Brazil and abroad.

In addition, the user can choose the brand of his card: Visa or Mastercard. Both are great options, as they are accepted in most establishments throughout Brazil and the customer can still enjoy the various discounts at partner stores.

Furthermore, in order to apply for the BBB card, it is not necessary to prove income and no credit analysis is carried out, making it ideal for negatives.

However, as it is a prepaid card, it is necessary to recharge it before being able to use it. Thus, it is not possible to make purchases in installments, as with a traditional credit card.

The Saraiva card has several advantages, which makes it a very attractive credit card. Check out its benefits below!

Well, one of the main positive points of the card is that there is no annual fee – charged by most conventional credit cards. Also, there are no membership fees or maintenance fees. An incredible advantage, isn't it?

In addition, the Saraiva card offers unmissable offers to its customers. With it, it is possible to accumulate points in the Saraiva Plus program and exchange them for discounts at Saraiva stores.

Finally, you can also collect points and convert them into airline miles. This benefit program is linked to the Visa flag, ideal for those who like to travel!

So how about knowing more advantages about the BBB card? Read on and find out if you're making the right decision for you!

Well, one of the main positive points of the card is that there is no CPF query at Serasa or SPC. That way, even if you have a dirty name, you can acquire the BBB card.

In addition, it is possible to make a personal credit request, which can vary from R$ 3,500 to R$30,000, including for those who are negative. But stay tuned: this amount is like a loan, it's not credit on the card.

Finally, as it is a prepaid card, it will be easier for you to control your finances. That's because you need to recharge it before using it. Thus, you can only use it if there is an available balance in the account. That way, you will never have a negative balance and avoid unnecessary expenses.

Now that you know all the advantages of both cards, let's talk about their disadvantages. So you can make your choice with all the information at hand!

Now that you know all the advantages of cards, let's talk about their negative points. That way, you can be sure you are making the right decision. Let's go?

Well, one of the disadvantages of the Saraiva card is the credit analysis. Therefore, if your score is not high, the card may not be approved.

In addition, as it is linked to Banco do Brasil, the process becomes a little more bureaucratic for non-account holders. For example, bank customers can unlock their card over the internet, but non-account holders need to go to an ATM to unlock it.

Finally, many of the offers and discounts offered by the card are for Saraiva's own products. Thus, they will be better used by those who usually shop at Saraiva stores.

So stay tuned for all card features and assess whether it fits your financial life!

Okay, now it's time to know about the disadvantages of the BBB card. Check it out below!

Well, the prepaid credit card is not the most suitable for those who want to make purchases in installments. Although it is good for controlling finances, you can only use it after recharging. Furthermore, the recharge fee is R$ 3.25. Thus, planning is needed to avoid extra expenses.

In addition, one of the negative points of the card is that some fees are charged to use its functions. So stay tuned so you don't have any surprises! For example, for joining and sending the card, a fee of R$ 44.99 will be charged. In addition to this amount, you must pay a monthly fee of R$ 7.00.

Now that you know everything about each product, it's easier to choose, isn't it? Analyze your financial situation and make your decision: Saraiva card or BBB card?

So, both credit cards are international, but each one has its particularities that will suit your financial life.

The Saraiva card has no annual fee. In addition, it offers several discounts and offers through its benefit programs, such as Saraiva Plus and airline miles.

The BBB card, on the other hand, does not perform CPF analysis, being perfect for those with a dirty name. In addition, it offers personal credit to its customers, including negative ones. Is it or isn't it an incredible opportunity?

Therefore, knowing all its characteristics, choose which is the best option for you and your financial life. Still in doubt about which card to choose? No problem! Read our comparison below and discover new cards!