But, after all, why decide between the Nubank Ultraviolet card or the Digio card?

Undoubtedly, having a credit card with the possibility of installments, low interest rates and savings through cashback or points program is much more advantageous, which is why we have created this comparison.

This means that both have these advantages, in addition to having practical, fast and secure accounts handling applications.

In short, the Nubank Ultravioleta card is a Premium version of the traditional roxinho, with the same benefits, but with the addition of Mastercard Black advantages.

On the other hand, the Digio card has no annual fee, hidden fees and has a club of points that can be exchanged for miles or products, for example.

So, without further ado, find out more about the advantages of each of these cards so that you can choose the ideal one. So follow the comparison.

Not just a credit card, but also a Premium card, this option promises a product with less bureaucracy in this category, offering good benefits.

This means that, upon approval and credit analysis, the customer has a Mastercard Black flag, where he can access VIP lounges at airports and various insurance policies during travel.

Therefore, the card charges a monthly fee of R$49.00 and requires the customer to wait for approval on an interest list, where they undergo a credit analysis.

In addition, it offers a metal card, darker purple and that does not have any printed information, for security reasons, that is, access all of them through the free application.

So, guarantee your Nubank Ultravioleta card and take advantage of an international credit that helps with travel and also offers cashback, advantages that we will explain in more detail below.

How about accessing a digital bank without annuity, monthly fee, membership fee and that even has an exclusive points club to accumulate points with each purchase?

As much as it looks similar to the others, the Digio card ends up being cheaper, especially speaking of the points club, which we will explain in more detail.

Since every real R$1 spent earns you one point or you can switch between plans that can provide other earnings in the points club.

Furthermore, it has no fees, unless you choose to use some services such as billing in installments, withdrawing your credit card or delaying payments for months.

Therefore, request your Digio without leaving home and wait a few days between request, approval and arrival of the card, remembering that as soon as it is approved, it is possible to access the virtual card.

Undoubtedly, the Nubank Ultravioleta card can be more affordable than other cards in the Premium version, especially if you are already a Nubank customer, so find out more below.

Have you heard about DigioLoja? It is a store for Digio customers to buy cheaper with the money returned from purchases, so, understand better, below.

Although it is interesting for travelers, many people do not have the financial conditions to pay the monthly fee of R$49.00, regardless of the use of a credit card.

Also, be aware that to get rid of this fee you will need to spend R$ 5,000 monthly on the bill, that is, only with this limit and high income is it possible not to pay the monthly fee.

Finally, be aware that to take advantage of the lounges and VIP rooms, in some cases it will be necessary to disburse some fees, so check before accessing.

Among the main disadvantages, we can highlight that there are some fees to be paid, especially when there are withdrawals, installment payments, etc.

This means that a withdrawal from any bank on the 24h Network will cost 7.90% per month, as a fee, there is also an IOF of 0.38% on the withdrawal amount + daily IOF of 0.0082%. In the case of international withdrawals, the IOF is 6.38% of the withdrawal amount.

It should also be remembered that Digio requires a credit analysis, which is not possible for people with a dirty name or low score, for example.

So, were you able to understand details and decide between the Nubank Ultravioleta card or the Digio card?

Since they are cards with great benefits both offered by the bank and the brand, they end up being advantageous in terms of the economy, so they are interesting.

On the other hand, they have some fees for basic services that can be uncomfortable for those who are used to traditional bank cards, such as withdrawal cards.

In short, while the Nubank Ultravioleta card is Premium, with advantages for travelers, the Digio card is more like the basic Nubank and does not require a large financial history or high income for approval.

Therefore, choose the one that best fits your needs and remember to check your CPF status before ordering, so you don't have any problems.

So, don't worry if you haven't reached the verdict yet, as below we've prepared another ideal comparison for your case, so just click!