Without a doubt, deciding between the Nubank Ultravioleta card or the Magalu card can be difficult, right?

Therefore, this detailed comparison will show the advantages and disadvantages of each of them, as well as indicating characteristics so that you can save more.

Just to give you an example, the Nubank Ultravioleta card is an advanced version of the traditional purple one, with a metal card ideal for travelers looking to spend less.

On the other hand, the Magalu card is ideal for store customers who want to buy more for less or even accumulate cashback to exchange for even more discounts.

So, keep following our comparison!

How about having a special Nubank card made of metal with exclusive details for customers who have large financial transactions in the digital bank?

While the traditional Nubank card is more basic, it offers numerous travel-related benefits, such as Mastercard Black insurance.

This means that if there are medical emergencies, you will be assisted with global coverage and if you need to wait at airports, you will have access to lounges and VIP rooms in comfort.

Furthermore, each purchase generates 1% of cashback, which goes directly to the digital account and yields 200% of CDI annually, which in the long term can generate discounts on invoices and other payments.

To access these benefits, the Nubank Ultravioleta card requires a monthly payment of R$49.00 and the customer must wait for approval on an interest list.

So that Magalu customers can continue shopping and with much more savings, the retail chain offers a card that has daily discounts.

Therefore, the Magalu card does not charge an annual fee or any membership fee. The customer simply undergoes a credit analysis and receives immediate approval.

After the card is approved, the customer who made a request by 08/31/2021 has cashback of 4% on each purchase and the money only goes to the Magalu digital account within 20 days.

Finally, the request is made online and you can have a large credit card, with a Visa brand and with the chance to pay invoices in up to 24 installments without any interest!

In this way, the Nubank Ultravioleta card ends up being advantageous for those who travel frequently and need more security and practicality. Furthermore, check out other details below.

In summary, the Magalu card appears as one of the cheapest available in stores, so see more advantages below.

When the customer requests the Nubank Ultravioleta card, it does not receive immediate approval, as it will need to wait for a while, with no average definition.

For example, you will undergo a thorough credit check against a list of interest before being approved, which can take days or weeks.

Furthermore, the monthly fee of R$49.00 can only be waived if the customer has a high income and spends R$ 5 thousand on bills each month, which may not be affordable for everyone.

Since there is a cashback, the delay for the money to reach the MagaluPay account can be considered a disadvantage, as you need to have this account to access the amount, which takes 20 days to receive.

Still talking about cashback, it is only generated on purchases at Magalu stores, so don't expect a refund on other transactions. Finally, the customer also goes through a consultation at SPC/Serasa to access this card.

Once you have all the information, were you able to decide between the Nubank Ultravioleta card or the Magalu card?

In any case, they are ideal options for those looking for cash back, savings on purchases and few fees, as one has a low monthly fee and the other does not charge monthly fees.

Once you reach the conclusion, take into account your financial situation and priorities, which in this case need to include cheaper trips or purchases, for example.

If you have done all this analysis and still haven't reached a verdict, continue searching for the ideal credit card option, as there are many on the market.

To help you, below is another comparison full of information, where you can also apply for credit without leaving home, so keep reading!