Whether you like it or not, deciding between the Nubank Ultravioleta card or the Inter card is complicated, as both have interesting benefits.

In short, the Nubank Ultravioleta card is made of metal, and has the Mastercard Black flag, with monthly payment for access to VIP rooms and travel insurance, that is, good for those who travel a lot.

On the other hand, the Inter card is a digital bank credit with no annual fee and with cashback with each invoice payment.

In addition, both can be requested over the internet, require a credit analysis and are ideal for any type of payment in installments or not in the credit modality.

Since you already have some details, it's time to check out the complete information about the two and decide which will be the best in aspects such as economy, security and speed. Let's go!

Imagine being able to wait for flights in a spacious and comfortable place with food, drink, USB and Wi-Fi? Nubank Ultravioleta customers have this benefit at several airports.

In addition, after waiting for approval on a list of interests, the customer accesses a metal card with cashback that annually yields up to 200% of the CDI, money that can be deducted from invoices.

Not just a credit card, but also a travel ally, the card offers a concierge to provide support in different destinations, as well as recommend tours and safe places.

All of this is also provided through the Mastercard Black brand and the payment of a monthly fee of R$49.00 in a fixed amount, which is very useful due to the amount of benefits, isn't it?

The Inter card comes from a complete digital bank, which offers loans, invoice installments and does not charge any annuity for this, being one of the only ones with free transactions.

This means that unlike other digital banks, the Inter card offers free withdrawals, unlimited TED transfers and a CDB to increase the limit.

Just to exemplify, the bank allows the CDB plus credit limit, which, upon approval, transforms investments in the CDB into a card limit.

Finally, the application is made online and there is no bureaucratic approval, even if it requires a credit analysis, so have a debit or credit card and a free account.

Find out in detail the main advantages of the Nubank Ultravioleta card, which is ideal for those who travel a lot and need savings and convenience, below.

Once you are approved, you can now use your Inter debit and credit card virtually, through the free application, so check out other benefits below.

Although it has numerous benefits, it is important to note that the Nubank Ultravioleta card has limited access, as it obliges the customer to be part of a list.

That said, the interest list will analyze your ability to settle debts and financial history with Nu, so that yes, confirm the approval, which can take weeks.

Since there is a monthly fee, it is fixed in the amount of R$49.00 and only those who have a high investment amount and a credit limit greater than five thousand reais can be free of payment, so plan for the rate!

Like other cards, Inter makes some charges to be highlighted, such as the additional card fee, where the customer pays at least R$15.00 per activation.

As much as it is cheap on the one hand, it can be cumbersome if there is an invoice to be paid in installments. This means that the customer pays IOF daily, transforming, for example, an invoice of R$ 5 thousand into almost R$ 6 thousand, because of the installment plan.

Also, were you able to choose between the Nubank Ultraviolet card or the Inter card?

Just to exemplify, both have cashback and are handled with simple and free apps and also have accounts without any charge.

Likewise, they have differences related to the order, since one puts the customer on a waiting list, the other is broader, being requested over the internet.

In the end, if you are a regular traveler, stick with Nubank, or if you just want a basic card to make purchases in credit mode, Inter will get the fastest approval.

So, see your financial history and prioritize financial health to make your choice, always remembering that you will have to undergo a credit analysis on both.

Finally, don't worry if you still missed some advantages, as our team has prepared another interesting and detailed comparison below with more options. Check out!