Undoubtedly, the big stores in Brazil are taking their business to another level. In addition to offering advantages for those who have registered, there are also specific card options to facilitate installments and keep those customers consuming the products, as in the cases of the Havan card or Carrefour card.

Since one of the cards is focused on purchases from the store, the other offers the customer a broader credit card, yet both offer good discounts and conditions so that buying from both companies is synonymous with savings.

Once these concepts are understood, we prepare a comparison between these two cards with similar profiles, but for different audiences. In addition, the idea is to help you have a card focused on purchases, or even targeted only for specific payments, such as streaming services or apps.

In any case, making comparisons is the best way to avoid making mistakes in financial decisions. That's why we created this detailed comparison for you to choose between the Havan card or the Carrefour card. Let's go?

Just to illustrate, with more than 160 stores throughout Brazil, Havan has a card focused on encouraging purchases inside megastores. When making the card, the customer does not pay an annuity or membership fee and even leaves the store with the limit released, as it is so fast.

Once you apply for the card, you will receive a receipt and you will be able to make purchases at the same time as the credit approval, in addition, the first installment will only be charged after 40 days. 

In any case, the Havan card is great for being able to pay cheaper for products in the store and also have facilities, such as interest-free long installments, additional cards and releases of good limits with a minimum income.

Since it can only be used in the store, it will be a great option for those who are already customers and need discounts, after all, Havan stores have a wide variety of products, requiring in some cases, large purchases, which for some audiences, need be parceled out, for example.

Before we start talking about the Carrefour card, it is necessary to understand that the company is one of the largest in the world in retail trade, which always allows a series of discounts and advantages in several companies of this worldwide group.

Furthermore, those who subscribe to the Carrefour card always pay cheaper for products on the website and in stores, in addition to having the opportunity to pay in installments of up to 24 installments without any additional charges. In addition, whenever you use the Carrefour card, you are free of the annual fee for that month.

Therefore, there are also facilities for those who need to buy medicine frequently. That's because those who have the Carrefour card can pay for purchases in up to 10 installments without any interest, which also helps a lot with monthly financial planning.

Finally, it is a card that has three types, it can be ordered online or in stores, it offers greater benefits for purchases in stores, but also allows spending in other places, since it works like a traditional credit card.

The Havan card offers many benefits to its customers, such as those mentioned below.

In addition to the ease of purchases, what draws attention to the Carrefour card is the possibility of purchasing in other places, not to mention interest-free installments and participation in credit card programs, such as Visa and Mastercard. In addition, below we can know other benefits.

While it offers good installment terms, the Havan card fails to give its customers more freedom. This is because it does not have a credit card and does not allow purchases in other places, unlike the Carrefour card. Also, see other disadvantages below.

As well as qualities, the Carrefour card also has some problems related to withdrawal rates, for example. In addition, there are other disadvantages such as those mentioned below.

Finally, now you know which store card best matches your income and priorities. In addition, detailing what we brought here in greater detail, observe if you need more purchases in a specific store, or a credit card closer to the traditional one, so choose between these two, Havan card or Carrefour card.

Although it is a complicated choice, it is not time consuming. Even so, if doubts continue, we will help you! Below, another comparison prepared by our team that researched other cards with good advantages. Click and continue reading until you decide!