Cards
Nubank Ultraviolet Card or Agibank Card: which is better?
Learn more about Mastercard branded cards and international coverage. So, decide between the Nubank Ultraviolet card or the Agibank card.
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Nubank Ultravioleta x Agibank: find out which one to choose
But, after all, what should you look for when choosing between the Nubank Ultraviolet card or the Agibank card?
In short, they are cards with few fees, which offer a longer payment period and can be requested online.
Just to give an example, when deciding, take into account your priorities, but also the financial situation, in addition to the CPF situation.
Furthermore, continue reading to understand better about both, which are ideal for those looking for a high limit and installment purchases full of benefits!
How to apply for a Nubank Ultraviolet card
Pay a low monthly fee with the possibility of exemption and enjoy exclusive travel benefits.
How to apply for the Agibank credit card
Card with free annual fee for the first year and Mastercard benefits, such as Mastercard Surpreenda.
Nubank Ultraviolet Card | Agibank card | |
Minimum Income | not required | not informed |
Annuity | Exempt | Exempt |
Flag | Mastercard Black | MasterCard |
Roof | International | International |
Benefits | Get 1% cash back on every purchase Mastercard Black banner with health insurance and more Have a dark purple card, made of metal and safer as it does not have any printed information | The customer does not pay an annual fee in the first year Have up to 40 days to pay for credit card purchases Access Mastercard Surpreenda and get a discount at several partners |
Nubank Ultraviolet Card
Whether it's a debit or credit card, Nubank cards are very practical and have a free application that is very easy to use, being useful for accessing card information.
Since the Nubank Ultravioleta card is a Premium version, we will bring you some details that differentiate it from the traditional card, such as the benefits of the Mastercard Black brand.
This means that the customer will have insurance related to shopping, health and even access to VIP lounges at airports just for being a customer of this brand.
On the other hand, it is necessary to pay the monthly fee to access the card and all its benefits, in addition, it is necessary to wait on an interest list when the request is made.
Furthermore, receive daily assistance from the application and cashback with annual income, advantages that we will explain in more detail below!
Agibank card
Once you apply for the Agibank credit card, you will also have to open the digital account, but the promise is that it will be ready immediately for the customer to use.
Without a doubt, we can consider an option with little bureaucracy, quick approval and the possibility of few fees, given that the annual fee, for example, is only paid after the first year.
Another promise related to this option is that people with a low score can try to be approved, that is, even if their name is clean, but their score is low, it is possible to get the card.
In short, it is a digital bank card, where you will have a Mastercard brand for installments and international purchases and the possibility of discounts in numerous stores.
Finally, it is possible with this card to pay bills within 40 days without charging any interest, so if you are curious, continue to discover the advantages.
What are the advantages of the Nubank Ultraviolet card?
Know that the Nubank Ultravioleta card is the only one in metal, in different colors and that it also offers cashback for each purchase, so find out more details about the benefits below.
- The card brand offers Masterassist Black, health insurance for emergencies on any trip;
- At airports, wait more comfortably in lounges and VIP rooms;
- Each purchase generates cash back, 1% goes directly to the digital account;
- Annually, cashback yields 200% of the CDI and has no expiration;
- The card does not have printed information to make it safer;
- Possibility of waiving the monthly fee if you spend R$ 5 thousand per month or invest R$ 150 thousand in the bank.
What are the advantages of the Agibank card?
In any case, the Agibank card has good benefits that make it cheap and practical, so find out what they are below.
- The card is ready instantly and you can use the limit;
- Have up to 40 days to pay for credit purchases;
- Don't worry about annual fees, membership fees or maintenance;
- It is possible to attempt a request even with a low score;
- Take advantage of discounts on Mastercard Surpreenda and pay cheaper at Netshoes or Shoestock.
What are the disadvantages of the Nubank Ultraviolet card?
Even though the advantages seem attractive, it is worth highlighting that the Nubank Ultravioleta card has a greater chance of approval for those who are already Nubank customers.
This means that if you have a high score, good financial history and a clean name you will also get it, that is, it is not for those with a dirty name, for example.
Furthermore, exclusive access at airports may be accompanied by the payment of fees, in addition to the monthly fee required to maintain the card.
Finally, the cashback does not expire, but the income is annual, so it takes 12 months for you to see the fruits of this money that goes back to your purchase!
What are the disadvantages of the Agibank card?
Although the Agibank card has few fees, they start to appear after 12 months of using the credit card, including the annual fee.
Since there is the possibility of a free annual fee in the first year, this only happens if the request is made through the app. If you ask for the card at one of the physical points, you will already pay in the first month.
The annual fee is R$ 4.99 and it may not be paid after the first year, but the client needs to go through the entire salary portability process, which is a bit bureaucratic.
Nubank Ultraviolet Card or Agibank Card: which one to choose?
Finally, were you able to decide between the Nubank Ultravioleta card or the Agibank card?
Whether you like it or not, it is a difficult decision, as each one has numerous benefits and is cheaper than many in the same category.
So, to avoid making a mistake, write down which one would be more advantageous in terms of priorities for you, that is, if you travel a lot, choose one, and if you only intend to make purchases in installments, decide on another.
In short, the Nubank Ultravioleta card is ideal for Nubank customers who are looking for a more advanced version, with cashback and more security in several aspects, in addition to the Black brand.
On the other hand, the Agibank card appears as an option for discounts on purchases, few fees and immediate approval, in addition to the possibility of approval for those with a low score.
Even if the information doesn't help you with the decision, don't worry. Below, we have prepared another interesting comparison with details about credit cards.
Nubank Ultraviolet card or Caixa SIM card
Find the ideal card for your profile by choosing between the Nubank Ultravioleta card or the Caixa SIM card, both have great advantages and serve different audiences. check out
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