Cards
Nubank Ultraviolet Card or Inter Card: which is better?
Discover details and decide between the Nubank Ultravioleta card or the Inter card. Both have a cashback program and benefits associated with the brand. Check out more about them here!
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Nubank Ultravioleta x Inter: find out which one to choose
Whether you like it or not, deciding between the Nubank Ultravioleta card or the Inter card is complicated, as both have interesting benefits.
In short, the Nubank Ultravioleta card is made of metal, and has the Mastercard Black flag, with monthly payment for access to VIP rooms and travel insurance, that is, good for those who travel a lot.
On the other hand, the Inter card is a digital bank credit with no annual fee and with cashback with each invoice payment.
In addition, both can be requested over the internet, require a credit analysis and are ideal for any type of payment in installments or not in the credit modality.
Since you already have some details, it's time to check out the complete information about the two and decide which will be the best in aspects such as economy, security and speed. Let's go!
How to apply for the Nubank Ultravioleta card
Nubank card with cashback and a monthly fee aimed at travel benefits, such as medical insurance and access to airport VIP lounges. Check out!
How to apply for Inter card
Don't pay annuity, monthly fees and have cashback. In addition, the Inter card has a free and unlimited digital account!
Nubank Ultraviolet Card | Inter Card | |
Minimum Income | not required | not informed |
Annuity | Exempt | Exempt |
Flag | Mastercard Black | MasterCard |
Roof | International | International |
Benefits | Different card made of metal Cashback yield up to 200% of the annual CDI Masterassist with global healthcare assistance Travel insurance refund | No annual fee or monthly fee Make transfers and TEDs without paying anything Free credit or debit withdrawal Get cashback when paying each invoice every month |
Nubank Ultraviolet Card
Imagine being able to wait for flights in a spacious and comfortable place with food, drink, USB and Wi-Fi? Nubank Ultravioleta customers have this benefit at several airports.
In addition, after waiting for approval on a list of interests, the customer accesses a metal card with cashback that annually yields up to 200% of the CDI, money that can be deducted from invoices.
Not just a credit card, but also a travel ally, the card offers a concierge to provide support in different destinations, as well as recommend tours and safe places.
All of this is also provided through the Mastercard Black brand and the payment of a monthly fee of R$49.00 in a fixed amount, which is very useful due to the amount of benefits, isn't it?
Inter Card
The Inter card comes from a complete digital bank, which offers loans, invoice installments and does not charge any annuity for this, being one of the only ones with free transactions.
This means that unlike other digital banks, the Inter card offers free withdrawals, unlimited TED transfers and a CDB to increase the limit.
Just to exemplify, the bank allows the CDB plus credit limit, which, upon approval, transforms investments in the CDB into a card limit.
Finally, the application is made online and there is no bureaucratic approval, even if it requires a credit analysis, so have a debit or credit card and a free account.
What are the advantages of the Nubank Ultraviolet card?
Find out in detail the main advantages of the Nubank Ultravioleta card, which is ideal for those who travel a lot and need savings and convenience, below.
- Go straight to airport lounges and get unlimited food, drink and even Wi-Fi;
- With cashback, always receive 1% of expenses and wait for annual income;
- A personal assistant will be available 24 hours a day for safe indications;
- Pay no monthly fee when spending R$ 5 thousand every month on the invoice.
What are the advantages of the Inter card?
Once you are approved, you can now use your Inter debit and credit card virtually, through the free application, so check out other benefits below.
- Pay no annual fee and have a free account;
- With each invoice, receive cashback ranging from 0.25% to 0.5% in the Gold and Platinum versions;
- Have free and unlimited transactions such as looting, transfers and Pix;
- With the CDB plus limit, redeem investments or turn them into a credit limit.
What are the disadvantages of the Nubank Ultraviolet card?
Although it has numerous benefits, it is important to note that the Nubank Ultravioleta card has limited access, as it obliges the customer to be part of a list.
That said, the interest list will analyze your ability to settle debts and financial history with Nu, so that yes, confirm the approval, which can take weeks.
Since there is a monthly fee, it is fixed in the amount of R$49.00 and only those who have a high investment amount and a credit limit greater than five thousand reais can be free of payment, so plan for the rate!
What are the disadvantages of the Inter card?
Like other cards, Inter makes some charges to be highlighted, such as the additional card fee, where the customer pays at least R$15.00 per activation.
As much as it is cheap on the one hand, it can be cumbersome if there is an invoice to be paid in installments. This means that the customer pays IOF daily, transforming, for example, an invoice of R$ 5 thousand into almost R$ 6 thousand, because of the installment plan.
Nubank Ultraviolet Card or Inter Card: which one to choose?
Also, were you able to choose between the Nubank Ultraviolet card or the Inter card?
Just to exemplify, both have cashback and are handled with simple and free apps and also have accounts without any charge.
Likewise, they have differences related to the order, since one puts the customer on a waiting list, the other is broader, being requested over the internet.
In the end, if you are a regular traveler, stick with Nubank, or if you just want a basic card to make purchases in credit mode, Inter will get the fastest approval.
So, see your financial history and prioritize financial health to make your choice, always remembering that you will have to undergo a credit analysis on both.
Finally, don't worry if you still missed some advantages, as our team has prepared another interesting and detailed comparison below with more options. Check out!
Atacadão card or Bahamas card
For purchases with savings, it is necessary to have cards that offer interest-free installments and more days to pay. So, decide between the Atacadão card or the Bahamas card!
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