To begin with, the Banrisul prepaid card or the Superdigital prepaid card are two card options with very interesting proposals.

In this regard, they have offer and discount programs, as well as international coverage and a digital account for customers of both cards.

So, we will show you all the services that these two cards offer, as well as the advantages and disadvantages so that you can make the best choice. Check out!

Therefore, the Banrisul prepaid card is an alternative card for receiving amounts from sales transactions made by Vero accredited customers, and is intended for customers, current account holders and non-current account holders of Banco Banrisul.

And, therefore, through the card you will be able to make your purchases in all Mastercard partner establishments, whether in physical or virtual stores.

In addition, you can make withdrawals from Banrisul and Banco24Horas ATMs, as well as track your payments and control all your expenses.

Another great new feature of this card is that it does not charge a monthly or annual fee.

Just as it does not perform credit analysis, it is not necessary to open or maintain a current account to use the card.

And best of all, all information relating to the card, such as balance inquiries, credits and purchases made, will be available on the “My Credit Cards” icon in the Banrisul Digital app, on the Card Portal, available on the bank's website and also on other Banrisul Internet Banking channels.

To access the card, you can apply online or at Banrisul branches.

And so, when registering on the website, you can choose between receiving the transaction amount in your current account or on your prepaid card.

It is important to mention that, to have access to the card, Vero accreditation is a prerequisite.

Well, the Superdigital prepaid card is an ideal card for people who have a bad credit history.

This is because, like Banrisul bank, Superdigital also does not perform credit analysis at agencies such as SPC and SERASA and does not require proof of income.

And, in addition, it also offers two credit card models: Firstly, it offers the prepaid Mastercard International and the virtual card.

Then, there is also the prepaid Mastercard Internacional, a card that allows you to make purchases anywhere in the world, as well as withdraw money from Banco24Horas networks and also have access to the Mastercard Surpreenda program.

On the other hand, as it is a prepaid card, you need to put money into your Superdigital account to be able to use it.

In other words, when making purchases with the card, it works in the credit function, but the amounts will be discounted immediately.

This is because the charge will happen as if it were a debit function.

And, in addition, you can also count on the Superdigital virtual card that allows you to make purchases in online stores safely, conveniently and conveniently. However, since it is a virtual card, there is no withdrawal function, nor can you pay for purchases in installments.

Therefore, if you are looking for versatility combined with technology and security, the Superdigital card could be a great prepaid card alternative for you.

So, the Banrisul prepaid card has several advantages, the first of which is the fact that it has no annual or monthly fees.

Furthermore, Banrisul does not perform a credit analysis to obtain the card, and you do not need to open or maintain a checking account to use the card.

Another advantage is that all information relating to the card, such as balance inquiries, credits and purchases made, will be available on the “My Credit Cards” icon in the Banrisul Digital app, on the Card Portal, available on the bank's website and also on other Banrisul Internet Banking channels.

Finally, you can make purchases at all Mastercard partner establishments, whether in physical or virtual stores, as well as making withdrawals at Banrisul and Banco24Horas ATMs.

Well, the first big advantage of the Superdigital card is the transfers to other banks that cost R$$5.90 per transaction, the first of which is free.

And, in addition, you can issue balance or statement at any Banco24Horas network ATM for the amount of R$2.00. Super cheap compared to other cards.

Another advantage is that you can also make withdrawals at any Banco24Horas ATM for R$$6.40, as well as have access to an extra physical card or duplicate for R$$14.90. Furthermore, the fee for issuing a bank slip is R$$2.90, and you can make withdrawals abroad through the Cirrus Network.

And in addition to all these advantages, the Superdigital card also guarantees customers the right to 1 free withdrawal or transfer per month to other banks and also 1 physical card and 5 additional cards.

Therefore, the Superdigital card has several card options for customers looking for a financial institution that offers credit options for the whole family.

So, among the disadvantages of the Banriul prepaid card are the fees charged by the bank.

This is because, despite not charging an annual fee, there are other fees charged such as: card issuance fee: R$15.00.

There is also a withdrawal fee: R$$8.00. In addition, you can only make up to 3 withdrawals per day.

In this case, the maximum withdrawal amount (ATM and 24h) per day is R$ 1,500.00.

Therefore, despite being a great prepaid card, it also has some disadvantages regarding fees, so it is important to do financial planning before signing up.

Well, the first major disadvantage of the Superdigital prepaid card is the fact that you cannot pay for purchases in installments.

This is because you can only make purchases using the card if you have an available balance on your account, as well as if you do not have pre-approved credit.

And, in addition, to access the digital account it is necessary to make purchases above R$500 per month, to be completely exempt from the annual fee.

Therefore, if you have a bad credit history, the Superdigital card may be a good alternative. However, you need to consider the disadvantages of the card, such as the fact that you cannot pay for purchases in installments, which for most Brazilians is a major disadvantage.

So, the Banrisul prepaid card or the Superdigital prepaid card are two card options with different proposals. However, they offer convenience, exemption from annual fees, a discount program and several other exclusive advantages. Therefore, do a good analysis between them before choosing one or the other.

But if you still have doubts, check out a new card comparison that we present in the recommended content below.