Before talking about the Havan or Access card, we want to clarify some points. Firstly, those who tend to buy a lot in large stores choose this option to find a cheaper price. Therefore, some people prefer to take advantage of prices from stores like Havan.

Although the value is lower compared to other companies, the customer always likes to save. Therefore, store cards appear as allies in this account, which increasingly seeks subtraction.

On the other hand, some stores prefer to provide a line of credit to be spent only on their premises, that is, it does not meet the need to have a large credit card, for example.

Thinking about it, there are branded credit cards, but also prepaid ones, especially for those who do not have a high score or have a dirty name. In addition, we have two interesting options for you to choose from: the Havan card or the Acesso card.

Before that, take paper and pen, as well as follow every detail!

Spread across Brazil with more than 160 stores, Havan has become an important and interesting company for cheaper purchases. After the great success, she decided to implement a credit card to maintain a high number of customers.

In order to bring another type of customer to the store, Havan managed to create a card accessible to all social classes, not charging any membership fee or annuity, that is, when there is a purchase in installments, it is only that value of the installment that will be paid.

In addition, the Havan card can be requested through the store channels over the internet or even at the counters. Even if you don't have a credit card or bank association, this option is perfect for those who buy a lot in the store and need more attractive installments.

Above all, having a dirty name is a tremendous headache. Even so, it is possible to access credit brands through prepaid cards that are becoming increasingly popular in Brazil.

As if it were a light at the end of the tunnel, the prepaid card, like the Acesso, does not require opening an account, asks for a low annual fee and also allows cancellation without bureaucracy, that is, the more you deposit money the more you can pay credit purchases and when you don't want it anymore, you can quickly cancel.

In this way, those who are negative but need to subscribe to a streaming service, pay for faster apps or make purchases that only accept credit cards are safe with the Acesso card.

In fact, for those who are regular customers of Havan stores, the credit card comes as an option to pay even cheaper. Therefore, the advantages involving interest-free installments, discounts on most products and long terms for the first payment are very attractive.

In addition, see other benefits associated with the card below.

After the prepaid card was invented, the person with negative credit has a chance to have access to specific purchases, that is, this is one of the main advantages that appear in the Access card. Also, there is no need for any membership or bank account payment.

By the way, there are other benefits, see some of them below.

As well as advantages, the Havan card also comes with some problems and solutions that do not add value to the customer, such as those described below.

In short, as much as the credit function of the Acesso card works, you cannot make purchases in installments, that is, only cash purchases regardless of the amount. In addition, it charges certain fees and fees like the ones described below.

The moment you have informed yourself of the two, Havan card or Access card, it is time to define which would be best for your case. Basically, while one offers external purchases, the other limits the customer to the store only, which is not a bad thing when there are frequent purchases.

In any case, you will have a useful credit card, depending on your profile and needs. In case the doubt remains, it was not wasted time, since we made other comparisons to help in your journey. Therefore, click below on the recommended content and see another comparison made with a lot of research by our team.