First of all, the Renner card or Polishop card are shopping cards with exclusive offers for customers who are part of the group of the largest stores in Brazil, Renner and Polishop. And so, it is worth checking out the advantages and disadvantages of these cards.

Well, stores have a card that brings more practicality, convenience, security and discounts to users. So, the Renner card or Polishop card are card options that are worth checking out. Keep reading and find out more!

So, the Meu Cartão Renner credit card is a product of Realize Soluções financeiras, a financial institution for credit, financing and investment of Lojas Renner SA

Thus, it provides several advantages in Renner stores and other partner stores, such as international coverage and payment in up to three different ways.

And, in addition, the card has an annual fee of R$11.90 per month, which is charged when the customer uses it to make purchases outside Renner stores!.

In other words, if you only shop at Renner stores, you won't be charged anything. Awesome, right?

Well, Polishop is a highly successful retail chain founded in 1999, which operates online and in physical stores.

One of its main characteristics is the wide variety of practical and creative products that have helped the chain expand over the years, appearing in TV commercials on open and closed networks throughout Brazil.

Soon, it found itself facing digital channels and created its own TV channel. Thus, aiming to improve customer relationships and loyalty, the company launched the Polishop card in 2019.

So, the Polishop card, also known as Experience Card Polishop Itaucard, was created through the partnership between Polishop and Itaú Unibanco and you can use it in more than 250 stores in the Polishop chain spread throughout Brazil.

And the card is Mastercard and the limit will depend on the credit analysis.

So, the Renner card offers several advantages, such as the fact that it is an international card, meaning you can make purchases in national and international stores.

Furthermore, you can choose a payment amount between the minimum and the total amount of the invoice, and the limit increases depending on usage and on-time payment of invoices.

Another great advantage is that you get discounts and exclusive payment conditions within Renner stores and you can also use the card in online stores, without having to leave the comfort of your home.

In addition, you gain more flexibility when choosing how to pay, whether by installment or invoice, and the due date.

To top it off, you get free shipping on purchases on the Renner website, as well as four additional cards for the whole family.

The Polishop card has several advantages to bring more convenience, security and loyalty to customers who like to shop at the Polishop network.

And, in addition, the first major benefit is the Polishop Points Program. This is because with it, 5% of purchases are converted into polypoints. One point is equivalent to 1 real and purchases in this system guarantee up to 30% of the value in the next purchase at Polishop.

Another advantage is that the customer who has the card also has up to 40 days to pay the bill without interest, but this will depend on the closing date.

Furthermore, the card allows purchases at several other establishments and withdrawals are an active feature, available at Banco24Horas. And you can request up to four additional cards.

To top off all the benefits, the card features Web Experience, which is an exclusive access platform for customers with several flash offers.

So, despite having several advantages, Renner also has some disadvantages. For example, if you need to withdraw money with your card, you will be charged a fee.

Furthermore, Renner also charges an annual fee to access the card and, if you need a new card, you will need to pay another fee.

Well, one of the biggest disadvantages of the Polishop card is the fact that there is a limit on purchases in the store network.

This is because there are several stores on the market with no annual fees and unlimited limits, so you will not be able to make several impulse purchases or even thought-out purchases on the platform, and you should check in advance what the limit would be for you.

In addition, Banco Itaú Unibanco also performs a credit analysis of the customer to then approve or reject the card application.

The Renner card or Polishop card are interesting options for making purchases and having access to discounts and exclusive offers in stores such as Renner and Polishop. Therefore, compare the two options to see which one is best for you.

But, if you want to study other card options, read our recommended content.