Cards

Is the Santander SX card worth it?

Possibility of free annual fees, broad international coverage, Visa or Mastercard benefits are some features of the Santander SX card. So, is it worth it? Check out the answer here!

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Benefits of the Mastercard Gold brand and the possibility of free annual fees: all on one card

Afinal, será que o cartão Santander SX vale a pena? Fonte: Santander.
After all, is the Santander SX card worth it? Source: Santander.

Have you ever stopped to think about whether the Santander SX card is worth it? If not yet, we have already thought about and prepared content that will tell you everything about this card and whether it is really worth applying for. Therefore, we will analyze the annual fee, minimum income, brand and other determining characteristics that may or may not make you decide on the Santander SX card.

Of course, we already know that Santander is a great bank and offers high-quality services to its customers. However, let's take a closer look at the credit limit options, their main advantages and disadvantages, and whether it's really worth it.

So, come with us and don't miss any of this exclusive content!

Annuity12x of R$33.25
Exempt if you spend R$ 100/month or if you join the Pix system
minimum incomeNot required for account holders
R$ 1,045.00 for non-account holders
FlagVisa or Mastercard
RoofInternational
BenefitsAdditional cards, international coverage, possibility of zero annuity, brand benefits.
card features
card

Credit card

Santander SX

International Visa/Mastercard

ZERO annual fee if you spend R$ 100/month and exclusive discounts with partners.

You will be redirected to another website

What is the limit on the Santander SX card?

No Santander o limite inicial será compatível com a análise de crédito do perfil do cliente. Fonte: Santander.
At Santander, the initial limit will be compatible with the credit analysis of the customer's profile. Source: Santander.

When the customer applies for a credit card, the bank carries out an analysis to find out exactly the customer's profile, monthly income and other information that determines whether to approve it or not.

Therefore, after these analyses, the estimate is that the initial limit will be from R$250.00 on the Santander card. However, this value may increase with the time and volume of use of the card itself.

Furthermore, the customer can access the Santander app and request a limit increase from the bank that will analyze this request. Remembering that this is also possible through the website.

What are the benefits of the Santander SX card?

Are you unsure whether the Santander SX card is worth it? So, see some of the card’s benefits:

International Coverage

The Santander card has international coverage that allows the cardholder to make purchases inside and outside Brazil within the established limit. Therefore, we can use both brands to make purchases in the most diverse establishments around the world.

two flags

Furthermore, the Santander SX card is worth it because of its two brands, that is, you can choose to use the Mastercard or Visa brand. This way, the customer has more options in relation to the brand and can choose which one they like most in terms of advantages and benefits.

additional cards

Regarding additional cards, customers who have the Santander SX card can request them.  

virtual card

We also have virtual cards! That's right, you can access the Santander app and use your virtual SX card so you don't always have to provide your card information when making online purchases.

Free Annual Fee

Yes, there is the possibility of being able to reset the annual fee for the Santander SX card, but how? It's simple, when the customer makes purchases of R$100.00 per month or registers their CPF as a PIX key, the annual fee is not charged.

Santander Benefits

In addition to everything we said, the card also has benefits that the bank itself offers such as discounts, promotions and other various advantages related to using the card.

Is the Santander SX card worth it? 

After all this information that we prepared exclusively for you, are you unsure whether the Santander SX card is worth it? Therefore, evaluate our recommendation.

Perhaps the negative points that may make us question this card is the annual fee it charges. In other words, many cards available on the market do not charge an annual fee, but Santander SX charges a total annual amount of R$399.00.

However, Santander also offers the possibility of canceling this annual fee by spending a certain monthly amount on the card. Additionally, you can spend in stores in other countries with international coverage. In other words, this can cover these disadvantages. 

Furthermore, the trust that Santander brings as one of the largest banks in Brazil is very great and its benefits are certainly of guaranteed quality! Therefore, our recommendation is that it is worth it, in addition to being a great option in terms of value for money.

So, are you still in doubt whether the Santander SX card is worth it? Access the official website and find out how to request it.

card

Credit card

Santander SX

International Visa/Mastercard

ZERO annual fee if you spend R$ 100/month and exclusive discounts with partners.

You will be redirected to another website

About the author  /  Marina Poncio

Graduated in Financial Management from UNOPAR. Acted as manager of large multinational companies. He is currently dedicated to editing, planning and producing content for the web specializing in economics and finance.

Reviewed by  /  Junior Aguiar

Senior Editor

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