Like many decisions in life, choosing between the Nubank Ultraviolet card or the Bradesco Neo card can be a little complicated!

While the Nubank Ultraviolet card is a more advanced version of the roxinho, requiring waiting on a list, the Bradesco Neo card is more traditional, with an order and analysis.

This means that when applying for both online, you will undergo a credit analysis, but the criteria may be different from one card to another, which we will detail below.

In short, pay for international purchases and also accumulate benefits, such as points and even support when traveling, as Nubank has the Mastercard Black flag.

In addition, without further ado, find out about the advantages and disadvantages of these cards that are ideal for savings and more financial security, so check it out!

How about having a more advanced Nubank card, with metal material and many travel benefits, such as insurance and access to VIP lounges at airports? 

Although the customer needs to wait for approval on an interest list, the promise of this card is the little bureaucracy for anyone looking for a Premium card.

This means that it has savings advantages even though it is aimed at a high-income audience, so the customer enjoys a cashback on each purchase that earns annually.

Furthermore, it is called Ultraviolet because it is the only one made of dark purple metal and also has a secret message for each customer that can only be seen when exposed to ultraviolet light.

In order to be more secure, it only takes the name information on the card, the rest is in the application, where there is also a 24-hour assistance available every day.

Although there are other options at Banco Bradesco, this one is aimed at a younger audience and requires a minimum income to apply, which can also be done on the website.

First of all, know that Bradesco Neo has a relationship program, where the customer spends at least fifty reais every month and gets rid of the annuity.

In order to be more comprehensive, it does not require that the customer has an account at Bradesco, only that he has a regular CPF, a minimum age of 18 years, monthly income and proof of residence.

That way, just go through the credit analysis and use the card to pay for services like Netflix, Globoplay, Spotify and even Uber, for example, and not worry about annuity.

Finally, it is a bureaucracy-free card with an account that operates via an application, and if the customer needs something in person, they can only resort to agencies.

It is likely that you are already familiar with Nubank, so learn more about this Premium version below.

How about finding out more details about the Bradesco Neo card? Ideal for savings and purchases in installments, it also offers discounts on partners, so find out more below.

Although it has advantages, the Nubank Ultravioleta card ends up being accessible only to those with a clean name, in addition, when you are a Nubank customer, the chances increase.

This is because the customer can wait for days or even weeks to be accepted on an interest list, which is where the applicant goes straight when ordering the card.

Furthermore, it is important to mention that in some cases you have to pay fees for the VIP Lounges, that is, presenting your credit card alone may not be enough for a free pass to these places.

Among the disadvantages, we can highlight that access for negative people is difficult, as well as other cards in the category. Another detail is in relation to discounts on the Cinemark network.

That's because he doesn't apply to the couple, for example. Half payment is allocated to each card, so if you bring someone, only you can enjoy it.

Another important point is about the applications, since there is one for each purpose, that is, in one application you move the bank account and you will have to have another one to look at the invoice, installments and other credit card data, which is not practical ! 

Now that we've reached the end, were you able to decide between the Nubank Ultraviolet card or the Bradesco Neo card?

Soon after being approved, the Nubank Ultravioleta customer pays a monthly fee of R$49.00 and operates the account in the application, as well as the traditional Nubank card.

On the other hand, the Bradesco Neo card does not require opening an account, but makes a credit analysis and asks for minimum expenses for non-payment of annuity.

Even so, both can offer a high limit, discounts on purchases and invoices, advantageous installments and little headache in relation to invoices.

So, when choosing, analyze your financial situation and what your priorities are, that is, you need to observe whether you like to travel or just want a good credit card for installment purchases.

Not just a card, have an ally in financial organization. If you haven't decided yet, don't worry. In the recommended content below we separate another comparison. Follow!