To request the ideal, just compare the modalities and fill out the form! Before you choose between the Ponto Frio card or the Pernambucanas card, you should know the advantages and disadvantages of these modalities.

And after that, compare the options and choose the one that best suits your needs.

Retail leader, Ponto Frio has more than 200 networks distributed in the main regions of the country. In addition, for those who are customers of the stores, there is an immense amount of services and products that can be purchased with exclusive discounts. 

Similar to Ponto Frio, Pernambucanas is a retail chain present in Brazil for over 100 years. In its main stores, customers find products of the highest quality and efficiency!

In addition to choosing between the benefits of the Ponto Frio card or Pernambucanas card, you should also consider the network you use most for your purchases. Anyway, consider purchasing the one that best meets your needs and with the best deals on the market! 

First, the Ponto Frio card has international coverage, in addition to being issued under the Mastercard brand. For consumers who are used to shopping online, this card is highly recommended. 

Together with the Ponto Frio card, it is possible to have more possibilities for purchases in the company's networks and in national and international establishments. Including exclusive discounts on products is one of its main advantages. 

Above all, the Ponto Frio card offers exclusive discounts on weekly products and differentiated installments. Not to mention that the model also offers 50% discount on cinema and theater tickets. 

To choose between them, the first step is to check the possibilities of this credit model. Then, just compare the options and choose the one that best meets your needs as a network customer. 

First of all, the Pernambucanas card is a type of credit issued under the Elo brand. Basically, by issuing this card, customers can buy from the store's networks or from national and international establishments. 

In this way, in addition to having access to exclusive discounts, customers also compete for sweepstakes and mobile recharges. It is worth noting that the value of this draw can reach R $10,000. 

As distributed by Pernambucanas, the Elo card is not the only one available. If you are interested, it is possible to issue your card in the modalities without flag or Elo Grafite.

Similar to the other credit models, the Ponto Frio card or the Pernambucanas card has advantages. 

So, find out what the advantages of the Ponto Frio card are and see if the option is right for you:

Before you choose between the Ponto Frio card or the Pernambucanas card, check out the advantages of each modality. 

Finally, just like the Ponto Frio card, the following advantages are guaranteed to Pernambucanas card users:

Like other types of credit on the market, the Ponto Frio card has some disadvantages.

However, the most relevant disadvantage is its annuity.

As well as the Ponto Frio card, the Pernambucanas card also has disadvantages. However, the same disadvantage affects the Pernambucanas Card, which is the annuity charge.

Finally, after comparing the types of Ponto Frio card or Pernambucanas card, customers can request the most ideal one for their profile!