First, are you a Magazine Luiza customer and want to have a store card even with a low score? Then, the Magalu card with no annual fee is perfect for you, because you can pay for your purchases in physical stores, on the network's website and app.

In addition, linked to Itaú and with the Visa Platinum flag, the card can also be used to pay water, electricity, telephone and collection slips.

By contracting the card, you will have discounts at partner stores and access to benefits, such as car rental insurance, among others that make life much easier. 

By the way, just for this brief overview, do you already feel that this card might be ideal for you? So, read this article that we have prepared and learn everything about the card.

So, the Magalu Visa Platinum card was designed for Magazine Luiza customers with a low score who want to take advantage of the benefits that a store card offers, such as access to special discounts, cashback, and can also enjoy the amenities of the Visa brand's advantage programs. . So, find out more about this financial product below.

The limit varies according to the income declared on the form to apply for the card, with the initial amount being R$ 800.00. However, the card issuer may increase the amount after an automatic review. But, if there is no interest, just contact the Service channels to refuse the increase. With this attitude, the limit will only increase when you request it.

The Magalu Visa Platinum card has no annual fee, a feature extended to the additional card. That's great because it's one less expense and saving is always good, isn't it?

But, even if this Magalu card does not have an annual fee, you need to be aware of the fees for sending an automatic message regarding the movement or launch and 2nd copy of the card.

Furthermore, the tariffs for the aforementioned services were defined by Luizacred, the store's card administrator, and the values are as follows: R$5.99 for sending a message and R$9.90 for making a 2nd copy of the card. 

The main advantage is the fact that it is a non-annuity card. But it doesn't stop there, you can still pay for purchases in physical stores, website and app in up to 24 installments. Furthermore, each purchase made generates a return of 2% in cash, the famous cashback. However, attention! Only products with the “you get it back” seal participate in the campaign.

In addition, to get the amount spent back, just activate the MagaluPay digital account in the SuperApp Magalu. Within 20 days of purchase, the amount is credited to MagaluPay's digital wallet. It is worth mentioning that buying and getting back what you spent is always very welcome and this is undoubtedly another great attraction.

Also on the list of positive points is the Emergency Credit Assessment, which analyzes the feasibility and risks of making purchases above the limit of the card. There is no fee charged for this service. 

In terms of benefits outside the store, signing up for the card pays off because you will have discounts of 10% at the Época Cosméticos store, 15% at the Zattini clothing store and also at Netshoes.

In addition to the advantages related to purchases at Magazine Luiza and partner stores, the Magalu card offers exclusive benefits as it is a Visa card. In fact, the traditional Vai de Visa program offers offers and discounts at various establishments.

The fact that it is a Visa Platinum provides access to services that can be expensive, if contracted separately, check out what they are below.

Everything has its pros and cons and the Magalu card is no different. So, if you need to withdraw money in Brazil or abroad, you can only do so if the transaction is authorized.  

If the withdrawal is allowed, fees, interest and taxes will be charged, as described in the invoice. As for withdrawals outside the country, the person responsible for the ATM may stipulate a fee. 

Therefore, if you are in the habit of making withdrawals, you need to keep in mind that this operation is not automatic and there are charges that could impact the amount of the invoice.

The digital invoice can be consulted in the Cartão Luiza application, as well as the available limit and card movements. In the app, the customer can also request invoice installments, renegotiate payment, renegotiate the invoice and increase the limit. But it is worth noting that you can download it both on Google Play and the App Store.

If the customer has any questions or problems with the card, they can contact the Customer Service Center at the telephone numbers below:

The process to apply for the Magalu card online is simple, follow the step by step that we have prepared below.

The proposal is subject to credit analysis, so it is necessary to wait for the response of the request. 

Did you think that the Magalu card with no annual fee is ideal for your profile? Read our recommended content and find out how to order yours now.

One of the pillars of approval is to have a minimum income of R$800.00. Furthermore, what will determine the approval or rejection of the request is the credit analysis carried out based on the information stated in the form.

So, to be approved, in addition to having the required income, you also must not have restrictions in your name with the credit protection agencies.

When you receive your Cash Back, you can use the balance to:

The Carrefour card has some points in common with the Magazine Luiza card, both positive and negative aspects. 

In the positive ones, both can be used in several stores and offer an option to pay in up to 24 installments. On negatives they charge for cash withdrawals. In the case of Carrefour, the rate is R$10.90 in the national territory and R$17.90 outside the country. 

However, the Carrefour card is ideal for those who shop at the supermarket and at other establishments in the chain. With it, you can have access to longer payment terms and discounts. 

If you were in doubt about which card to hire, check out this comparison between Magalu and Carrefour cards.