Cards
PagBank Card or Trigg Card: which is better?
Are you in doubt between the PagBank card or the Trigg card? Both are great credit card options with international coverage. In addition, they have benefits associated with the brand, such as rewards programs. So, read this post and check out our comparison.
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PagBank x Trigg: find out which one to choose
Don't know how to choose between the PagBank card or the Trigg card? So, check out its advantages and disadvantages below and find out which is the best choice for you.
Initially, it is worth remembering that both are credit cards with international coverage. However, they have different brands, as the first is Mastercard and the second is Visa, making it possible to participate in benefits programs, such as Mastercard Surpreenda and Vai de Visa, respectively.
So, do you want to know more about these cards and find out which one is best for you? Continue reading and check it out!
How to apply for Pagbank card
See how to request PagBank that gives you exclusive discounts and digital and streaming services, as well as exemption from minimum income and annuity.
Pagbank | trigger | |
Minimum Income | not required | not required |
Annuity | Exempt | 12x of R$ 10.90 |
Flag | MasterCard | Visa |
Roof | International | International |
Benefits | Spending only from the balance available on the card Card recharge through account balance, bank slip, deposit or online debit Digital and streaming services | Credibility Security Cashback Travel Assistance Service |
PagBank card
The PagBank card is international, so you can make purchases in national and international stores, as well as it has a Mastercard brand that allows participation in the Mastercard Surpreenda program.
And, in addition, to request the PagBank card, just open a digital account and make the request. However, it is important to say that because it is a prepaid card, proof of income is not required nor is it necessary to pay an annual fee.
So, if you are negative and looking for a good credit card, PagBank may have the solution you need.
Trigg Card
Well, the Trigg card is a card that has a Visa brand and international coverage, that is, you can make purchases in national and international stores and can also be accredited in various benefit programs, such as Vai de Visa.
Furthermore, you do not need to prove income to make the request, but we recommend that you have a high credit score as the request has a very careful analysis. Furthermore, the process is online and 100% free.
Thus, the card also has two contactless payment methods. One through the Trigger Band bracelet, which allows you to pay for your purchases in a safe and efficient way. Another option is through the Samsung Pay app, simply registering your card in the app and making contactless payments.
So, continue reading to learn more about the Trigg card.
What are the advantages of the PagBank card?
So, let's now learn about the advantages of the PagBank card created to simplify your financial life.
Initially, the PagBank card does not pay in installments for purchases, but this can be a super advantage, as you only spend what is in your account, without compromising your budget in the future, that is, it works in credit mode, but as if it were a debt.
And, in addition, the card is international and has a Mastercard brand, meaning you can make purchases in national and international stores, with a much larger number of shopping establishments, as well as discounts in Mastercard partner stores.
What are the advantages of the Trigg card?
Now, let's learn more about the advantages of the Trigg card so you know if it is a good card alternative.
So, the first advantage of the Trigg card is that it has the Trigg Friends program, a friend referral program in which you can earn up to R$600.00, because the more friends you refer, the greater your cashback.
And, in addition, Trigg's cashback program is super worth it, as you can receive back part of the amount spent on your purchases ranging from 0.25% to 1.3% of the total invoice value, so the more you use the card, more money back.
Finally, once your request is approved, your virtual card will be available for use.
What are the disadvantages of the PagBank card?
So, the PagBank card has some disadvantages that you should know before choosing to apply for this card.
Thus, a negative point of the PagBank card is the absence of a virtual card, because this absence prevents you from making purchases in digital stores.
And, in addition, it is also not possible to pay in installments and, therefore, buy in the long term, as the card, despite being used as credit, works as if it were debit. So, before requesting it, know if you will be willing to always recharge it.
What are the disadvantages of the Trigg card?
Well, the Trigg card has some disadvantages that you need to be aware of to make the best decision.
So, the first disadvantage is the annual fee charged in the amount of R$ 10.90 per month, as well as charges for other services such as national withdrawals in the amount of R$9.99, international withdrawals in the amount of R$10.00 and the issuance of the card that costs R$29.90.
And, in addition, the card's credit analysis is also more rigorous, preventing access, for example, to people who are negative or have a low score. But if your request is denied, just wait 90 days to apply for the Trigg card again.
PagBank Card or Trigg Card: which one to choose?
Now you know the two cards and their positive and negative points. So, you can now choose the best option for your financial life, that is, the PagBank card or Trigg card. Both have all the advantages of their respective brands.
So, the PagBank card has the Mastercard Surpreenda program, contactless payment to make your life easier and quick request. On the other hand, the Trigg card is exempt from high fees and you can manage all your expenses through the app, just like you get the Trigg bracelet.
Therefore, knowing all its characteristics, you can now choose what is best for your financial life. Still in doubt? So, check out our post below and discover other cards.
Saraiva card or BBB card: which is better?
Either the Saraiva card or the BBB card, both are international credit cards, with no fees and benefits program. So check it out.
About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
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