The PicPay card online can be a great option for you to have a completely free credit card that offers you several advantages.

With this card, you can make online and physical purchases quickly and completely safely. Furthermore, because it has the Mastercard brand, the card can be accepted in several establishments.

This way, the PicPay online card can offer you more comfort in your purchases and very attractive benefits.

Therefore, if you want to know more about the PicPay card online, just stay with us in this post and we will show you everything about this option!

In summary, the PicPay online card is a common card that works as a credit or debit function and allows you to access several cool features.

By requesting this card, you can start making your purchases before the card even arrives. To do this, just use the virtual card that PicPay makes available for online purchases.

Furthermore, when you have the card you can make purchases in up to 12 installments and can automatically pay your subscriptions online when registering your card in streaming, gaming or delivery applications.

Finally, you can also make withdrawals using the debit and credit function to access the money you need for an emergency.

Anyone who has the PicPay card online can rest assured since this credit card option does not charge annual fees.

This way, you are free to use your card and make as many purchases as you want without worrying about the annual fee.

This is actually one of the great advantages of this card, since nowadays, we can still find more traditional financial institutions that charge this fee.

Therefore, accessing a completely free credit card helps you save at the end of the month and have the card as an ally in your financial life.

When it comes to credit cards, we all want to know the maximum limit we can reach with it.

After all, it is this limit value that will allow several purchases to be made using the card.

However, the online PicPay card limit does not have an exact maximum value. This happens because to access the card, you must first carry out a credit profile analysis.

It is from this analysis that PicPay will understand your financial behavior to define the limit value that will be released.

Therefore, it is not possible to know exactly the limit of the PicPay card online. To do this, you need to request yours and see the amount that is released.

Although it is not possible to know the limit value of the PicPay card, after requesting it you have the possibility of asking for a limit increase.

This way, if the amount released is not enough for your purchases, you can still ask PicPay to release more limit for you.

To do this, simply go to the application and access your PicPay Card. So, just tap “Adjust limit” and then “Request limit increase” to be able to enter the new limit you would like to have.

Once this is done, simply send your request and wait for the company to respond, which may take a few days.

Even though you know several features of the PicPay card online, it is normal to have doubts as to whether this card is really worth it for you.

Therefore, to eliminate this indecision, you can check below the main advantages and disadvantages of the PicPay card online!

As positive points of the PicPay card we can highlight the fact that it is completely free, where you don't need to worry about monthly fees or membership fees.

Furthermore, when you have this card, you can access the Mastercard Surpreenda program, which offers various discounts and promotions at partner stores.

Finally, the PicPay online card has cashback of up to 5% and is accepted in several establishments, which allows you to make your purchases with greater peace of mind.

Despite the positive points, the PicPay card also has a major disadvantage that is related to its approval.

Nowadays, many users complain that the process to be approved and have a credit card is not as simple as other options on the market.

Therefore, despite offering several advantages and facilities, the PicPay card online can still be difficult to access.

In short, to be able to have a PicPay card you must be of legal age and have a PicPay account.

With this, you can request the card from the institution's official website or through the application, where you can find out if you already have the offer to have a PicPay debit card.

But, to learn more about the process and understand how to request a PicPay card online, you can check the complete step-by-step guide in the post below!