Cards
Inter online card: no annual fee and with cashback
With the Inter online card, you have the possibility to invest to increase your limit and have cashback on your invoice without having to pay anything for it. Learn more about this credit card in this text.
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Have a free card that you can increase the limit at any time
For those who want to access a fully digital card, with no annual fee and who still has a super app to do everything on it, they may end up finding these and other features on the Inter online card.
This digital bank, which emerged to make life easier for millions of Brazilians, offers a digital and physical card in its financial services portfolio with very interesting features for your day to day.
Annuity | Exempt |
minimum income | not informed |
Flag | MasterCard |
Roof | International |
Benefits | Cashback on invoice or account Super app with everything you need Investment that increases limit |
But, before deciding to apply for this card, many people may wonder whether it is really the best credit card option for their lives.
Therefore, to avoid further doubts, we have prepared this article that shows you the main characteristics, advantages and disadvantages of this credit card!
How does the Inter online card work?
In summary, the Inter online card is a credit card option that allows you to make your purchases in Brazil and abroad and earn cashback on your invoice or on each purchase.
Thus, whenever you leave the invoice payment in direct debit, or when you make purchases through the app, you can receive money back in your account.
By the way, speaking of shopping, as it is a super app, Banco Inter is able to offer a Shopping in its app.
There you can access the most diverse stores, such as Extra, Casas Bahia, Samsung and many others that are partners with the bank.
That way, every time you shop there, you can get cash back on your purchase very simply and quickly.
In addition, the Inter online card allows you to make international purchases and make approximation payments using the card, cell phone, smart watches or any other device that allows you to register the card.
How to apply for Inter card
See here how to get a card that offers cashback on your purchases and a super app!
What is the annual fee for the Inter card?
If you wanted a credit card with no annual fee, you will be happy to know that the Inter online card is an option totally free of this fee.
And in addition to it, you can also carry out TED or DOC withdrawals and transfers without paying any additional fees for carrying out the operation.
In this way, the Inter online card becomes a very interesting option, since nowadays people are already tired of paying the high abusive fees that other banks include in their basket of services.
So, when applying for the Inter card online, you can be sure that you won't have to deal with these costs and you can use all your money for yourself.
What is the limit of the Inter online card?
This is the question that does not want to remain in the minds of many people who think about applying for the Inter card online.
After all, knowing the limit that can be released by a credit card is essential information for anyone who wants to make large purchases on the card.
However, it is not possible to know exactly how much credit the bank releases. This happens because the limit is set after a credit analysis is done.
In this analysis, the bank will understand the person's financial movements, what is their level of responsibility with payments, what is their monthly income and other data about their finances.
In this way, all this information helps to build the person's credit profile. Thus, the bank can use it to define the limit value that will be released.
Therefore, it is not possible to officially know the amount that the bank releases. However, people using this card have already reported receiving an initial limit of between R$ 500.00 and R$ 1,500.00.
How to increase the Inter card limit?
Namely, nowadays many digital banks offer resources so that their users can increase their credit card limit
Some of them only offer tips on how to increase this amount. Others have functionalities that allow the user to enter the desired amount and send it to the bank so that it can analyze the proposal.
In the case of Banco Inter, you can increase your limit when making investments.
As the bank has a super app, where you can do everything in one place, it is also possible to make investments through the app.
That way, every time you invest in CDB Mais Limite do Inter, the amount invested becomes credit that you can use throughout the investment period.
You can invest amounts from R$ 100.00 that will keep yielding for you while offering more limit for your credit card.
Is it worth applying for the Inter card online?
So far you can learn a lot about the Inter card online and get an idea of the features it can deliver. But is it really worth applying for this card?
To answer this question, you need to know the main advantages and disadvantages of this credit card. Let's go!
Benefits
Starting on the positive side, we can find many advantages in having the Inter card online, since it is possible to:
- increase the limit with simple and quick investments;
- have cashback on your invoice or in your account;
- make payments using digital wallets;
- take advantage of the Mastercard Surprise program;
- access free withdrawals.
And in addition to all these benefits, with the Inter online card you can also release your limit by paying your invoice in advance and, therefore, make more purchases.
Disadvantages
Now looking at the negative points, we can see that, despite the card offering cashback and many interesting features, it still does not have a native points or miles program.
Thus, anyone thinking of using the card to access more comfort and savings on trips or simply earn points on purchases may not be able to do so with the Inter card.
How to apply for a credit card at Inter?
To apply for the Inter card online, you must have created a free digital account with the Inter bank.
That way, when you create the account, you can apply for your Inter card online and access the benefits that only it offers.
To better understand how the application works and access a complete step by step to get your Inter card online, just check the following post that shows you more details.
How to apply for Inter card
See how to access a card with no annual fee, with cashback and a flexible limit!
About the author / Leticia Jordan
Reviewed by / Junior Aguiar
Senior Editor
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