Cards
Santander SX Card or C6 Bank Card: which is better?
Are you in doubt between Santander SX Card or C6 Bank Card? Both are international credit cards with different benefits. Check out!
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Santander SX x C6 Bank: find out which one to choose
Having trouble choosing between the Santander SX card or the C6 Bank card? So you are in the right place!
Here you will learn more about each of these credit cards and decide which proposal best fits your financial life. So read on and compare the two cards!
How to apply for the Santander SX card
Learn how to apply for the Santander SX card following the step by step below.
How to apply for the C6 Bank credit card
Discover now in this article how to apply step by step for your C6 Bank card without complications.
Santander SX | C6 Bank | |
minimum income | R$ 500.00 for account holders R$ 1,045.00 for non-account holders | not required |
Annuity | 12x of R$ 33.25 or R$ 399.00 | Free |
Flag | Visa/Mastercard | MasterCard |
Roof | International | International |
Benefits | Possibility of exemption from annuity | Atoms Program |
Santander SX Card
So let's dig deeper into the information about each card. Thus, you can get to know them better and decide which one will be the most suitable for your finances.
Well, the Santander SX card is an international credit card. This way, you can shop in Brazil and abroad, in physical stores and also on the internet. In addition, you can choose between Visa or Mastercard, depending on your preference. But don't forget: you can only choose one of the two, as each flag has exclusive benefits and discounts.
Another important point is that the card has an annual fee. However, the bank offers ways to avoid having to pay it. For this, there are two options: just spend R$ 100.00 on the monthly card bill or register your PIX key with Santander. Thus, you are free of the tariff and still save a little money at the end of the month!
C6 Bank Card
C6 Bank is a great choice for anyone looking for a modern and practical credit card.
Firstly, its Mastercard brand allows the user to enjoy several benefits. In this way, it is possible to have discounts at partner stores and participate in advantage programs, such as Mastercard Surpreenda.
In addition, with its international coverage, it is much easier to shop in Brazil and abroad, in physical establishments and online. It's a lot of advantages, isn't it?
Below we will talk about the pros and cons of each card. So you can choose which option is best for you. Read and compare!
What are the advantages of the Santander SX card?
Each card offers different benefits to its customers. Let's find out now about the advantages of the Santander SX card!
Well, one of its advantages is that you can pay your card bill in up to 24 installments. That way, you have flexibility and autonomy to pay your bills.
In addition, the card offers several modern and practical functions to its users. For example, it is possible to monitor your finances and control your card limit from anywhere, through the App Way.
In addition, with Santander Pass you can make purchases by approach without needing a card. As? To pay, just bring the bracelet, watch tag or sticker linked to the card and the purchase is complete. This technology allows your financial transactions to be safer and more efficient.
Another benefit is the Esfera program. With it, you get up to 50% discount at partner stores.
What are the advantages of the C6 Bank card?
Let's talk now about the advantages of the C6 Bank card so that you know all its features.
Well, one of the main positive points of the card is that there is no annual fee – charged by most traditional credit cards.
It is also worth mentioning that the card has multiple functions, that is, debit and credit. The debit function will already be available after opening the account, but the second function will undergo a credit analysis. Therefore, if you have a low score, it may not be approved and this will also influence your card limit.
In addition, as it is a digital account, both the application for the card and the monitoring of your account are done online. So, you don't have to face queues or leave the house to manage your finances, which makes your day to day a lot easier, isn't it?
Another benefit that the bank offers its customers is that there are no fees for many of its functions. That way, you don't have to pay to make withdrawals, deposits or transfers. And, as we already mentioned, there is no annual fee. Thus, you can take care of your financial life without having to pay multiple fees for it.
Finally, a great attraction of the C6 Bank card is the Átomos Program, a points program that can be exchanged for electronics, airline tickets and much more. In addition, the program has cashback, that is, points can be exchanged for cash in your account. Amazing, isn't it?
What are the disadvantages of the Santander SX card?
Well, it's not enough just to know the advantages of the cards to make an informed decision. So let's also talk about the negative points of each one. This way, you can be sure that you are making the right decision. Let's go?
As we have already mentioned, one of the disadvantages of the Santander SX card is that it charges an annuity fee if you do not meet the requirements to clear the charge. The two options are to have a monthly expense of R$ 100.00 on the invoice or register the PIX key with Santander.
In addition, there is a minimum monthly income for those who want to apply for their credit card, which is higher for those who do not have a bank account. The amount for non-account holders is R$ 1,045.00 and for those who are account holders it is R$ 500.00. Another drawback for those who do not have a Santander account is that the application for the card will undergo a credit analysis.
What are the disadvantages of the C6 Bank card?
Now let's comment on the disadvantages of the C6 Bank card.
First of all, one of its negative points is that in order to obtain the credit function of your card, you will need to undergo a credit analysis. This means that you need to be approved to be able to use the function, in addition to influencing what your card limit will be.
In addition, to apply for the card, it is necessary to open an account at C6 Bank. Therefore, if you already have an account at another bank, this can be a negative point.
Therefore, check all the pros and cons of cards to choose the best option!
Santander SX Card or C6 Bank Card: which one to choose?
Well, now that you know the two cards better, it's easier to make a decision, isn't it? So, have you chosen between the Santander SX card or the C6 Bank card?
Both are great options for those seeking day-to-day practicality for shopping and carrying out transactions. Both the Santander SX card and the C6 Bank card are international and have benefit programs.
So, assess your current situation and choose which card is best suited for your financial life. Still can't decide which card to choose? Don't worry! Read the recommended content below and learn about other options!
C6 Bank Card or Nubank Card: which one to choose?
The C6 Bank card or Nubank card are card options that have security, a digital account and various offers for users! Check out!
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