The Next online card is a very interesting option for anyone looking to access an annual fee-free credit card that offers access to differentiated features.

With it, you can make international purchases and also get a discount when ordering at the bank's partner stores.

Nowadays, having a card from a digital bank can offer you many unique benefits that were previously difficult to access by traditional banks.

Therefore, in this post we are going to learn more about the main features of the Next online card so that you can analyze whether it is a good option for your financial life!

The Next online card is a common credit card that allows you to make your purchases in peace. Thus, you can use it to close orders online and in physical stores in Brazil or abroad.

To access the card, first of all, you must open a digital account at Banco Next. The account offered by the bank has the main banking features and is also completely free.

In addition, the Next online card has the Visa flag, which allows you to access the Vai de Visa Program, which offers discounts at several partner stores. 

From it, you can access more than 10 categories of offers and promotions to take advantage of and save on your purchases.

Finally, the Next card is completely free. It does not charge a fee to request it and has a version without annuity for you to enjoy its benefits.

Namely, Banco Next manages to offer the public two models of credit cards: the Next Visa International card and the Next Visa Platinum card.

In both models, you can access exclusive treats and make international purchases.

However, only the Next Visa Internacional card has a totally free annual fee. The second option is free for only 5 months. Afterwards, R$ 42.50 per month is charged.

But, this charge exists on the Platinum card because it offers more benefits like Livelo points program and Visa Platinum benefits.

However, it is still possible to get rid of the annual card fee. To do so, you must spend at least R$ 2,500.00 on monthly purchases.

But, if you don't want to compromise your budget, you can opt for the Next Internacional card and be completely free of any annuity.

In short, when you apply for a credit card, your financial profile is analyzed to determine the limit value that can be used.

In this way, it is not possible to say exactly the limit value that Banco Next offers, since it is a value that varies according to the credit analysis performed.

In any case, after requesting the card and accessing its limit, it is still possible to ask for an increase in its value to the bank.

To increase the limit of your Next card online, just access the bank application and go to the “Card” menu.

When you do this, click on the “View Limit” option and then on “Ask for more limit”. Thus, you just need to add the amount you would like and wait for the bank to respond with approval.

If your request was made on business days and the bank has approved the new limit, it will probably be available for use on the next business day.

To find out if the Next online card is really worth it for you, you need to know its positives and negatives.

Only then can you be sure if this option is worth it for your financial life.

Therefore, we separate below the main pros and cons of this card for you to analyze at will.

The Next online card offers many advantages for those who use it. Starting with the treats that the bank can offer from the card.

Therefore, with it you can get a discount at the bank's partner companies, such as Uber, for example.

And by having the Next Platinum card, you can also access discounts on Amazon Prime Video, where you can have 2 months free.

In the two card options offered by the bank, you can also enjoy promotions and discounts in the Vai de Visa program.

And, if you want to accumulate points, you can do so with the Platinum card, which has the Livelo points program!

As disadvantages, we can say that the Next card has an annuity version. It offers more benefits, however, in order not to pay the monthly fee, it is necessary to spend very high amounts on the card.

Applying for your Next card online is very simple and done completely online. For this, you need to download the bank application and open Next's free digital account.

By doing this, the bank will automatically analyze your credit and will inform you if you can have the card.

So, if so, just request it through the app and wait for it to be sent to your address.

But, if you want to know more details about how to apply for the Next card online, just check the following post that shows all the information for you!