Undoubtedly, deciding between the Nubank Ultravioleta card or the Modalmais card is difficult, since they have good digital accounts.

However, each one is aimed at different financial profiles, as the Nubank card is for travelers who want more security and cashback on each purchase.

The Modalmais card is for investors. In addition, it has a points club whose score can be exchanged for products or miles, without charging any monthly annuity.

Then, find out more details about both, who have digital accounts and can be requested via the internet through credit analysis and proof of documents.

Also, without further ado, check out the detailed comparison between the cards and decide in this post which one would be ideal for more advantageous and safer purchases!

As much as the credit card needs to have a high limit to be useful, it also needs to be effective in terms of economy, security and design, characteristics of this option.

This means that the Nubank Ultravioleta credit card has a modern design, with a metal card, without any information related to the number or expiration date.

In addition, the customer accesses savings through a cashback with an annual yield of 200% from the CDI, that is, with each purchase, he receives back 1% of the amount spent to take advantage of it.

Since it has the Mastercard Black flag, it provides the customer with comfortable waits in airport VIP lounges, with Wi-Fi, USB and plugs for charging electronics.

If you happen to be on a trip and you are a Nubank Ultravioleta customer, forget about the losses if you need to cancel due to an emergency, as this is yet another coverage of the flag.

All this and much more is available thanks to the international flag and the customer has to pay a monthly fee of R$49.00 and wait for approval on an interest list.

For those who don't know, Modalmais is an investment bank founded almost 40 years ago, focused on those who want to start investing with little.

As there are investment opportunities starting at R$ 30.00, the bank expanded and saw the need to create a credit card that requires analysis.

This means that the customer needs to have a clean name to access the modality that is without annuity with the Visa Classic brand and benefits, such as Vai de Visa and its own points club.

That is, use your credit card and start accumulating points in both ways, with Modalmais Rewards being the chance to exchange for products or services and accumulate a point with each purchase.

In addition, the customer has Cash Forward, which exchanges their points for cash back, that is, accumulate 500 points and exchange them for R$500.00, for example, so that's a lot of savings!

So that you understand the details, we have separated the main advantages of the Nubank Ultraviolet metal card into topics, so follow along below.

As much as the Modalmais card is suitable for investors, anyone can enjoy the benefits of the free digital account, so see details below.

Although it has advantages such as cashback income, it is important to note that the CDI yields annually, which may take time to accumulate a reasonable amount.

Since it is an exclusive card, Nubank requires in this case that the customer waits on an interest list that can release their metal card in weeks, but also in months.

In addition, the client undergoes a rigorous analysis of financial history to gain access.

As much as it is a broad credit card, Modalmais also requires credit analysis and the points program has a detail: the customer pays a fee of R$15.00.

That's right, accumulate points only upon payment. On the other hand, the order can also be placed only by those who invest at least R$500.00 in one of the bank's options.

Finally, the customer who opts for the Platinum and Infinite options pays annuities after four months of free service.

So, did you manage to define which one is best for you and decided between the Nubank Ultravioleta card or the Modalmais card?

Not just a digital bank, but also an investment institution, Modalmais prioritizes those who already have this intention with a basic card with no annual fee.

While the Nubank Ultravioleta card is ideal for those looking for security, comfort and less stress when traveling, a wait on the Nubank interest list is required.

Whether you like it or not, you need to do a thorough analysis and choose the credit card that has the most to do with your priorities, which in this case may be investing or having less headaches during your trips.

Therefore, consider your CPF situation and your financial transactions, then ask for any of the options through the respective websites. If you haven't decided, click below and continue with us in another card comparison.