Cards

Nubank Ultraviolet Card or Nubank Platinum Card: which is better?

Decide between the Nubank Ultraviolet card or the Nubank Platinum card. Both are cards for people with higher incomes who love to travel. Check out!

Advertisement

Nubank Ultraviolet vs Nubank Platinum: find out which one to choose

Cartão Nubank Ultravioleta ou cartão Nubank Platinum: decida! Fonte: Nubank.
Nubank Ultraviolet card or Nubank Platinum card: decide! Source: Nubank.

After all, why change the traditional purple and choose between the Nubank Ultraviolet card or the Nubank Platinum card?

Undoubtedly, when the Nubank card is used for a long time, the customer thinks of more benefits, especially those exclusive ones, which involve the VIP Room at airports, health and travel insurance, among others.

With that in mind, Nubank created two options, both designed for those looking for benefits from travel and more income from their digital account, in addition to free Wi-Fi in various places.

Also, learn more details and the differences of these options from the purple card, so check out the comparison!

How to apply for the Nubank Ultravioleta card

How about having a metal credit card, where you get exclusive benefits for travel paying a low monthly fee? Know more!

Nubank Ultraviolet CardNubank Platinum Card
Minimum Incomenot requirednot required
AnnuityExemptExempt
FlagMastercard BlackMastercard Platinum
RoofInternationalInternational
Benefitscard made of metal
1% Instant Cashback
Yield of 200% of the CDI of the amounts returned
Benefits for travelers, such as travel insurance and access to VIP lounges
Perks granted by Mastercard, such as a points program
travel consulting
Insurance for medical emergencies and automobiles
But, after all, how to decide between the two?

Nubank Ultraviolet Card

As much as the traditional Nubank card is useful and popular, the Nubank Ultravioleta card appears with a differentiated proposal for customers who can pay monthly fees and seek safer trips.

This means that the customer will have the same benefits as the traditional Nu account, but with cashback, metal card, travel insurance and free Wi-Fi in several destinations, which is great for travelers.

In addition, it works through the application where the customer makes all the transactions and takes advantage of the Mastercard Black flag, with Mastercard Surpreenda and many other benefits.

To access the Nubank Ultravioleta card, it is important to already have a financial history in the digital bank, pay a monthly fee of R$49.00 and participate in an interest list, where Nubank analyzes your financial profile and decides whether or not to approve the card.

Furthermore, customers who have monthly expenses of R$5,000.00 on the card or investments greater than R$150,000 in Nubank or Easynvest are free of this monthly fee, especially if the rules are met on a monthly basis.

Nubank Platinum Card

How about having a more exclusive version of the Nubank card, still without an annual fee and with unique chances of having support and security on national and international trips?

Undoubtedly, the Nubank Platinum card for travelers can be a source of problem solving, with a concierge available to answer questions, recommend restaurants and point out safer destinations.

On the other hand, there is also insurance for medical emergencies, where it covers all emergency expenses, not to mention car accident protection, which provides global coverage for rental cars.

Anyway, also enjoy the benefits of Mastercard Surprise, including promotions, buy one and get two at different physical and online stores, including those in other countries.

So, if you are a frequent traveler, count on the benefits of Mastercard Platinum and travel without headaches and with protection.

What are the advantages of the Nubank Ultraviolet card?

Saiba detalhes e aproveite um cartão de crédito em metal. Fonte: Nubank.
Learn details and enjoy a metal credit card. Source: Nubank.

In any case, the Nubank Ultravioleta card can be ideal for anyone who wants to be a VIP anywhere, so check out more advantages of this option below.

  • Cashback of 1% on each purchase, yielding 200% from the CDI;
  • Exclusive Nubank metal card;
  • Get free monthly fee when spending R$ 5 thousand per month and having investments;
  • Access VIP lounges, free Wi-Fi, travel insurance with Mastercard Black.

What are the advantages of the Nubank Platinum card?

O cartão Platinum não tem anuidade ou mensalidade. Fonte: Nubank.
The Platinum card has no annual or monthly fee. Source: Nubank.

Since it is a Platinum card, access is limited to some perks, however, it offers several travel-related benefits, mainly those described below.

  • Do not pay annuity or any monthly fee;
  • Have travel advice, with a consultant to help you in destinations;
  • Medical emergency insurance, in which your family has a global guarantee of care;
  • Mastercard Surprise, with accumulation of points and promotions “take 2 and pay 1”.

What are the disadvantages of the Nubank Ultraviolet card?

We can highlight access among the main disadvantages, since many people do not have high credit card expenses or the chance to pay a monthly fee of R$49.00 per month, for example.

Furthermore, acquiring the Ultravioleta card is only possible after a rigorous credit analysis and the customer waits for the chance to have it on a list of interest, which can take up to months to respond.

What are the disadvantages of the Nubank Platinum card

Not just a credit card, but also an exclusive account, the Platinum version card can only be accessed by income well above the minimum wage, a rule imposed by the Mastercard brand.

In this sense, the customer who needs emergencies will pay a withdrawal fee of R$6.50. As far as the beginning of the Nubank cards, Platinum is not available upon request from the customer, it is the digital bank itself that offers the modality by analyzing your expenses.

Nubank Ultraviolet Card or Nubank Platinum Card: which one to choose?

Decida entre cartões que tem benefícios para viajantes. Fonte: Nubank.
Decide between cards that have benefits for travelers. Source: Nubank.

Finally, what do you think of the exclusive options for deciding between the Nubank Ultraviolet card or the Nubank Platinum card?

In short, they are high-income cards, but they also tend to use the credit card for travel, insurance and exclusive benefits, so orders involve a waiting list or invitations.

In addition, it works like any Nubank credit card, using the application, virtual and physical cards, as well as a digital account at no cost for most transactions.

So, analyze your priorities, financial income, CPF situation and decide which card is best to benefit from safer trips.

If you haven't decided yet, don't despair, because below, we've brought you another credit card comparison full of important details, so check it out!

C6 Bank card or Nubank Ultraviolet card

The C6 Bank and Nubank Ultravioleta cards are controlled through the application and offer international coverage, in addition to Mastercard benefits. Check out the comparison!

Trending Topics

content

Porto Seguro Card or Agibank Card: which is better?

Are you in doubt between the Porto Seguro card or the Agibank card? So, check out in this complete comparison which of these options is right for you!

Keep Reading
content

Senhor Panda compared Recarga Pay to other card options

The Recarga Pay card is free of annual fees and has a benefits program. See a quick comparison with similar good ones: Samsung Pay and Nubank.

Keep Reading
content

Discover 10 apps to make fit recipes here:

Discover a variety of healthy and delicious foods! Find inspiration and transform your diet with the best fit recipes.

Keep Reading

You may also like

content

Discover all Santander cards

Discover all the Santander cards that you can choose from according to your income, preferred card (Visa or Master) and the annual fee you are willing to pay. Learn more later.

Keep Reading
content

Know the loan for negative BKM

If money was short at the end of the month or you know that the time has come to invest in your own business, then you need to know the quick and easy loan for bad debts from BKM.

Keep Reading
content

Update of Banco Inter's Super App offers integration of new services and simplified functionalities to its customers

After a historic achievement in the last quarter of 2021, Banco Inter starts the new year promising new features by updating the features available in its app. Learn more below.

Keep Reading