Cards
Itaú Click Card online: no annual fee and many benefits
The Itaú Click online card is a fee-free option, with special programs and with the possibility of accessing up to R$ 10 thousand limit for your purchases. Know more about him here.
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Buy your iPhone in 21 interest-free installments with this card
The Itaú Click online card is the ideal option for anyone who would like to access a credit card with no annual fee, easy to approve and which also offers several special benefits.
Namely, with the card, you can access rewards and discount programs at partner stores. In addition, it offers a special program that facilitates the purchase of your Iphone.
Annuity | Exempt |
minimum income | R$ 800.00 |
Flag | Mastercard or Visa |
Roof | International |
Benefits | Flag Rewards Program Itau Tag |
And with the Itaú Click online card, you also have the possibility of receiving an increase in the value of your limit after the third month of using the card.
Do you want to know everything that this card can offer you? So continue with us in this post and see how the card can be a good option.
How does the Itaú Click online card work?
In summary, the Itaú Click online card is a credit and debit card option issued by Itaú bank to the public.
Namely, it can be issued under Visa or Mastercard flags and, thus, allows you to have access to the benefits that each of these flags offers.
By the way, regardless of the brand under which it is issued, you can register your card in the main digital wallets and make approximation payments using only your cell phone or smart watch.
Finally, the Itaú Click online card also offers you several special offers and discounts at the bank's partner stores. That way, you can save on your purchases.
How to apply for Itaú Click card
The request can be made through the bank's digital channels. Check out!
What is the annual fee for the Itaú Click card?
Nowadays, most people are already tired of paying credit card annual fees. Therefore, the search for credit card options that do not have this fee is quite high.
Luckily, the Itaú Click online card is one of those options. With this card, Banco Itaú left the annual fee completely free forever.
In this way, when making purchases with this card, you will only have to worry about the amount you have spent and you will not have to incur any additional costs.
Thus, the only times Itaú bank can apply fees to your invoice are in the event of late payment. But, if you pay everything on time, you can use the card without major problems and fees.
What is the limit of the Itaú Click online card?
When choosing a good credit card, the main information we want to look for is the limit that this card can release.
After all, it is through the limit that we are able to know our purchasing power with that card and thus plan our next expenses.
Therefore, with the Itaú Click credit card, you can access a limit from R$ 300.00 that can reach up to R$ 10 thousand.
However, it is important to consider that the Itaú Click online card limit is defined based on an analysis that the bank makes of your financial profile.
In this way, based on this analysis, the bank will consider your income, your credit score and will analyze your history with other banks.
Only then will he be able to define the acceptable limit value for you to enjoy the benefits of the card.
How to increase the Itaú Click card limit?
Basically, there are two ways to perform the increase. The first is by adjusting your pre-approved limit.
Namely, the Itaú Click card offers you a maximum limit value. However, you can choose to stick with a lower limit for as long as you like.
But, if you want to increase this limit, you can simply access the Itaú Cartão app and adjust the total limit.
The second way to perform an increase is to leave it on automatic. Namely, Itaú bank performs a credit analysis every month on your profile to analyze your financial behavior and analyze the release of more limit.
To participate in this analysis, you need to leave the limit increase on automatic so that the bank will always increase it according to your expenses.
Is it worth requesting the Itaú Click card online?
So far, you have already been able to learn a lot about the Itaú Click card online and check out its main features.
However, even after knowing all of them, it is still possible to be in doubt if this card is really worth it.
Therefore, we separate below the main advantages and disadvantages of this option so that you are more sure of what to do.
Benefits
In summary, the Itaú Click online card can offer several very interesting benefits for you to use on a daily basis, such as:
- Visa or Mastercard Surprise Program;
- Discounts at partner stores;
- Tag Itaú to avoid queuing;
- Exemption from annuity;
- 50% discount in cinemas and theaters.
In addition to these advantages, the Itaú Click online card also has a special program for you to buy your iPhone.
With this program, you can purchase your iPhone and pay it in up to 21 interest-free installments.
Disadvantages
Despite having many positive points, the Itaú Click online card also has disadvantages.
Firstly, there is the fact that at the moment it is not possible to apply for a Visa card. Only the Mastercard brand is being used to issue the cards.
Thus, this causes you to lose access to the programs of that flag, such as the Vai de Visa program or travel assistance and insurance.
How to apply for a credit card at Itaú?
If after analyzing the pros and cons of the Itaú Click card online, you still want to access this option, know that requesting it is very simple.
First, you can access your Banco Itaú credit card without having to leave your home. Thus, you only need to access the bank's website and start applying for your card.
To find out in more detail how the request is made in practice and through which channels you can order your Itaú Click card online, just check the post below!
About the author / Leticia Jordan
Reviewed by / Junior Aguiar
Senior Editor
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