Either the Impact Bank card or the Acesso card, both are very interesting card options for those looking for more practicality in their financial life.

Thus, both products have international coverage and have the Mastercard flag, so you can make purchases in an uncomplicated and easy way.

So read on to find out the pros and cons of each card. That way, you will be able to choose between the option that best fits your current financial needs. Check out!

Well, the Impact Bank digital bank was created with the mission of promoting a fairer future for all people. Thus, it carries out various social and environmental actions to contribute to the development of society.

Therefore, the Impact Bank card is a great option for a financial product, as in addition to offering interesting financial solutions to its customers, it is still concerned with leaving a positive legacy on the planet.

So, the card works in prepaid mode and you control your finances directly through the digital account. So, to use the card, you need to recharge it first. That way, it's much easier to have a control of expenses, because you only use the balance available in your account.

In addition, it has international coverage. So, if you want to shop in Brazil and abroad, in physical stores and online, the card may be an interesting choice for you.

Finally, its Mastercard brand is one of the most recognized and you can shop at more than 30 million establishments around the world.

So, the Acesso card is a good option for anyone looking for financial autonomy in a quality product.

Thus, the card works in the prepaid function, being a great way to control finances. This is because you need to recharge the card before using it and you can only spend the amount available on your balance. That way, you are never in the red or negative, as there is no invoice to be paid.

In addition, the card has national and international coverage and you can use it worldwide, both online and in person. This makes it much easier to take advantage of all the offers, isn't it?

In addition, you can use your financial product to subscribe to websites and apps such as Netflix, Spotify, iFood and much more. Thus, it is possible to avail all these services much more easily.

So let's talk about the advantages of each financial product so that you can choose which is the best option for your finances.

As we mentioned earlier, the Impact Bank card wants to make a difference and make the world a more equal place for everyone. Therefore, the card request can be made even if you are negative. Thus, there is no consultation with the SPC and Serasa, and anyone can take advantage of its advantages. Quite an opportunity, isn't it?

In addition, you can participate in the Mastercard Surpreenda rewards program, offered by the card brand. With it, you accumulate points with each purchase and can exchange them for exclusive discounts and offers at partner stores.

Another advantage is that you can also do your part to help our society develop. Thus, for each transaction carried out with your card, part of the bank's revenue is allocated to social and environmental projects. In addition, you control the results of these actions directly in your account, in an easy and transparent way.

Undoubtedly, one of the advantages of the card is that you can apply for it even if you have a dirty name. This is because there is no consultation with credit protection bodies.

In addition, you do not need to be an account holder at a bank or other institution. So, just buy your card, create your account and activate it through the website or application. After that, just recharge to start using.

In addition, you can control your expenses, make transfers and carry out operations 100% online, through the website or the app.

Another positive point is that the monthly fee is only charged if you have an account balance. That way, you never get negative and don't have to worry about the fee if you can't afford it.

Finally, the Mastercard flag is accepted in thousands of accredited stores around the world and you also participate in the Mastercard Surpreenda program.

Well, one of the negative points of the card is that you need to pay a monthly fee to have some extra benefits, such as, for example, a greater number of free transfers per month.

So, you can opt for the basic plan worth R$ 15.00 monthly or the premium plan for R$ 26.00 monthly. However, it is worth noting that the plans are optional, as you can use the account with a free monthly fee.

Furthermore, the application to access your account is not yet available. Then, you must access your digital account to control finances through your browser. However, the good news is that the app will be released soon on Google Play and the App Store to make your day to day even easier!

As already mentioned, the card charges a small monthly maintenance fee. So, if you have a balance in your account, an amount of R$ 5.95 per month will be deducted.

In addition, when requesting your card with an initial recharge of R$ 100.00, it is free. However, if you choose to obtain the card without top-up, you will need to pay R$ 14.90 for issuing the product.

Finally, the card may not be the best option for those who want to make purchases in installments. Thus, to make purchases you need to have an available balance and the prepaid card does not allow for installment payments.

Well, now that you know better about the characteristics of each card, it's easier to decide, isn't it? So, Impact Bank card or Acesso card?

Undoubtedly, the two options are very interesting for those who are looking for financial freedom and are ideal for negatives.

So, with the Impact Bank card, you can choose whether your plan will be free, basic or premium. In addition, you contribute to a better world through the social actions of the digital bank.

With the Access card, you only pay the annuity if you have a balance in your account and you don't have to worry about having a negative account.

Therefore, take your time to analyze each card to decide which is the best choice for your current financial life.

But if you've come this far and you're still not sure about your decision, don't worry! Below you can check out another comparison of two amazing cards available on the market. So, don't miss this opportunity!