Initially, the Nubank Card or the Agibank Card are two card options with proposals such as a digital account, international coverage, discounts and exclusive offers for customers as a Mastercard program that is part of Mastercard.

Then, we will show you all the services that these two cards offer, as well as all the advantages and disadvantages that these cards have! Check out:

Initially, the Nubank card is issued by the Nubank bank, has a Mastercard brand and international coverage, that is, it can be purchased in national and international stores. And also, to participate in the Mastercad Surprise program.

There are two types of Nubank card: Gold and Platinum. Among the offers of the cards we have purchase protection insurance, travel consultancy, travel medical emergency insurance, international offers, car insurance, and several other advantages as a personalized app!

To apply for the Nubank card, you must be over 18 years old, be a resident of Brazil and have a regular CPF. From then on, it is possible to make the request through the Nubank application or through the Nubank website. It's all very fast and practical, no doubt about it!

Well, the Agibank credit card is a card issued by the Agibank bank, created at the request of the bank's customers to bring easier access to financial services with security and comfort, as well as debit and credit function and international coverage.

Furthermore, this card can only be used by account holders of the Agibank bank itself. That is, it is necessary to create a bank account to apply for the credit or debit card. Among the advantages of the Agibank card, there is an exemption from annuity in the first year.

To apply for the Agibank card, just download the Agibank bank application, available for Android and iOS. After that, click on “create account” and fill in your personal data. Then you can forward to the card request!

Well, let's get to know the advantages of the Nubank card:

Nubank Rewards is an advantage program that offers several benefits to customers. For example, with each R$1 spent, you accumulate 1 point. And these points do not expire and can be used to pay invoices with restaurants, airline tickets, accommodation, Uber, Netflix and Ifood.

Furthermore, Nubank Rewards compensates customers who spend more than R$1600.00 per month on the Nubank card, being able to receive benefits in terms of points. You can also schedule payments and the account has online service 24 hours a day.

Through the Nubank application, it is possible to: consult expenses, request an increase in the Nubank card limit; check the due date of the invoice and also contact Nubank's customer service team. It is also possible to make a direct deposit into the account, yielding daily at a higher rate than the savings account.

So, let's get to know the advantages of the Agibank card:

You can also access all Mastercard programs and offers. And in addition to being able to pay by credit or debit when shopping, the brand offers the Mastercard Surpreende program, which works by exchanging products for points.

In this regard, for each product spent with the Agibank card, the customer receives some points in exchange. And with the accumulation of these points, you can pay for products and services offered by the card's partner stores. That is, the more products you buy with the card, the more points you will receive and the more products you will earn.

Another difference is that Agibank has physical branches. That is, you can resolve your financial issues in person and through the application. This is because the applications, in addition to being digital, perform the same functions as physical branches.

Therefore, the Agibank card has the help of technology to offer users transparency, as well as security and personalized services!

Well, among the disadvantages of Nubank we have that the card did not have a points program, but currently it has the Nubank Rewards program, for accumulating points, which is super interesting.

Another disadvantage of the Nubank card is the charging of fees for performing some services such as financial transfers; automatic debit option exemption; withdrawals are charged and there is no minimum free withdrawal limit; exemption from income tax withholding option.

So do some analysis to find out this card is a good fit for you!

At first, the first disadvantage of the Agibank card is the annual fee. This is because, even if the annuity is not charged in the first year, after that period, the value is quite significant, as well as the services offered by the Agibank bank.

Furthermore, for investors, CDBs are also considered high, from R$1000.00 (no liquidity) and CDBs with liquidity from R$10000.00. So, before opting for the Agibank card, see all the pros and cons to see if it will be a good choice!

Well, the Nubank Card or Agibank Card are very interesting card options with a digital account, payment with QR Code, Mastercard brand and Mastercard Surprise program, international coverage and several other exclusive advantages.

So, if you want to be part of the digital world, the Nubank card or Agibank Mastercard card are great options for you, as they provide several advantages, as well as programs and services! And one of the highlights is that they offer customers the possibility of carrying out all transactions over the internet.

But if you're still having doubts, we've separated another analysis for you to take a look at the recommended content below!