Either the Mercado Pago card or the Acesso card, both are very interesting options for those who want to have more financial autonomy.

So, the Mercado Pago card has the Visa flag and offers several facilities to customers, such as contactless payment.

On the other hand, the Acesso card is great for organizing finances, as it works in prepaid mode.

Therefore, continue reading to learn more about each of the financial products. So you can make the best decision regarding them.

So, let's start by talking about the Mercado Pago card and its main features.

Undoubtedly, the financial product is a modern option full of advantages for those who want to shop in a practical way and take advantage of all the offers.

Thus, its international coverage allows you to shop in Brazil and abroad, both online and in physical stores.

In addition, it has the Visa flag, one of the most recognized in the world. That way, in addition to using the card in thousands of stores, you can also enjoy its benefits, such as the Vai de Visa program.

Another feature of the card is that you can use both its physical and virtual version. Thus, you shop at physical establishments and national and international websites. It's much more practical for everyday life, isn't it?

In addition, the Mercado Pago card is always looking for ways to make life easier for its customers. Thus, you can complete your purchases using contactless payment technology. So, just bring your cell phone, smart watch or card to the machine and the purchase is done! This way, the transactions are more secure, as you don't need to use the password.

The Access card, on the other hand, is another interesting option for those who want financial autonomy, but still maintain control over their expenses.

Thus, the card works in prepaid mode, that is, you need to load it before using it. In this way, you can only spend the available balance on the account and never risk going into the red, as there is no invoice.

In addition, you can also take advantage of the international coverage and the physical and virtual versions of the card to make purchases in Brazil and around the world, both online and in person.

And you can also use your card to make subscriptions and payments for services such as Uber, iFood, Netflix and even mobile recharge. That way, everyday life gets much easier, doesn't it?

Finally, you can apply for your card and enjoy all its benefits even if you are negative. This is because he does not consult the SPC and Serasa. An incredible opportunity, don't you think?

Well, one of the great positive points of the card is that its digital account is free and it does not charge annuity. That way, you save a little money at the end of the month and don't have to worry about those extra fees.

In addition, you can make unlimited free TED transfers to any bank. Not to mention that you can also use Pix to make payments and transfers at any time of the day, including weekends, without paying anything.

Another attractive advantage of the card is that your digital account balance yields more than savings. And you don't have to do anything, because the income is automatic. Furthermore, the money is always available for you to transfer or use according to your needs. Amazing, isn't it?

As already mentioned, the Visa flag is also another attraction of the card. So, with the Vai de Visa program, you can enjoy special discounts on services and products from partner stores, such as Casas Bahia, Unidas, Cacau Show and much more!

So, by the name itself you can already have an idea, right? The Access card is very affordable for anyone. So, in addition to being able to order it online quickly and without bureaucracy, you can also buy the product directly from accredited markets and stores. But remember that you need to activate the card before you can start using it, okay?

Another advantage is that you don't need to be an account holder at a bank to use the card. So, you don't have to worry about opening a bank account to use your product and enjoy its benefits.

In addition, although the card has a small monthly fee, the amount is only charged if you have a balance in your account. That way, you never have a negative account and you won't have problems if you can't pay the fee in a given month.

In addition, the card has the Mastercard brand, which is accepted worldwide and you can also participate in the Mastercard Surpreenda rewards program. With it, you accumulate 1 point for every purchase made with the card and you can exchange it for special offers at partner stores, such as Arezzo, Localiza, Pizza Hut and many others!

Now, let's comment on the negative points of each card so you don't have any surprises when ordering yours.

So, when applying for your Mercado Pago card, you will go through an analysis of your profile. Thus, the card limit will be based on this assessment, which takes into account the credit score and also the movements made through the application. Therefore, this value will vary for each customer and it may not be as high as desired.

In addition, you can make withdrawals at ATMs in the Banco24Horas network, but there is a fee of R$ 5.90 to carry out the operation. Therefore, plan ahead for the need to withdraw money to avoid unnecessary expenses with this type of service.

So, a negative point of the card is the monthly maintenance fee in the amount of R$ 5.95. However, as already mentioned, the fee is only charged if you have a balance in your account.

Furthermore, the card is not ideal for those who want to make purchases in installments, since it works in the prepaid function and you can only spend the balance available in the account.

In addition, depending on the amount of your recharge, you may have to pay a fee. Thus, with amounts above R$ 500.00, the recharge is free. However, if you carry an amount less than this, the fee is R$ 2.50.

Well, the choice is not easy between the Mercado Pago card or the Acesso card. However, now that you know better about each one, it is less complicated to make a decision, isn't it?

Therefore, evaluate each option calmly and compare its pros and cons to choose the one that best fits your current financial life.

But if you are still in doubt about the perfect option, how about getting to know two more interesting cards available on the market? Then check out our recommended content below!