After all, Havan card or Inter card? If you have this question, continue reading and check out our comparison.

Initially, the Havan card comes as a savings option when you are a customer of the store, in addition, it offers opportunities for payment in installments that facilitate access to good products for those with low income, for example.

On the other hand, there are also credit cards from digital banks, such as the Inter card, which came to revolutionize the financial market with easy approval, good limits and, of course, free annual fees, which for a long time was the complaint of many people. compared to other banks.

Thinking about these advantages, in order to provide good options, we will compare and provide an option between the Havan card or the Inter card. Just to give an example, one is focused only on Havan stores, while the other is ideal for credit purchases regardless of location. So, continue reading and check out the comparison.

Unless you are not a regular Havan customer, this card will not be useful, so if you are, know that it will help you a lot in saving money and paying in installments for purchases. This is because the chances of paying long installments interest-free are real, that is, it is possible for low-income people to buy many products while paying little per month.

Furthermore, with the minimum income required, it is an easy-to-approve and low-cost card, meaning you are unlikely to pay fees associated with installments made of products, for example. At first, the request is so easy that you just need to go to the store.

Finally, as soon as the limit is approved, you will be able to make purchases immediately, even if the physical card has not yet been ready. Therefore, if the objective is to buy specific products taking advantage of a discount, be aware that choosing between the Havan card or the Inter card may be the first option.

First of all, know that the Inter bank card comes as another option with no annual fee and a fee-free digital bank. Even though it seems very similar to the others, it offers loans, investments and even an additional card for children, for those who want to create savings.

Furthermore, it does not charge fees for basic services, such as transfers, payments and issuing bills, which also puts the Inter card ahead of similar options. Furthermore, the account can be opened online, with quick approval and the possibility of good limits.

Finally, it is the ideal option for those looking for a digital bank card, very different from traditional banks, to use credit even if they have a low score, for example. As you look for credit options between the Havan card or Inter card, this will expand your options for purchasing locations.

Despite limiting customers to purchases only on the website or in physical stores, the Havan card gives access to high-value purchases for those who have never had access to interest-free installments, for example. In addition, the customer can organize themselves financially by choosing the date they want in relation to installments. Furthermore, there are even more advantages, see some of them below.

On the other hand, the Inter digital card is interesting for those looking for international purchases, a credit card with few fees and also all the necessary services of a traditional bank account, but everything is done through the application. Therefore, there are also other benefits described below.

As well as benefits, the main disadvantage of the Havan card is that it offers a high limit for some cases, but does not allow spending outside the store, for example. Furthermore, it does not have a credit brand or any advantage from banks.

Finally, another disadvantage is that even though there is a good payment period for the first installments, when there is a delay of more than 50 days, the store charges high interest and sends notices related to SPC, which is normal procedures in many stores.

Even though the Inter digital card does not appear as a high-fee option, when there are some requests from the customer, the amounts charged can be high. Just to give you an example: ordering an additional card costs the account holder at least R$15.00.

Furthermore, the interest for late credit card bills exceeds 7% per month. Furthermore, support can be time-consuming, as all support is via the app and there is no way to visit a branch, for example. Furthermore, it is essential to have a quality smartphone if you want to operate your account.

Finally, the two options have different objectives, which does not prevent you from applying for both, the Havan card or the Inter card, but if the intention is to have as few credit cards as possible, choose the broadest one: which have a credit limit, brand and also allow purchases in thousands of establishments.

As a result, we hope that our comparison has helped you make a choice, however, if it hasn't been possible yet, don't give up! Below, click on another comparison made with care by our team and don't stop searching for the best card.