When we talk about digital banking, without a doubt Nubank is one of the pioneers. Therefore, the Nubank card without annuity or fees focuses on being simple and practical for its customers. By the way, the bank does this through a card integrated with an application. 

In that sense, you manage to have control of your expenses and still pay nothing for it. In addition, the Nubank card also offers the possibility of anticipating installments and getting a discount for doing so.

With that in mind, today we are going to tell you all the details of the Nubank card without annuity or fees. Continue reading and find out more!

First, the Nubank card is the most reliable card and digital account option on the market. That's because, with it, you have access to a practical application to manage your finances.

Incidentally, the Nubank card has no annual fee or fees. That is, you start your financial life without having to pay surprise fees. In this sense, the Nubank card also has great advantages integrated into the account.

By contracting the Nubank card, you also have access to a digital account. Therefore, it has access to services such as loans, investments. In addition to being able to keep your money in the account and let it yield. 

Continue reading to see our full review of the Nubank card!

In short, the Nubank card limit depends a lot on each case. That is, when you apply for your card, the institution performs a credit analysis. From there, your limit is established.

In this sense, the credit of each customer depends a lot on income, behavior, whether they use the card frequently, etc. Therefore, be aware that the bank only offers a credit amount compatible with your income.

The nubank card without annuity or fees offers several advantages. First, we can mention the fact that the card does not charge annuity. Incidentally, none of the card modality charges this fee. 

That's because Nubank, for now, only offers one type of card. Therefore, it has no surprise fee. In addition to having international coverage and also the Mastercard flag.

By the way, speaking of the Mastercard brand, it brings several benefits. For example, with Mastercard Surpreenda, you can accumulate points and exchange them for discounts and products. 

In addition, with the Nubank application, you can still easily control card expenses. Therefore, with the app you can increase or decrease the limit, block the card and even request a credit increase.

Finally, the Nubank card also offers the option of anticipating installments. That is, if you make a purchase in installments, you can anticipate the installments and also get a great discount for it.

In summary, the main disadvantage of the Nubank card is the lack of rewards and benefits. Although it is possible to request Nubank Rewards, there is no card option that accumulates miles, for example.

Furthermore, much of Nubank's success was due to its exclusivity. That's because, in the beginning, only those who were invited could have the card. Over time, the bank opened more vacancies, however, there is still a waiting list. 

Therefore, many people end up choosing to open a digital account and request the card from another bank. But, Nubank has been trying to facilitate this credit analysis process and accepting more customers.

Checking your Nubank card bill without annuity and fees is very simple. As we already mentioned, everything can be solved directly through the application. That is, just download the app and go to the credit card section.

In this sense, you can see your invoice, see how much limit you still have and even anticipate future installments. That way, getting a good discount on the value.

If you want to get in touch with Nubank, whether for questions or problems with the card, the bank provides a phone number. By the way, Nubank's Customer Service Center receives several compliments from its customers, for the ease and speed of service. See the number:

At first, making the Nubank card without annuity and fees online is the easiest way. Therefore, simply access the Nubank website and select the option “I want to be Nubank”. With this, just fill in your full name, CPF and email. 

In this way, your request will be analyzed by the institution and you just have to wait for approval. Usually, the account is approved before the card. This is because Nubank performs a more thorough credit analysis. 

In any case, it is worth continuing to use the account for the bank to release a credit card for you. 

As we mentioned, if you want to be approved at Nubank, we have some tips for you. First, if you are approved for an account, move your digital account around a lot. 

This makes the bank aware of your financial habits and creates more trust. Second, to be approved at Nubank, you must have a clean name. Therefore, settle all your debts before applying for the card.

In summary, the Rewards Program was the scoring program created by Nubank. As such, this is a points program that never expires. And they can still be exchanged for invoice discounts, Smiles miles and many other discounts.

However, Nubank stopped accepting new subscribers for the Rewards program. In this sense, only those who had already contracted the program can participate. 

Finally, now you know a little about the Nubank card without annuity and fees. Also, it offers one of the best digital experiences for its customers.

With a great app and quality service. However, if you were not approved or want to know another option, we will show you the Neon card. Therefore, learn more about it in the table below.

So choosing between the two depends a lot on your financial and personal context. This is because the Nubank card can offer more premium benefits in the long term. The Neon card, on the other hand, has an easier approval even for those who don't have much history.