If you are a person who likes to shop or are looking for an international card that will help you to take care of your finances in an intelligent way, the PagBank card or the Magalu card are options that may be within what you expect from a credit card.

So, today, we're going to tell you all about these two cards and what guarantees they offer you. Check out!

So, the PagBank card is a type of prepaid card that does not have an annual fee or invoice, as well as when using it in card machines, you must choose the “cash credit” option, but the amounts will be deducted immediately in your account.

That is, there will be no future debit, because only the amounts that are in your account are deducted. So if you don't have a balance, you won't be able to make purchases.

And, in addition, it is an ideal card for negatives, as you do not have to worry about bills or incurring more debts, as you will only spend what is available on your card.

In addition, to access the card you need to have a PagBank account. So, if you want to apply for the card, it is very quick, secure, does not require proof of income and the credit analysis does not consult credit agencies.

So, if you still don't have an international card to shop online or subscribe to digital services, the PagBank card may be the best alternative.

Well then, the Magalu card is a credit card created by the Magazine Luiza network which, in turn, is considered a large variety network in the country.

Thus, it is a card with the Visa flag, international coverage and aimed at the digital public, because through it you can make several online purchases.

And, in addition, when applying for the Magalu card, you have discounts on various Magazine Luiza products, as well as in partner stores, such as Netshoes and, also, in Visa flag partner stores.

In addition, you even earn cash back on your purchases, because all you have to do is pay for your purchases using your card on the SuperApp, on the website and also at Magazine stores and the credit is available on Magalu Pay.

Therefore, if you like shopping at Magazine Luiza stores and want a modern card to optimize this process through the institution's own application, the Magalu card may be a good option.

So, the PagBank card has several advantages for customers, the first of which is the fact that you can recharge to use the card.

That's because, with the obligation of constant top-ups on the card, you don't have to worry about monthly fees or bills.

Furthermore, to have a PagBank credit card you only need to pay a single installment at the time of application and nothing else will be charged to you.

And, in addition, if you are already a PagBank customer, just request your Prepaid card for free through the application. On the other hand, if you haven't already, just open your account at the institution without having to pay anything for it.

So, if you are looking for practicality and having a completely free card that will provide you with a unique experience, PagBank may have what you need.

Well, the Magalu card created by Magazine Luiza also has several benefits for customers, the first of which is the fact that it is a card that gives you access to various discounts on the brand's own network.

This is because, if you choose to buy a product with any other card, it will be much more expensive than if you buy it with the store card.

And, in addition, the Magalu card is an international card, that is, you can shop at national and foreign stores, and you can also pay for purchases in up to 24 installments at all Magazine Luiza stores.

In addition, you also get several discounts at partner stores, such as Netshows, Zattini and Shoestock.

So, if you usually buy frequently at Magazine Luiza having a card that gives you several discounts, it can be a great opportunity to buy while saving money, right?

So, the Pagbank card has several advantages as mentioned, but, like other credit cards, it also has disadvantages, such as not allowing purchases in installments and charging withdrawals in the amount of R$7.50.

Therefore, before opting for this card, look at the other card options on the market to make sure that it is what you need at the moment.

Well, the Magalu card, despite so many advantages, also has some disadvantages such as the credit analysis carried out by the institution.

This is because, to access the card, you need to prove a minimum income of R$800.00, to serve as a guarantee to the company that you will be able to pay the monthly bill.

So, before opting for this card, look at the other shopping cards available in the market.

So, the PagBank card or Magalu card are international cards that help you when shopping in national or foreign stores with great discounts and benefits programs. So, if you are looking for security, practicality and lots of discounts, they may be the best options on the market.

However, if you are looking for a more traditional card, how about analyzing our article on Santander SX and Pan cards? So, click on the recommended content and check it out!