Initially, the Pan card or Original card are very simple credit card options to apply for, zero annuity and with exclusive advantages such as a minimum income, ways to control expenses and exclusive Mastercard discounts.

So let's show you a little more about Pan and Original cards that have programs like cashback and approximation payment, so you can compare and choose the best option for you! Check out:

In the month of February 2020, the free PAN bank digital account was launched. In this regard, it offers a package of benefits for customers ranging from the offer of credit cards with the Visa or Mastercard flags without monthly fees, as well as international coverage.

Applying for the Pan card is very simple, as you can do it online very quickly through the official website of Banco Pan. Just log in, fill in all your personal data, agree to the terms of engagement and wait for the analysis, which lasts about 10 days.

However, it is not a good option for negatives and people with a low credit score, as their application may be denied, due to the credit analysis being a little more rigid than the other credit cards we have seen here.

And in addition, the Pan card has an app full of functions, available for Android and iOS, and through it, you can hire services such as emergency limits and personal loans, that is, it brings all the convenience you need.

Therefore, the Pan card is a card model that leaves nothing to be desired for the other cards on the market and still manages to innovate with contactless technology and exclusive offers for Pan bank customers, which has been innovating in the market for years.

Well, the Original card is a credit card that has several advantages and can be a great ally when shopping. This is because it has an international scope and can also be used to make withdrawals at ATMs in the Banco24Horas network throughout Brazil.

And besides, this card does not charge an annual fee and has cashback, which allows part of your purchase to be delivered back, that is, the more you use the card, the more return you will have with it in cash. Too much isn't it?

To apply for the Original card, simply enter the Original bank website, then choose the credit card application section; after that, just fill in the personal data and wait for the bank's analysis, which usually doesn't take long! Ready!

Well, let's get to know the advantages of the Pan bank credit card:

Therefore, one of the biggest advantages of the Pan card is the approximation payment method that came to optimize credit card payments and bring more security so that users do not need to register a password when shopping!

So, let's get to know the advantages of the Original card:

Therefore, one of the greatest advantages of the Original card is the cashback payment method that brings the certainty of financial return for customers. That is, the more points you accumulate, the more chances of getting products in the associated stores.

So, the biggest disadvantage of the Pan card is the need for credit analysis.

This is because your request may be denied if you have a low or negative score, that is, it is not a good card option for negatives and people with a low score.

And also, another negative point of the Pan card are the fees that may be charged by Banco Pan in some types of services that are offered by the bank, such as financial transfers. However, it is worth doing a financial analysis, as the rates are usually a little lower than the rest of the market.

So, the biggest disadvantage of the Original card is the fact that the bank does not have a branch. That is, any problem you may have with the bank will need to be resolved online or over the phone, which can make solving problems a little difficult.

Well then, the Original Card or the Pan Card are two models of credit cards with different and interesting proposals that seek to bring more comfort and security to customers. So, so that you can choose the best option, do a detailed analysis and see which one has the best deals!

Plus, you can shop at different establishments in Brazil and around the world with these cards that have international coverage. However, if you still have doubts, how about checking out another comparison? Just click through to our recommended content below.