Cards

Havan card or Blubank card: which one to choose?

Choosing between the Havan card or the Blubank card can be complicated: both offer access to those with a low score, for example. And they don't charge an annual fee. To help you choose, check out our comparison and decide!

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Havan x Blubank: find out which one to choose

Cartão Havan ou cartão Blubank: qual escolher? Fonte: Pxhere.
Havan card or Blubank card: which one to choose? Source: Pxhere.

Havan card or Blubank card? After all, which one is the best?

At first, the Havan card only appears as a great discount option for store customers, however, it offers much more, such as long installments without interest and the possibility of paying for what was consumed without adding monthly fees.

However, it is not suitable for those looking for a large credit card, because the available limit is only useful for purchases in megastores. Even so, it helps a lot for those who want to pay little. On the other hand, we have prepaid cards, such as the Blubank card, which are perfect for people with a low score, for example.

With that in mind, we will bring you details to facilitate your choice between the Havan card or the Blubank card, so that you have the one that will contribute the most to the realization of plans and the improvement of your financial life. So, read on and check it out!

How to apply for the Havan card

Always shop at the store? So, have a card that brings interest-free installments, discounts on various products and much more!

How to apply for the Blubank card

This card is ideal for anyone who needs a little help with spending control. In addition, it is international and has no annual fee. See how to apply here!

Havana cardBluebank card
Minimum IncomeR$800.00not required
AnnuityExemptExempt
Flagdoes not haveVisa or Mastercard
RoofNationalNational and international
Benefitsin-store discounts
interest-free installment
No annual fee or fees
quick request
Does not do credit analysis
Use of the credit function
But, after all, what is the best card?

Havana card

While the Havan card does not have a credit card label, it is ideal for those who want a more basic option that offers a high limit and easy purchases. That's because Havan is complete in terms of its portfolio of products and services.

First of all, the Havan card does not charge any fees, has quick approval and usually provides good limits for minimum income. Therefore, it can be recommended for those who need to buy objects, clothes and basic items at an affordable installment price.

Furthermore, choosing between the Havan card or the Blubank card turns out to be difficult, but if you are looking for something that offers interest-free installments, good payment terms and no usage fees, then you need to order your Havan card.

Blubank card

In order to serve people who do not have a credit card and suffer from this lack, prepaid cards offer the credit function, good limits upon insertion of values and easy access, as is the case of the Blubank card.

Therefore, anyone looking for a prepaid card, with expenses even for international purchases, already knows what they prefer between the Havan card or the Blubank card, however, know that while one allows purchases by reloading, the other has a pre-approved limit .

Furthermore, those looking for freedom of purchase will find this on the Blubank card, with movement via the app, quick ordering and delivery, and the possibility of withdrawals and international purchases without any impediment to high fees.

What are the advantages of the Havan card?

Mas, afinal, quais os benefícios do cartão? Fonte: Pexels.
But, after all, what are the benefits of the card? Source: Pexels.

You are likely to be a Havan customer, which already makes it even easier to get a card with a great limit. Among the main advantages of this option is the respect for the customer in relation to installment deadlines. See more benefits below.

  • Interest-free installments up to 10 installments;
  • First payment of installments with a term of 40 days;
  • Customer choice of 9 expiration dates;
  • No membership or annual fee;
  • Minimum income for approval;
  • High discounts on various products in stores, including online.

What are the advantages of the Blubank card?

While the other card appears with the possibility of purchasing in just one place, this one brings more freedom and the return of credit power to the customer, who even if negative can use the credit function for purchases that were previously more difficult. In addition, check out the main benefits of this card below.

  • No bank account required;
  • Can be bought by people with a dirty name;
  • It has no annuity;
  • You go back to making international purchases and withdrawals;
  • Allows transfers;
  • Quick and bureaucratic access, with request made on the internet.

What are the disadvantages of the Havan card?

Mas, afinal, quais as desvantagens do cartão? Fonte: Pexels.
But, after all, what are the disadvantages of the card? Source: Pexels.

As well as the good side, there are also some defects inherent to the Havan card, which is not a recommended card for those who want a credit limit to use in other stores. Furthermore, other disadvantages of this financial product are described below.

  • It only allows card requests when living near a Havan store;
  • You cannot use the credit limit elsewhere;
  • High interest in cases of late payment of the invoice.

What are the disadvantages of the Blubank card?

Although it seems like a good solution for those looking for a credit limit with a dirty name, it is necessary to be aware of some not-so-interesting details of the Blubank card. See some of them below.

  • If the prepaid card issuance slip is not paid, you can go to the SPC;
  • Does not allow installment purchases;
  • To join, you must pay a fee of R$49.90.

Havan card or Blubank card: which one to choose?

Cartão Havan ou Cartão Blubank: qual escolher? Fonte: Pxhere.
Havan card or Blubank card: which one to choose? Source: Pxhere.

First, to reach the verdict between the Havan card or the Blubank card, keep in mind what your objective is. Do you want a card with a pre-approved limit to make purchases of specific products every month? Or would the need be to pay for streaming services or access purchases using credit? 

Furthermore, by answering these questions and using the details of the comparison, you will definitely be able to make the decision. However, if doubt still hammers your thoughts, count on us. So, click on the recommended content below and check out another card comparison prepared for you.

Havan card or Ton card: which one to choose?

Designed for different profiles, choosing between a Havan card or a Ton card can be complicated, as both accept people with a low score. Click and find out!

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