In any case, choosing between the Hipercard or Digio card can be difficult, after all, they are cards with similar profiles.

However, the Hipercard card is ideal for those who need personal credit, low interest on installment payments and more time to pay for purchases, with up to 40 days of payment offered by Hipercard.

On the other hand, the Digio card is popular among digital accounts, as it is free in every way, can be ordered online and offers the possibility of cashback on every credit card purchase, which generates savings in the long term.

Without a doubt, those looking for a credit card want to pay little and have many advantages, so, without further ado, check out this comparison prepared in detail to help you make your choice.

For those who are not familiar with the Hipercard card, it is an option from Itaú bank that offers discounts in several stores in the country, with no annual fee, a minimum income requirement of less than the minimum wage and few fees for use.

Please note that Hipercard customers can request the card online and receive it at home, within a maximum period of up to 15 days. Furthermore, the credit card is released with a minimum spending limit of R$$300.00.

If you need a loan, don't worry, Hipercard offers personal credit with low interest and even an extension of the credit limit when there are expenses exceeding what is available, without charging anything extra.

Furthermore, have a full credit card with installment payments for purchases in up to 12 interest-free installments and 24 fixed installments to be defined at the time of purchase, so don't go through any difficulties when you have the Hipercard card.

Once the customer requests the Digio card, they will not pay an annual fee, membership fee or monthly fee, and the card remission and credit revolving credit are also not at the customer's expense.

If you happen to be looking for a points club, you will have double the chances, as the Digio card has its own program, in addition to Vai de Visa, which also transforms expenses into rewards.

Given the demand for discounts, the discount program offers 60% off on purchases at Livelo partner stores, where on the website, the customer can check the products available on the day and pay much less.

Furthermore, the Digio card is bureaucratic and can be requested online, where you enter your details and wait a few days to access the card's credit limit, which can be physical or virtual.

Although it may seem like a regular card, Hipercard is ideal for those with low income, a high credit score or a clean credit record, and who, in addition to these aspects, need personal credit for a slightly lower price. See other advantages below.

So that you don't have any doubts, check out more about the advantages of the Digio card, which will not charge any monthly fee to the customer, including the annual fee, so check out other benefits below.

Among the main disadvantages of the Hipercard card is the need for a strict credit analysis to release the limit, which takes away the chance for some customers to access a good credit card.

Furthermore, even though it is linked to Itaú, it cannot be used at the bank's branches, but rather at the Banco24h network, where the customer has fees for several transactions, including withdrawals, which can reach R$12.00.

Firstly, it is also not recommended for those with a bad credit history, so wait for approval only if you are not in debt, in addition, wait up to 30 days to receive the card when approved, which is very time-consuming for some customers.

The customer is also not exempt from withdrawal fees, which are 7.99% per month + IOF, that is, for each withdrawal, wait for this fee stipulated on your monthly bill, which is only paid in installments with interest.

But, after all, have you decided between the Hipercard or the Digio card?

In short, these are cards that have few fees, can be requested online and do not require a high income for the customer to obtain the approval they have been dreaming of.

While the Hipercard card guarantees discounts in numerous stores in the Big group, the Digio card offers a 60% discount on products on the Livelo website every day and cashback on every purchase.

Therefore, when choosing, take into account your purchasing needs and also how each one meets your financial profile, whether it is the need for a higher limit or even more time to pay bills, for example.

Finally, if you haven't decided which one is ideal for you yet, don't worry, as below we have separated a new comparison that is just as interesting as this one, with rich information and more details about other credit cards, so click below!