Cards
PagBank card or Atacadão card: which one to choose?
If you are looking for a card that offers several discounts at partner stores, as well as international coverage, Visa or Mastercard and several other advantages, the PagBank card or Atacadão card may be what you are looking for. So, read this post and check it out!
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PagBank x Atacadão: find out which one to choose
So, with international coverage, rewards programs and a super versatile app, the Pagbank card or Atacadão card are among the best card options in the financial market.
So, if you're looking for a credit card that offers several features and helps you to make your financial life easier, read on to find out about these two plastics.
How to apply for Pagbank card
If you liked the functionalities and advantages of the Pagbank prepaid card, find out right now how to apply without bureaucracy.
How to apply for your Atacadão card
Find out right now everything you need to do to apply for your wholesale card.
Pagbank | Atacadão | |
Minimum Income | not required | not informed |
Annuity | Exempt | 12x of R$ 11.90 |
Flag | MasterCard | Mastercard/Visa |
Roof | International | International |
Benefits | Spending only from the balance available on the card Card recharge through account balance, bank slip, deposit or online debit Digital and streaming services Exclusive discounts and perks | Atacadão and Carrefour exclusive discounts and offers |
PagBank card
So, the PagBank card is a prepaid financial product created by PagBank to be a strong competitor of other digital banks in the market, such as Nubank and Neon.
Thus, it is a rechargeable card, that is, in order to use it, you need to recharge it and then make your purchases or pay bills.
And, in addition, when using card machines, just choose the credit option and use it normally. But, know that the amounts will be discounted immediately.
In addition, it is a card with international coverage and free of charge, as well as having the Mastercard brand and guaranteeing you access to the Mastercard Surpreenda program.
It is important to mention that, to have access to the card, you need to have a PagBank account and then apply.
Therefore, the Pagbank card is a financial product that gives you access to various services from the bank itself as a personalized application, as well as the benefits of the Mastercard brand.
Atacadão Card
Well, the Atacadão card is a financial product created by the Atacadão network, which is part of the Carrefour group.
Thus, it is a credit card that can be used at Atacadão stores, at Atacadão drugstores and at the network's gas stations, as well as at Carrefour.
And, in addition, it is a card that has several advantages, such as purchase insurance, international coverage, Visa or Mastercard.
That is, you can choose the flag and have access to programs such as Vai de Visa or Mastercard Surpreenda.
So, if you are looking for a card that is versatile and committed to offering discounts to customers, Atacadão is what you need.
What are the advantages of the PagBank card?
So, the PagBank card has several advantages for customers, such as the fact that it is an international card where you can shop anywhere in the world.
And, in addition, it is exempt from annuity, does not require proof of income and does not consult credit protection agencies, such as SPC and SERASA. That is, if you are negative, you have found one of the best card options on the market to apply.
Furthermore, speaking of applying, it is completely free and online, that is, you do not have to worry about going to a bank branch in person to apply.
Therefore, the PagBank card is a great card if you are looking for credibility, practicality and security.
What are the advantages of the Atacadão card?
Well, the Atacadão card has several advantages for customers, one of the first being the fact that you can get discounts at Carrefour and Atacadão stores.
And, in addition, you can pay in up to 10 interest-free installments at Atacadão and Carrefour drugstores, as well as at Atacadão Posts, deadlines for paying for fuel are longer, up to 70 days.
In addition, you can make purchases in national and foreign stores and also choose the flag that will use the card, which can be Visa or Mastercard.
And, in addition, when you recharge the card at any of the Atacadão stores, the limit is released immediately, as well as you can redeem values at any Banco24Horas cashier. Furthermore, you are the one who chooses the date that you will pay your invoice.
Therefore, if you want a card that does not charge a minimum income, has a wide variety of partner stores and discounts on products, the Atacadão card is what you need.
What are the disadvantages of the PagBank card?
So, the PagBank card, despite being a great financial product, does not accept purchases in installments. This is because, as it is a prepaid card, it only accepts purchases in the cash credit mode. And, in addition, card withdrawals are also charged from the fifth transaction.
What are the disadvantages of the Atacadão card?
Well, despite having several advantages, one of the disadvantages of the Atacadão card is the credit analysis. This is because even though the minimum income is not a requirement, the credit analysis consults criteria not informed by the institution. And besides, you don't have access to the points program.
PagBank card or Atacadão card: which one to choose?
Therefore, the PagBank card or Atacadão card are the ideal cards if you are looking for security, discounts at partner stores, the Vai de Visa or Mastercard Surpreenda program, as well as access to purchases at national or foreign stores.
So, review the cards and see which one is the best option for you. And if you still have questions, see the recommended content below.
Saraiva card or Pan card?
Whether the Saraiva card or the Pan card, both have annuity exemption and international flag. Check out more information about them here!
About the author / Joyce Viana
Reviewed by / Junior Aguiar
Senior Editor
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