Cards

PagBank card or Inter card: which one to choose?

Among several card options on the market, finding a card with your face that offers what you need is not always a simple task. Therefore, the Pagbank card or Inter card are options that can help you improve your financial life. Check out!

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PagBank x Inter: find out which one to choose

Afinal, qual é o melhor cartão? Fonte: Pexels.
After all, what is the best card? Source: Pexels.

So, with international coverage, annuity exemption, Mastercard Surprise program and a super versatile application, the Pagbank card or Inter card are among the best card options in the financial market.

This is because they offer very interesting proposals for customers who can opt for different models of cards for different needs.

So, if you are looking for a card with several features that will help you to simplify your financial life, read on to find out about these two financial products. Let's go!

How to apply for Pagbank card

If you liked the functionalities and advantages of the Pagbank prepaid card, find out right now how to apply without bureaucracy.

How to apply for Inter credit card

Do you want to know how to apply for an Inter credit card? So, read our text and find out!

PagbankInter
Minimum Incomenot requirednot required
AnnuityExemptExempt
FlagMasterCardMasterCard
RoofInternationalInternational
BenefitsSpending only from the balance available on the card
Card recharge through account balance, bank slip, deposit or online debit
Digital and streaming services
Exclusive discounts and perks
Mastercard Surprise
easy request
exclusive digital account
But, after all, what is the best card?

PagBank card

Well, the PagBank card is a type of card that works as a cash credit card, as it is a prepaid financial product.

This is because, in order for you to use Pagbank card services, you need to have a balance in your current account, as withdrawals and purchases are discounted on the spot.

Thus, the card is completely free and international, that is, you can make purchases inside and outside Brazil.

In addition, you can make purchases at all establishments that accept the Mastercard brand, as well as access digital services and applications that require a card for payment, such as Netflix and Spotify. You can also make withdrawals throughout Brazil using the Banco24Horas and Saque e Pague networks, as well as the Plus network abroad.

Therefore, the Pagbank card is a financial product that uses top-quality technology and delivers the best benefits to customers.

Inter Card

So, the Inter card is a financial product launched by Banco Inter which, in turn, is a 100% digital bank headquartered in the city of Belo Horizonte in Minas Gerais.

It is important to say that Inter only has this physical headquarters, with no other in Brazil.

And, in addition, it provides a credit card that gives you access to a super functional and intuitive application. In it, you can make international purchases, unlimited and free withdrawals at Banco24Horas, and you can also take advantage of approximation payments.

In addition, the card has a Mastercard brand, that is, you will have access to all the advantages of the brand, such as the Mastercard Surpreenda program.

But it is worth mentioning that Inter offers three card categories: Gold, Platinum and Black. And you can choose the category that best meets your needs.

Therefore, the card brings diversity and gratuity as a key point in the delivery of quality services.

What are the advantages of the PagBank card?

Mas, afinal, quais as vantagens do cartão? Fonte: Pexels.
But, after all, what are the advantages of the card? Source: Pexels.

Well, the PagBank card has several advantages for customers, the first of which is the fact that you can count on an international card.

This means that you can make unlimited withdrawals worldwide at accredited ATMs. And, in addition, you can make payments in reais and foreign currencies.

In addition, you will also be able to make purchases in national or foreign stores, as well as subscribe to digital services in reais and also services that are marketed in foreign currency.

So, the biggest advantage of the international card is having more options for using your PagBank card. In addition, he also does not charge annuity.

Therefore, the PagBank card represents everything you need in a financial product, as it can be requested over the internet and you don't have to worry about using it only in Brazil.

What are the advantages of the Inter card?

So, the Inter card has several advantages such as, for example, the annuity exemption. This is because it is part of a 100% digital bank, which does not charge any fees to keep card services active.

And, in addition, Inter also has the lowest interest rates on the market, as well as a cashback program, that is, for every amount paid on your bill, part of it goes back to your checking account. But, each card offers a different percentage.

For example, Gold offers 0.25% cashback. On the other hand, Platinum offers 0.50%. Black offers 1%.

And, in addition, the Inter card works in credit and debit mode together. That way, it's easy to understand why Inter has been classified as the best digital card of all so many times, isn't it?

What are the disadvantages of the PagBank card?

Well, the Pagbank card is among the best card options on the market, no wonder, as it brings several benefits to customers.

But, like any other financial service, it also has disadvantages, such as the impossibility of making purchases in installments.

And, in addition, the withdrawals are not unlimited and a fee of R$7.50 is charged per withdrawal per month, as well as it does not have a virtual card.

Therefore, before opting for this card, look at the other card options on the market, for example, the Inter bank and see your current financial situation, to check whether or not it is worth acquiring it.

What are the disadvantages of the Inter card?

So, although the Inter card is considered the best digital bank card in the country on several occasions, it also has some disadvantages, such as, for example, the fact that it charges a fee for a duplicate credit card, as well as for the emergency assessment of credit.

And, in addition, the revolving interest of this card is 7.7% per month, that is, a relatively high interest rate compared to other cards on the market.

PagBank card or Inter card: which one to choose?

Cartão PagBank ou cartão Inter: qual escolher? Fonte: Pexels.
PagBank card or Inter card: which one to choose? Source: Pexels.

Well, the PagBank or Inter card, as you can see, are among the best card options on the market. This is because they offer advantages, such as the Mastercard Surprise program.

Just as you will have access to partner establishments and be able to control your accounts through the bank app.

But if you still have doubts, check out another card comparison in the recommended content below.

Saraiva card or Pan card?

Whether the Saraiva card or the Pan card, both have annuity exemption and international flag. Check out more information about them here!

About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

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