Initially, the Riachuelo Card or Magalu Card are shopping cards with exclusive offers for customers who are part of the group of the largest stores in Brazil, Riachuelo and Magazine Luiza. And so, it’s worth checking out the advantages and disadvantages of these cards!

Well, stores also have a shopping card, which brings more convenience and discounts for users. So, the Riachuelo Card or Magalu Card are card options worth checking out. Look:

Initially, the Riachuelo card is a card that works with the Visa or Mastercard brand. In other words, with these two brands, you can have access to a greater number of stores, as the majority accept at least one of the two brands.

Furthermore, the Riachuelo card also allows you to participate in a points accumulation program in which, using the card for purchases, you can exchange products from the Riachuelo store itself or products from partner stores.

To request the Riachuelo card, you can do so via the store's website; in physical stores, or over the phone. Furthermore, you can download the app to have access to the Riachuelo credit card and thus be on top of all your expenses.

As we mentioned, the Magalu card is a card that is part of the Magazine Luiza chain, which is one of the largest variety store chains in Brazil. In this sense, the Magalu card has a Mastercard brand and international coverage, allowing customers to make purchases in national and international stores.

Furthermore, another advantage of this card is that, as it is Mastercard, users can have access to Mastercard Surpreenda products, offers and discounts. Furthermore, it guarantees access to the Magazine Luiza app, where you can track all purchases made with the Magalu card.

Therefore, the Magalu Card is a card that brings more practicality to Magalu customers, who also guarantee discounts at other Magazine Luiza partner stores!

Well, let's get to know the advantages of the Riachuelo card:

Among the other advantages we have access to the Vida and Mastercard Surpreenda programs, which guarantee offers, discounts and several other products! As well as access to the Riachuelo app, so you can know and monitor all expenses made with your credit card!

Initially, the international coverage of the Magalu card is the first major advantage of this card, as it allows customers to make purchases in establishments inside and outside Brazil. Furthermore, you can have access to exclusive offers that can be paid in up to 24 installments at all Magazine Luiza stores.

Furthermore, with the Magalu card the customer also receives a 15% discount on the entire Magazine Luiza Netshoes website, as well as a 15% discount on products sold and sent by Zattini on purchases made with the Magalu card and on the entire Shoestock website .

Therefore, the Magalu card has several advantages, but the most attractive are the partnerships with other stores such as Netshoes, bringing a variety of stores and products to customers with access to the Magalu card!

Well, the request for the Riachuelo card is subject to credit analysis and approval by Midway Financeira, which will be responsible for determining the credit limit granted. In other words, for people without proof of income it is not a good option.

Furthermore, self-employed workers may be asked to present other documents to have the request approved! For people with a bad name, the card does not present advantageous proposals and even brings obstacles such as documentation!

Well, just like the Riachuelo card, the Magalu card also carries out credit analysis. This is because you need to prove a minimum income of R$800, which becomes an obstacle for many people.

This is because there are several models on the card market with no annual fee, as well as proof of minimum income, which for self-employed people and people with a dirty name becomes a better option than Magazine's Magalu card.

And another disadvantage of the Magalu card is the annual fee for the Luiza In-person Card 12x R$11.99 or R$143.88 in cash. Therefore, when choosing a card to make purchases between the Riachuelo Card or the Magalu Card, see which of these two offers the best offers for you!

Well, the Riachuelo card or Magalu Card are interesting options for shopping and accessing exclusive discounts and offers in stores such as Magazine Luiza and Riachuelo. So, compare the two options to see which one is best for you!

But if you're still not sure, how about checking out another comparison we've prepared for you?