Cards
Impact Bank Card or Superdigital Card: which one to choose?
Either the Impact Bank Card or the Superdigital Card, both have international coverage and the Mastercard brand. Check out their differences here and choose yours!
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Impact Bank x Superdigital: find out which one to choose
Firstly, the Impact Bank card or the Superdigital card are interesting card options for anyone looking for a financial product full of benefits.
So, both options have international coverage and the Mastercard brand and are great choices, as they offer several advantages to their customers.
So read on to learn the pros and cons of each card and decide which one is best for your current financial life. Let's go?
How to apply for the Impact Bank Card
Learn how to apply for an Impact Bank card, which offers a Mastercard brand, international coverage and several other exclusive benefits! Check out!
How to apply for the Superdigital credit card
If you are looking for a card with a digital account that accepts negative payments, the Superdigital card may be ideal. See how to order yours!
Impact Bank Card | Superdigital Card | |
Minimum Income | not required | not required |
Annuity | Varies by package | R$ 9.90 monthly |
Flag | MasterCard | MasterCard |
Roof | International | International |
Benefits | Digital account, no fees | Mastercard Surpreenda, Santander Esfera |
Impact Bank Card
So, the Impact Bank digital bank has the mission to reduce inequalities and build a fairer future for all through sustainable development.
Thus, when applying for your card, you can be sure that you are contracting a serious service and that you care about the development of society.
Therefore, let's get to know a little about the characteristics of the financial product so that you can assess whether it is the best fit for you!
Well, the Impact Bank card works in prepaid mode and you control it through your digital bank account. So, to use the card, you need to top it up beforehand to have a balance in your account. That way, it's much easier to control finances, isn't it?
In addition, it has international coverage and the Mastercard brand, so you can use it to shop in Brazil and abroad, in more than 30 million establishments worldwide.
In addition, the card is a great option for those who are negative, as the bank does not analyze the SPC or Serasa. An amazing opportunity, isn't it?
Superdigital Card
Now, let's talk about the Superdigital card, another very attractive option for you to compare!
So, the card is issued by Banco Santander, a reputable institution with great weight in the market. This way, you can be sure that you are purchasing a reliable and quality card.
Like Impact Bank, the Superdigital card also works as a prepaid card. That is, you load the card with the amount you want to spend and control finances in a much simpler way.
In addition, it also has international coverage and Mastercard brand. Thus, you can enjoy all the benefits of the brand, such as the Mastercard Surpreenda reward program.
In addition, you have access to two cards: the physical and the virtual. This way, you can shop at thousands of stores and withdraw money from the Banco24Horas network, as well as buy from national and international websites. Amazing, isn't it?
So now let's talk about the pros and cons of cards so that you have all the information at hand when making your decision.
What are the benefits of the Impact Bank card?
So, one of the great advantages of the card is that you can apply even if it is negative. Thus, anyone can have access to the product to take care of their finances.
In addition, international coverage makes the card the perfect option for those who want to make purchases in Brazil and abroad in an easy and uncomplicated way.
Another advantage is the Mastercard brand, as you have access to the Mastercard Surprise rewards program, in which each purchase with the card is worth one point to exchange for special offers.
Furthermore, as the bank aims at development, you can also do your part! Thus, its transactions generate revenue that is converted into social and environmental projects. In addition, you can follow the result of these actions through your account in a transparent way!
Finally, you control your account digitally with much more convenience! Thus, you can consult the invoice, make transfers and several other functions, all with just a few clicks.
What are the advantages of the Superdigital card?
Well, in addition to the Mastercard Surpreenda benefits program, Superdigital card customers can also participate in Santander Esfera. With it, you have access to exclusive discounts and offers at more than 300 partner establishments. Amazing, don't you think?
In addition, you do not undergo analysis by credit protection agencies. So, even if you are negative, you can apply for your card and enjoy all its benefits!
Another positive point is that you control your account through the app and perform all its functions in the palm of your hand, such as paying bills, making transfers and much more. That way, everyday life gets much more practical, doesn't it?
In addition, you can make withdrawals in the national territory at the Banco24Horas network ATMs or even international withdrawals on the Cirrus network.
What are the disadvantages of the Impact Bank card?
Well, now that you already know the advantages of the two cards, let's talk about their negative points so that you don't have any surprises when applying for yours!
So, one of the downsides to the Impact Bank card is that while you can control your digital account from your computer, it still doesn't have an app. Therefore, you have to access the account through a browser. However, the good news is that the app will soon be released on Google Play and the App Store!
In addition, the bank offers some monthly packages for individuals. So, if you want a more complete service, you will need to pay a fee. The options are: free monthly fee, basic plan (R$ 15.00 monthly) and premium plan (R$ 26.00 monthly).
What are the disadvantages of the Superdigital card?
So, one of the downsides of the Superdigital card is that it is prepaid. Thus, although it is interesting to control finances, it may not be the ideal option for those who want to make purchases in installments, since the card does not have this function.
Furthermore, the customer needs to pay some fees for certain services. For example, to make withdrawals on the Banco24Horas network, the value is R$ 6.40 and the transfer to other banks is R$ 5.90.
Impact Bank Card or Superdigital Card: which one to choose?
So, now that you know the main features of both cards, you can choose the one that best fits your current needs.
So, both have international coverage and the Mastercard flag, which allows you to make purchases around the world in a very practical way.
In addition, you control your account digitally, although the Impact Bank card still does not have an app available for you to download on your cell phone.
In addition, you can request any of them even if you are negative, as they are prepaid card options and do not consult with the SPC or Serasa.
However, the Impact Bank card offers ways for you to positively impact the world by contributing to local projects.
In the meantime, you can be sure that Superdigital and Banco Santander are offering a reliable and quality product.
Therefore, calmly evaluate the two options to make an informed decision about the best choice for your financial life.
And if you're still not sure between the Impact Bank card or the Superdigital card, check out the recommended content below and learn more amazing options that are available on the market!
PagSeguro Card or PagBank Card: which is better?
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