If you are looking for a card that offers good features and benefits for everyday use, the PagBank card or Caixa Mulher card may be the alternative you need to have a great credit card in your hands.

So today, we’ve brought these two cards so you can compare how they work, their advantages, and disadvantages to see which one best suits your needs. Let’s go!

So, nowadays, most people prefer not to carry physical money in their pockets, opting instead for cards and digital accounts on their cell phones, such as Banco Inter, Banco Neon and also Pagbank.

To bring even more convenience to these users, Pagbank created the Pagbank card. With it, you can make purchases, pay bills and enjoy several benefits.

This is because, despite being used as a credit card, you will use it as a prepaid card, that is, the card amounts are discounted immediately, so you need to have a balance in the account.

And, in addition, it is a great card option, as you will not get into debt in the long term, nor will you be able to pay for purchases in installments and have to pay in the future, everything is done quickly, safely and practically.

So, the PagBank card, which has a Mastercard brand and international coverage, also allows you to participate in the Mastercard Surpreenda Program and have access to discounts at partner establishments. Therefore, if you are looking for a convenient card that helps you spend without getting into debt, it can be a good alternative.

Well, the Caixa Mulher card is a financial product issued and created by Caixa Econômica Federal and can be used as a credit or debit card. In addition, it has the Elo brand and is an international card, meaning you can make purchases in national and international physical or digital stores.

Furthermore, to find out the limit on your card, you will need to undergo a credit analysis and, based on this, the institution will designate the limit on your card.

Furthermore, the card is exclusive to Caixa customers, that is, you need to open an account with the institution to have access to the card.

It is important to mention that, in order to apply for the card, you cannot have a negative credit history, as the institution carries out a credit analysis with credit agencies, such as SPC or SERASA, meaning that a regular CPF status is one of the requirements for approval.

Finally, the Caixa Mulher card, as the name suggests, is an exclusive card for women, with men having to opt for other card alternatives.

So, the Pagbank card has several advantages, such as the fact that you can make purchases in national and international stores, due to international coverage.

And, in addition, you can subscribe to digital services quoted in reais and also services that are traded in foreign currencies.

Furthermore, you have up to 5 free withdrawals per month, as after this amount a fee is charged to users, as well as reduced rates and exemption from other service fees.

And, you also have access to the PagBank app, which allows you to pay bills, make purchases, pay bills with a QR Code and several other digital services. However, to access the card, you need to open an account with the institution.

Well, the Caixa Mulher card has several advantages, the first of which is the fact that it is a card completely exempt from annual fees.

And, in addition, being a card entirely dedicated to women, it is concerned with creating benefits dedicated to them, such as body and mind care, home services, car insurance, funeral assistance and many others.

But you can only choose up to 5 benefits, customizing the card however you want, making it your own. Awesome, right?

So, the Pagbank card charges for withdrawals made, this is because each customer can make up to 5 free withdrawals, but after this, an amount of R$7.50 is charged per withdrawal made.

Furthermore, you don’t have a virtual card like most other digital banks. Likewise, you can’t pay for purchases in installments, as it’s a prepaid card. Also, check out other options on the market before choosing PagBank.

Well, the Caixa Mulher card has some disadvantages, such as the fact that it is an exclusive card for women, that is, men cannot have access.

And, in addition, it does not approve cards for women with negative credit ratings, that is, you need to have a regular CPF status before requesting the card.

So, the PagBank card or Caixa Mulher card are cards from institutions committed to providing new experiences to customers with differentiated advantages, such as the Mastercard Surpreenda Program and the Elo Flex Program, respectively.

But if you still have doubts, see a new card comparison below.