In fact, choosing the best credit card is difficult, so we will compare the Ourocard Universitário card and the CEA card to help you with this decision.

In short, the Ourocard Universitário card is for a specific audience, who can prove enrollment in higher education courses and do not have a fixed income, much less proof, and thus can have a credit limit for college expenses.

On the other hand, the CEA card is aimed at those who shop in the store, seek weekly discounts and also need a good credit limit to make international purchases and even spend the limits made available in other stores.

While one credit card offers a pre-approved limit without proof of income, the other has two limits for customers to take advantage of, one for credit and one for withdrawals, that is, use one without compromising the other! 

So, if you're curious, stay with us and check out the comparison between these cards that are very popular, practical and easy to access, so check it out!

Certainly, many university students start their studies at a very young age, without any income or support for college expenses, except when they have help from their family. That's why university profile credit cards were created without bureaucracy.

Although many cards require credit analysis and proof of income, most focused on students do not, as does the Ourocard Universitário card, so present proof of enrollment and have a minimum limit of R$1,500.00 approved!

Thus, the order can be made online and while waiting for the card to arrive, use the virtual card to start your purchases with the Ourocard Universitário. Even though it is a card of this profile, the student has access to a traditional BB checking account.

Furthermore, have a useful credit card that helps with college bills and pay the bills like any other credit card, without paying any extra fees, since this option does not charge annual fees or monthly maintenance fees, in other words, save money and, still, do not have to struggle to pay for your studies.

Although many store cards are limited to in-store purchases, this one aims to give customers freedom, with a credit card, payment for international purchases, and whoever has the card will be able to withdraw from the limit.

Therefore, have a card from one of the largest retail stores in the country, with an association with Banco Bradesco and the brand, in addition, if you are already a customer of the store, the chances of approval are greater, so research your history before placing the order.

Even more so for those looking for discounts and advantages in installments, the CEA card is also useful, because the customer can pay for purchases in up to 5 interest-free installments and has a discount of 10% on the first purchase.

Finally, CEA card customers have three card options, with different brands and different rates, which gives the customer the power to choose the card that best fits their financial profile, as well as the same benefit of enjoying the advantages mentioned above!

Above all, a university card can be a lifesaver for many students who start college without any financial support, especially when BB has already announced the possible amount of credit offered, so check out all the benefits below.

Firstly, CEA customers can pay for purchases in installments and also withdraw money from their credit card without one limit influencing the other, for example. Furthermore, customers have even more advantages with this card, see below.

In order to limit access, the Ourocard Universitário card has an age limit of 16 to 28 years, that is, if you are an older university student you will not be able to get a good limit without proof of income and will have a traditional BB account.

First of all, the possibility of offering this good pre-approved limit is numbered, since BB has informed a deadline until 12/31/2021 for students without proof of income to be able to count on this amount, which will change after this date, so stay tuned!

First of all, you should know that the annual fees for C&A cards are very high, reaching R$278.00 per year in some cases. In other words, regardless of the type chosen, you will have to pay this fee every month or in a single payment.

In addition, C&A offers low interest-free installments, compared to Magalu, Havan and Marisa, for example. This means that when the installment exceeds 5x, the customer will have to pay interest, which can be a burden, right?

Finally, what would be ideal for your moment, the Ourocard Universitário card or the CEA card?

In short, while the card does not require proof of income for a defined age limit, the other performs credit analysis and is very beneficial for store customers, however, both can be ideal for those who need to purchase on credit.

This means that for streaming subscriptions, app payments or international purchases, both are useful and can be requested online, so compare each advantage to choose the ideal one!

In order to offer you the best option, don't worry if you haven't decided yet. While you read this comparison, our team is preparing another one that is just as rich in information. So, click on the recommended content below and stay with us!