Finding the ideal credit card can be a daunting task. That's why, in today's article, we're going to introduce you to the Itaucard Click Visa card with no annual fee. With this card, you have access to special Itaú services without paying any monthly fees. Therefore, the card has a Visa flag and international coverage. In addition to participating in the Iupp scoring program, it has several other benefits.

Read on to find out more about this card!

Firstly, the Itaucard Click card with no annual fee is a bet made by Itaú for customers who are starting out in financial life. In this way, it was designed for those who are still learning to deal with credit options. Therefore, it has no annuity and has great benefits from the bank. In addition, the Itaucard Click card participates in the Iupp points program and also in the benefits associated with brands.

That is, even having a card without an annual fee, you still have access to a great service from Banco Itaú. Furthermore, by acquiring this financial product, you can also use Tag Itaú without a monthly fee. In this sense, enter parking lots and tolls without having to queue. 

Let's do a complete analysis of this card, follow along!

With Itaucard Click, you can have a credit limit of up to R$ 10 thousand. However, this amount depends a lot on your proof of income. This is because Itaú offers a limit compatible with your financial profile. In addition, the initial limit can increase as you use the credit card. 

By the way, if you pay all your bills and keep your name clean, the limit can increase from the third month onwards. Therefore, after approval, consult the bank to understand more details of this credit analysis.

In principle, the best advantage of the Itaucard Click card without annuity is exactly the fact that it has a free annuity. This way, you have the benefits of an Itaú card without paying a monthly fee or fees. Therefore, the card has access to the Iupp scoring program. That is, you earn 3 points for every R$1 spent at the Iupp mall.

In addition, the card offers Tag Itaú free of charge. In this sense, all you have to do is request the sticker and use it at toll booths and parking lots in Brazil. In addition, the card also has the benefits associated with the brand. That is, with Visa, you have International Medical Emergency insurance and also Travel Assistance Service. 

In addition, the card also has its virtual version. That way, you can generate a temporary card to do your online shopping. With this, you guarantee much more security and do not run the risk of having your data compromised. Together, the virtual card can also be used in various digital wallets. For example, Apple Pay, Google Pay and Samsung Pay allow you to pay using just your phone or watch.

In summary, the main disadvantage of the card is the fact that it is tied to a traditional bank. Therefore, if you are looking for the practicalities of a virtual bank in Itaucard Click without annual fees, you will not find them. However, Banco Itaú has been modernizing more and more to offer its services virtually.

The Itaucard Click card bill can be consulted directly through the application or through internet banking, if you are an account holder. Therefore, if you download the application, you can also make transfers, pay bills and even change your card limit. In fact, it is in the app itself that you will find new credit options. 

As we mentioned, Itaú still maintains many traditional parts. Therefore, if you prefer to contact the bank by phone, it is possible. This is because the institution has a Call Center available at the number: 0800 728 0728.

In short, if you want to contract your card online, you can apply directly through the website. In this regard, access Itaú's website and look for Itaucard Click with no annual fee. On the card page itself, the form to register is available. Therefore, after this registration you go through the credit analysis. If so, the card is sent to your address.

As the Itaucard Click card is a card for those starting out in financial life, it is not that difficult to get approved. However, it is still important to have proof of disposable income. So, gather your income and also keep your score high. All of this can help you when it comes to ensuring credit approval by the bank.

As well as other banks, Itaú also created its punctuation program. In this sense, Iupp is a website where you can make purchases. In this way, purchases generate points for every 1 real spent. In fact, with the Itaucard Click card without an annual fee, for every 1 real you spend, you earn 3 points.

Furthermore, the points can be used however you want. Although it is an Itaú program, anyone can shop at Shopping Iupp, and with any card. In addition, payment at the mall can be made using Iupp points, that is, your points become cash back for you to pay off your purchases.

Now that you are familiar with the Itaucard Click card, you already know if it matches your financial profile. Remember that this is a card with no annual fee and a great free points program. However, if you are still in doubt, we will introduce you to the Magalu card. In summary, the card also has no annual fee and also has 2% of cashback on purchases at Magazine Luiza. See the details below and compare.