Havan is a chain of stores, headquartered in Santa Catarina, which exists since 1986. Therefore, the main objective of the store is to sell everything in one place and at a cheap price. The Havan card with an initial limit even became very famous among consumers.

Therefore, the store became very popular among Brazilians. In this sense, the store also started to offer the credit card. In today's article, we'll tell you a little about the Havan card with an initial limit. Continue reading and find out!

When purchasing the Havan card, you can access an initial limit. However, this depends on some factors. Firstly, to apply for your card you must be over 18 years old and have no name restrictions. 

In addition, you also need to live within 200km of a physical store and prove service for at least 3 months.

That way, if you meet these prerequisites, just apply for the card. In this regard, Havan will assess an initial threshold value for you. Unfortunately, the store does not specify this amount. But it can range from R$50.00 to R$4,000.

In this sense, to find out what the initial limit of your Havan card will be, it's very simple. Firstly, you can consult the Havan app itself. In addition, it is also possible to make the query directly through the website. Just enter your CPF, and you will be able to access the available limit.  

Furthermore, if you prefer to speak directly with a seller, that is also possible. Whether over the phone or in person, at the nearest Havan Store.

In short, there is not much to measure the highest limit of the Havan card. That is, it depends a lot on several factors. For example, if you use the card frequently. In addition to what is your proof of income or work. 

Therefore, to have a limit increase it is really necessary to present a good behavior for the store. In this sense, it is important to pay all invoices on time and show good paying history.

Basically, Havan's credit rating system is similar to that of other institutions. Therefore, it is also necessary to have some proof of income. 

Specifically, Havan asks for proof of 3 months of work. In addition, it is also important not to have the name in the SPC or Serasa. In addition, the Havan limit can be used throughout the entire Havan store network.

If you already have the Havan card and want to increase your initial limit, you can request a higher limit. However, as already mentioned, this will depend on several factors. For example, if you pay your bills on time, what is your proof of income, etc.

In short, to request a limit increase, it is possible via WhatsApp and even in one of the physical stores. Therefore, if you send “Consult limit” to WhatsApp, you can see if the limit has been raised and get the response from your analysis.

Finally, if you are interested in the Havan card, know that it is very simple to apply! First of all, you need to fulfill some prerequisites. For example:

Therefore, Havan performs the credit analysis to see if you qualify for the card. 

In addition, the request can be made via the internet, application or in a physical store. Therefore, if you want to apply for your Havan card with an initial limit, see this other article below. In it we detail the step by step for you to apply for your card. Check out!