Cards

Méliuz Card or Magalu Card?

Both the Méliuz Card and the Magalu Card are shopping cards with exclusive offers and very different proposals for customers. Check out!

Advertisement

Méliuz x Magalu: which is better for your purchases?

Cartão Méliuz ou Cartão Magalu: qual escolher? Imagem: Notícias Concursos
Méliuz card or Magalu card: which one to choose? Image: Contest News

Initially, the Méliuz Card or the Magalu Card are two card options with different proposals. If, on the one hand, we have the prepaid Méliuz card. On the other hand, we have the Magalu card, issued by Magazine Luiza, a network that is among the largest in Brazil.

Well, both have the Mastercard flag, international coverage, a wide variety of partner stores and, thus, guarantee a greater variety of offers for customers. So, let's get to know a little more about these two Méliuz and Magalu cards! Check out:

How to apply for AME card

The AME card offers exclusive benefits, in addition to cashback and international coverage with the Mastercard brand. See here how to apply!

How to apply for the Magazine Luiza card?

Find out right now how you can apply for the Magazine Luiza card in a simple and hassle-free way, the process can be 100% online.

Méliuz card

Imagem: Direitos - para o cidadão do Brasil
Image: Rights – for citizens of Brazil

Initially, the Méliuz card is issued by Pan, one of the largest banks in Brazil. In this regard, the Méliuz card has no annual fee, that is, it does not charge a fee for card maintenance, as well as a cashback program with a return of up to 1.8% of money on purchases made with the credit card!

In this proposal, customers can redeem the amount in their checking or savings accounts when the minimum limit reached is R$20. And so, to apply for the Méliuz card, it is not necessary to be a Pan bank account holder, as the card is not linked to a digital or physical account!

So, to order the card, just download the Méliuz app, which is available in versions for Android and iOs, or access the Méliuz website directly. After that, the customer needs to fill in the fields with personal data and wait for Pan bank to return, which takes about 20 days.

If, within that period, your request is approved, the card will be sent to you within a period of 15 days. The Méliuz card has a Mastercard flag, international coverage and several exclusive offers to bring comfort and transparency to users!

Advertisement

Magalu card

Imagem: Falando de viagem
Image: Talking about travel

Well, the Magalu card is a card that is part of the Magazine Luiza chains, which is one of the largest variety store chains in Brazil. And just like the Méliuz card, it has a Mastercard brand and international coverage, allowing you to make purchases in Brazil and abroad.

And in addition, through the Mastercard brand, customers get access to the Mastercard Surpreenda program and other Mastercard offers. To be on top of all your expenses with the Magalu card, you also have the Magazine Luiza app.

Therefore, the Magalu Card is a card with offers, discounts and all the accessibility you need to have a card with quality and efficiency!

What are the advantages of the Méliuz card?

So, let's get to know the advantages of the Méliuz card. At first, the first advantage of this card is the absence of annuity. That's because, there are no maintenance fees to access the credit card.

In addition, the Méliuz card also has a cashback program that gives customers up to 1.8% of cash back on purchases made using the Méliuz card. Another super advantage is the Mastercard Surprise program offers.

The Méliuz card also has an app, as does the Magalu card. In this app, you can track your card statement and cashback. It is important to mention that, even without downloading the app, you can follow along on the Méliuz website.

And one of the greatest advantages of the Méliuz card is the wide variety of partner stores such as Burguer King, Netflix, Casas Bahia, Americanas and a huge list that you can check in the app or on the website, as well as, there is the Ame program that works as a digital wallet!

Therefore, the Méliuz card is focused on variety, transparency, convenience and quality in providing services to its customers!

What are the advantages of the Magalu card?

Well, the first advantage of the Magalu card is its international coverage, as it allows users to make purchases at establishments inside and outside Brazil. Furthermore, it also allows access to offers from Magalu stores that can be paid in up to 24 installments in stores and on the Magazine Luiza website.

Another advantage of the Magalu card is that the customer can access a 10% discount at the Magalu Offers Club, as well as on the Época Cosméticos website. Plus, you can get a 15% discount on the entire Netshoes Magazine Luiza website, as well as on Zattini products and on the Shoestock website.

Therefore, the Magalu card also has several advantages, as well as Méliuz, has a network of partner stores aimed at providing more shopping options and offers to customers!

Advertisement

What are the disadvantages of the Méliuz card?

At first, the fact that the Méliuz card does not have a virtual card for online purchases is one of the great disadvantages of this card. This is because purchases need to be made in physical stores, which in the current market is a waste of time and money.

And in addition, another disadvantage is that the Méliuz card withdrawal function is only released to restricted users, as well as the card does not have a mileage accrual program! But, let's face it, among so many discounts and offers, it leaves nothing to be desired, right?

What are the disadvantages of the Magalu card?

Cartão Méliuz ou Cartão Magalu: qual escolher? Imagem: seu crédito digital
Méliuz card or Magalu card: which one to choose? Image: your digital credit

Well, a disadvantage of the Magalu card that, unfortunately, reduces the number of users is the need to prove a minimum income of R$800. This is because there are several models on the market for credit cards that do not have this need, allowing greater user access.

And another disadvantage of the Magalu card is the annual fee of the Luiza Presencial Card 12x R$11.99 or R$143.88 in cash, which also becomes an obstacle in the face of proof and this annuity. Therefore, when choosing a card to shop, see if you meet all the necessary requirements!

Méliuz Card or Magalu Card, which one is best for you?

Well then, the Méliuz card or Magalu card are safe, transparent card options that offer attractive and very different proposals. That is, it is necessary to calmly analyze the pros and cons of each of them. Remembering that both have Mastercard flag and partner stores.

So, see which of these card options is the best within your interests and needs! And if you still have doubts, check out a new card comparison below that we bring in recommended content:

Santander SX card or Original card

The Santander SX card or Original card are credit card options for those looking for security and quality services. Check out!

About the author  /  Joyce Viana

Graduated in Law from PUC Minas. Post Graduated in Criminal Law and Criminal Procedure by Faculdade Legale. She produces content for different niches, from recipes and finance to beauty and health. Since he was a child, he made writing his best friend, and he never stopped!

Reviewed by  /  Junior Aguiar

Senior Editor

Trending Topics

content

Debt expires: clear your doubts

Do you know what happens when the debt expires? Let's talk about it, and what your rights are, and duties and how you should proceed.

Keep Reading
content

Best travel apps: see the options!

See which are the best travel apps for you, discover all the services and differences between them. See more details here!

Keep Reading
content

Get to know the Mercado Pago card machine

Find out how the Mercado Pago card machine helps you make payments in a practical, safe way and with a 3-year warranty!

Keep Reading

You may also like

content

How to open a BB Conta Jovem account

Do you want to know how the opening process of BB Conta Jovem works? Continue reading the post and see how simple, easy and super fast it is!

Keep Reading
content

How to open a Millennium Serviços Mínimos current account

The Millennium bank Minimum Services current account allows you to access all the banking services that are essential for day-to-day finance management and has a very low maintenance fee. See here how to make your own.

Keep Reading
content

Residents of Petrópolis have FGTS Calamidade released

The Federal Government released another municipality for the withdrawal of the FGTS Calamidade. With the heavy rains and floods, Petrópolis accounts for more than 200 deaths and has already decreed a Public Calamity.

Keep Reading