With the emergence of cashback, more and more people want a card that has this function. Therefore, Magazine Luiza developed the Magalu card. With it, you have all the functions of a common credit card, but with several advantages. In this sense, the Magalu card has cash back, does not charge an annual fee and offers exclusive installments. Continue reading and see all the details!

In short, the Magalu card is a product focused on digital. In other words, a card with no annual fee that promises to make your online purchases safer and more practical. Additionally, the card offers cash back. Therefore, on purchases made on the Magalu network, you receive 2% cashback back.

Furthermore, the card also has the benefits of the Visa brand. In this sense, you can join the Vai de Visa program and also have the travel benefits of Visa Platinum. Below we will carry out a complete analysis of this card. Continue reading to understand all the details!

Firstly, the Magalu card limit will depend on your income. Therefore, the minimum income requested for this card is R$800.00. In other words, the limit will be compatible with this value. Therefore, we recommend that you use the card for 3 months before requesting that your limit be increased.

To begin with, the Magalu card has several advantages. The main one is the fact that it has zero annual fees. Therefore, you do not need to pay any maintenance fees or monthly fees. Furthermore, the card is completely digital and designed for you to make your purchases online.

Secondly, the Magalu card has cash back. In other words, cashback of up to 2% for purchases made on the Magazine Luiza app, website or stores. This way, the money received can be used in various ways. For example, to make new purchases, pay bills and even make transfers between the MagaluPay account.

Furthermore, with the Magalu card you also have exclusive discounts at the store's partners. For example, Zattini and Época Cosméticos are discount stores. Furthermore, installments for purchases on Magalu can be made in up to 24 interest-free installments.

In short, the disadvantage of the card is for those who don't buy much at Magalu. This is because the Magalu card only offers cash back on purchases in the store itself. Therefore, it is more worthwhile for those who really consume a lot online. Otherwise, you will only keep other benefits, such as no annual fee and exclusive discounts.

In principle, the Magalu card invoice can be consulted directly in the application. In other words, just download the app and monitor all your expenses in real time. In addition, it is also possible to change your limit and issue a second copy of the invoice.

If you have any problems or questions, Magalu has a Customer Service Center available. Therefore, if necessary, just call 0800 773 383 from Monday to Friday, from 8am to 10pm and Saturdays and Sundays, from 8am to 8pm.

In short, if you are interested in the Magalu card and want to request yours, rest assured, you can make the request without leaving home! In other words, you can request directly through the website or through SuperApp. In both options, just select the card tab and fill out the form.

Furthermore, it is worth remembering that after the request, Magalu carries out a credit analysis. In this sense, only after analysis can the card be released or not.

If you are seeking credit approval with Magalu, you need to pay attention to some points. For example, the minimum card income is R$800.00. Therefore, you will need to provide proof of this income. Furthermore, it is also important to have a clean name and a high score. All these factors help you when it comes to being approved by the bank.

In short, the Magalu card brand is Visa. Therefore, the card has all Visa Platinum benefits. This way, with Visa Platinum you have discounts at hotels and resorts around the world. In addition, you also have access to the Visa Concierge service. In other words, 24-hour service that helps you book hotels and select the best restaurants.

Furthermore, with the Magalu card you also have access to the Vai de Visa program. Therefore, it is possible to obtain discounts at partner stores, as well as compete for prizes in the draws. 

Finally, you now know a little more about the Magalu card and understand its advantages. In other words, the Magalu card offers a good cashback option for those who buy a lot in the store. Therefore, it is worth considering which network you buy most from.

For example, Submarino also offers a card with exclusive benefits for those who purchase on the website. Therefore, it largely depends on your goal and also on your shopping habits. See more details in the table below.