Cards
Nubank Ultraviolet Card or Vooz Card: which is better?
Find out details to decide between the Nubank Ultraviolet card or the Vooz card. Both have a digital account and benefits associated with the brand. Check out!
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Nubank Ultraviolet x Vooz: find out which one to choose
How about choosing between the Nubank Ultraviolet card or the Vooz card?
So you can expand your range of options and choose the best credit card. We compare cards with similar profiles, low fees, additional cards and much more.
In short, the Nubank Ultravioleta card is ideal for travelers who want to enjoy the benefits of the Mastercard Black brand, including medical and shopping insurance.
In addition, the customer receives a metal card and does not have to change it if he already has a Nubank account. Furthermore, this increases the chances of this more advanced version being approved.
On the other hand, the Sicoob cooperative Vooz card appears with a pre-approved minimum limit, low fees, digital account technology and contactless payments.
In this case, the customer can choose between the Visa or Mastercard brands, being able to take advantage of the benefits of both, such as the points programs.
So, with this initial information, discover with us the advantages, disadvantages and reasons why one of these cards is the solution for your installment purchases. Let's go!
How to apply for the Nubank Ultravioleta card
Pay no annual fee and get cashback with exclusive annual income, in addition to Mastercard Black brand benefits.
How to apply for the Vooz card
The Sicoobcard Vooz card is the new launch of the Sicoob cooperative. Find out how to leave the agency with the card printed on the spot and have R$1,000 reais of available limit.
Nubank Ultraviolet Card | Voz Card | |
Minimum Income | not required | not informed |
Annuity | Exempt | 12x of R$ 9.90 |
Flag | MasterCard | Mastercard or Visa |
Roof | International | International |
Benefits | With each purchase, receive 1% back and earn annual CDI income With a metal version without printed information Have health insurance on travel and guarantees on purchases with the Mastercard Black flag | Make a purchase per month and pay no annual fee Get price protection and always pay cheaper The Vooz customer gets an initial limit of R$ 1,000.00 after approval |
Nubank Ultraviolet Card
The Nubank Ultravioleta credit card arrives with some features related to security and travel.
Not just a credit card, this is also a free pass to airport lounges and lounges, as well as emergency calls. That's because he has Masterassist Black, global medical insurance that offers appointments and procedures around the world.
Meanwhile, the customer undergoes a credit analysis and waits for approval on an interest list. In addition to paying a monthly fee of R$49.00 to guarantee access.
Knowing that when you are a Nubank customer with a good financial history, it is possible that the approval is faster and the limit higher than in the old model.
So, have a Black flag card, cashback that yields annually and a free digital account without losing Nubank benefits.
In addition, it has a unique design, is heavier, made of metal and bears the Ultraviolet name. That's because printed information is only seen through exposure to this light, which is very interesting, isn't it?
Voz Card
First of all, know that the Vooz card is an option of the Sicoob cooperative, created in 1997. The cooperative currently has more than five million members in the country.
In order to reach younger customers, the Vooz card is aimed at an audience of 18 to 35 years old. And it has a pre-approved minimum threshold of R$1,000 upon approval.
Just like traditional cards, it allows the customer to choose between Visa or Mastercard and enjoy some benefits, such as price and purchase protections, in addition to an extended warranty.
Know that this case is focused on the digital version, so the physical card works for international purchases and approximation payments, but the information remains in the application.
At the same time that it has immediate approval, it is necessary to open a bank account with Sicoob directly at the agency to guarantee your Vooz credit card.
Also, have additional cards and digital invoices, without worrying about going to the branch all the time to solve any credit card situation!
What are the advantages of the Nubank Ultraviolet card?
Since it was created, the Nubank card has been ideal for anyone looking for a fast digital bank, with technology, low fees and benefits that come with the Ultraviolet version.
This means that with each purchase, the customer has a cashback of 1% which yields 200% of CDI annually. In the digital account itself, it is possible to monitor the income and use it as you wish.
In addition, the Mastercard Black brand provides medical insurance that covers health emergencies, covering extra travel expenses, consultations and exams.
It is also possible to accumulate Smiles points and exchange them for airline miles, in addition to the Mastercard Surpreenda benefits that accumulate one point with each purchase made.
What are the advantages of the Vooz card?
Not just a credit card, the Vooz card has a digital account for monitoring invoices, purchases and any bank transaction.
Among the advantages, it is important to highlight that the customer, after being approved, already leaves the branch with a minimum limit of R$1,000.00 for international and national purchases.
In addition, you can request an additional card with the same benefits, without paying an annuity, as long as you make a purchase of any amount in credit mode, that is, buy and do not incur the expense.
The customer is free to choose between two brands and enjoy the benefits inherent to them. For example, price protection, where you buy a product and find it cheaper within 30 days, you get a refund of the difference!
What are the disadvantages of the Nubank Ultraviolet card?
It is important to note that this card may not be available for low-income customers, because it is premium. That is, even without income information, it is likely to exceed R$ 5,000 per brand category.
Of course, the customer will pay the monthly fee and, before approval, must wait on a list of interests, which Nubank guaranteed to give priority to those who are already customers of the digital bank.
Finally, access to the VIP Lounges, as mentioned above, may incur certain fees. Therefore, check in each one of them if only the presentation of the Nubank Ultravioleta card would be necessary for access.
What are the disadvantages of the Vooz card?
What most draws attention to the request for this card is the impossibility of making it through the application. That is, the client will need to go to a Sicoob agency to make the request.
This means that the account may have monthly fees, which may vary depending on the account opened. Also, be aware that the card does not come with information.
If you happen to want a credit card with a number, name and other details, you'll have to wait a few more days to access it. This is because the customer leaves the agency with the printed card in hand.
Nubank Ultraviolet Card or Vooz Card: which one to choose?
Were you able to decide between the Nubank Ultraviolet card or the Vooz card?
In summary, the aforementioned cards offer all the technology necessary for approximation payments and free applications.
Among the main differences, we can highlight the request, since one is done via the internet and the other only at the branch. While roxinho requires the customer to wait on a list, Vooz offers an active card instantly.
Therefore, to reach a decision, know that one is ideal for Nubank customers who want an advanced flag. While Vooz is ideal for young people who have little financial movement and want a good initial limit.
So, before you decide, analyze the financial situation so that the cards become great allies! If you haven't reached the decision, check out another comparison below!
Nubank Ultraviolet card or Bradesco Neo card?
Learn more about cards with exclusive advantages, such as a high limit and the possibility of waiving the annuity. So, decide between them.
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