Well, if you are in doubt about the Mercado Pago Card or the Neon Card, you are in the right place! Today we are going to talk about the main features of these two financial products so that you can decide which is the best option for you.

So, both cards have international coverage and the Visa flag. Thus, any of the options are great choices for those looking for a quality service.

In addition, they have the ease of the digital account so that you can make purchases and control your finances in a much more practical way.

So, read on and check out the pros and cons of each one to make your decision with all the information at hand. Let's go?

Well, the Mercado Pago card was created to make life easier and more convenient for its customers.

Thus, its international coverage allows you to make purchases in Brazil and abroad, both in physical stores and online, in a simple and carefree way. In addition, it has debit and credit functions and you can pay for your purchases in installments.

In addition, it has incredible features, such as approximation payment. With it, you can use your card, cell phone or even smart watches. To do this, just bring them closer to the machine to complete the purchase quickly and safely. It's a lot of technology, isn't it?

Furthermore, with your digital account, you can make withdrawals from ATMs on the Banco24Horas network using just your cell phone! That way, you can withdraw your money at any time throughout the national territory. But be aware that each transaction costs R$ 5.90.

Finally, you are entitled to two cards: the physical and the virtual. So you can shop at your favorite stores and still pay for online purchases and hire services like Netflix, Uber and much more!

So, let's talk now about the Neon card and all the functions it offers.

Well, Neon aims to facilitate the day to day of its customers. Thus, your 100% digital account promises to do away with the bureaucracy of traditional banks, such as unnecessary fees and endless queues.

Therefore, the card has no annual fee and the account is free. Furthermore, the account opening process is very easy and everything is done directly through the application. That way, our everyday life gets much simpler, doesn't it?

Furthermore, you do not pay any fees to make transfers, issue deposit slips or any other service on your account. However, the only fee charged is when making withdrawals on the Banco24Horas network. So each withdrawal has a value of R$ 5.90.

Finally, it offers you the possibility to invest your money without complications and with a higher yield than savings. And the best: you control everything through the app and can redeem the amount whenever you want! A great opportunity, isn't it?

But now that we've talked a little about each of the cards, how about you get to know their pros and cons? Thus, you are sure you are making the best decision for your financial life with all the information at hand. So let's go?

So, the Mercado Pago card is modern and brings several advantages to its customers. Therefore, it offers approach payment technology. Thus, you pay more safely and easily by bringing your card, cell phone or smart watch close to the machine, without the need to enter the password.

Also, quite an advantage is that there is no annual fee and the account is free. That way, you don't have to worry about those extra fees.

In addition, it has the Visa flag and you can participate in the Vai de Visa program. In addition, you have access to the physical and virtual card to shop at thousands of accredited establishments worldwide!

Another positive point is that you can make transfers and payments using Pix without paying anything, at any time of the day and even on weekends. Furthermore, TEDs are free and unlimited for any bank.

So, one of the main positive points of the Neon card is that it does not charge annuity or fees for maintaining the account. So, you only pay what you spend.

In addition, the card offers the Elastic Limit function. With it, you can complete purchases that are slightly exceeding your limit, but that you still want to do. But, if you prefer, you can deactivate this function at any time, if you want to have greater control of your finances.

In addition, you can shop online with your virtual credit card and even hire various services, such as Spotify, iFood and several others. Thus, you have more security, as all data is stored in the application.

Another facility that the digital account offers is that you can put your credit card bill on automatic debit. That way, you don't have to worry about interest if you forget to pay the invoice!

Finally, you can invest your money directly through the account and have a higher income than savings. In addition, you can redeem the amount at any time according to your needs.

Well, one of the negative points of the card is the credit limit. This is because the value is calculated based on the analysis of the customer's profile. Thus, it is based on your credit score and even on the transactions carried out by the app.

So, depending on the analysis done, you may not get as high a limit as you want.

So, one of the disadvantages of the card is that you need to pay R$ 5.90 to make withdrawals with your card on the Banco24Horas network. So, although it is not a very high value, it is important to know all the conditions so that you are not caught by surprise!

Well, now that you know the two cards, the time has come to think about whether any of them fit into your financial life. So, Mercado Pago card or Neon card?

Thus, the two cards offer several advantages to their customers and both have international coverage and the Visa flag.

Therefore, carefully review all the features and conditions of each product to make sure you are making the best decision for your finances.

But if you've come this far and still aren't sure which card to choose, no problem! So, check out our recommended content below with one more exclusive comparison and learn more amazing card options available on the market!