As the years go by, it is necessary to find a complete credit card, so decide between the Nubank Ultravioleta card or the Brazilian Business Bank card!

Certainly, the quality and security of Nubank cards have already been proven, and this option appears to be a reliable way to have travel support.

This means that by using your card to buy tickets or travel expenses, you guarantee wide coverage, access to VIP rooms and help in emergencies.

On the other hand, BBB card customers do not need to worry about proof of income or SPC, since the prepaid card has no annual fee or any bureaucracy.

In addition, the BBB card also offers loans based on credit analysis that can be used as a credit limit, but it is not possible to pay any purchase in installments.

So how about learning more about both and choosing the one that best suits your needs? Let's compare!

For customers looking for more travel security and cash back, the Nubank Ultravioleta card appears as a simple option for accumulating miles and cashback.

This means that with each purchase, the Metal Nubank card customer receives 1% back, which means an income of this value that reaches 200% of the CDI.

On the other hand, it provides mileage accrual and access to Mastercard benefits, upon payment of a monthly fee of R$49.00.

Thus, customers can access VIP lounges at airports only by presenting their card, and can wait for flights using Wi-FI and sockets to charge their cell phones, for example.

In addition, there is also the availability of a concierge, through the Mastercard Black brand. This gives the option of indicating trips and destinations for the trip, with a request by phone.

Undoubtedly, having a negative name means restricting access to most credit cards, especially the more traditional ones, so why not a prepaid option?

Since the prepaid card does not allow installments, it requires top-ups with cash so that you can pay for purchases and subscriptions, such as Netflix, Spotify, Uber, etc.

Despite some fees, the Brazilian Business Bank card is ideal, it has a digital account and can be requested over the internet, being activated by the customer in the application.

In addition, customers with a clean name can access a Simplic loan and use the money in the digital account as a credit limit, paying for international purchases, for example.

At the same time that the customer has a credit card without an annual fee or consultation with the SPC/Serasa, he can operate a digital bank account without paying extra for it.

First of all, the Nubank Ultravioleta card is ideal for those who travel a lot and don't want to go through uncomfortable waits or excessive expenses with emergencies! Among its main advantages, we can highlight the ones mentioned below.

In order to meet negatives, the BBB card does not offer chances of debt for installments and invoices, so see more advantages below.

Certainly, a monthly fee of R$49.00 can be heavy for some cases, in addition, it is important to note that the cashback income is annual, so it takes time for the amount to pay off.

Finally, it is an exclusive card for those with a clean name, a good track record with Nubank and constant movement. Therefore, it is only available to those who are willing to wait days on an interest list, where Nubank analyzes their finances.

The main disadvantage is the high rates of the Simplic loan. Just to exemplify, when there is an order for R$3,500, the customer ends up paying more than R$7,600.00 for the credit.

Then, the customer only activates the prepaid credit card if he pays a membership fee of R$49.90, which does not turn into a balance for purchases, for example, which requires more money for top-up. 

But, after all, what is the ideal way to save and buy on credit: the Nubank Ultravioleta card or the Brazilian Business Bank card?

In short, one is for those who have a clean name, high monthly financial transactions and need more security only by making requests with the Nubank card.

Meanwhile, the BBB card is prepaid, works like a credit card and does not carry out any credit analysis, making it more accessible to most Brazilians.

In order for you to choose correctly, analyze your financial situation, the status of your CPF and what your needs are at the moment, whether they are just purchases or insurance for safer trips.

So, decide for one of them. If you don't come to a decision, we have one more chance to make the right choice! Below, click and check out another comparison. and stay with us!