It is indisputable that having a credit card with a high limit brings several advantages for the customer when making purchases, as well as for obtaining larger installments. In addition, if used properly, it reduces the chances of entering the overdraft. But, after all, is there a credit card with no limit?

If you have this doubt, don't worry, because we'll tell you if it's possible to have an unlimited card. Check out!

So, this question is asked by many consumers who are looking for a financial product, such as an unlimited credit card, to make their purchases. So, you don't have to worry about whether or not you have a maximum limit, which can be very interesting.

But, the truth is that there are no credit cards without a limit, because cards are lines of credit offered by financial institutions to consumers, so they can make purchases through them, but always with a maximum limit.

This means that this limit is actually the maximum amount of credit that the financial institution is granting to the customer. Therefore, credit analysis is important, as it is from it that the bank assesses your financial history and determines your limit.

So, even for consumers with a high credit score, the unlimited credit card would be denied. That's because it would be like asking the financial institution for an unlimited line of credit for the consumer, that is, the customer could get out of control in spending and be indebted to the bank.

Therefore, thinking about an unlimited credit card is a reality that, at least for now, in Brazil, is far from happening. But, you can find alternatives on the market with a higher limit than traditional cards.

First, although there is no limitless credit card, there is a similar alternative on the market that is a pre-established line of credit.

This means that not even the customer knows what the card limit is, so it has a high limit, but not no limit.

On the other hand, if the financial institution realizes that the customer cannot afford to pay the card, it may deny the credit line. So, be aware of your expenses before applying for this line of credit.

And, in addition, remember that even with a higher credit limit, it is important to be careful with installments.

So there are some interesting high limit card alternatives on the market, check them out!

First, this line of credit is a great alternative for making payments and shopping. In this case, the contracted loan amount becomes the limit of your card.

So, Home Equity is a real estate loan issued by Banco Bari, also known as a loan with a property guarantee or refinancing, being a credit granted through the presentation of a property as collateral.

This means that, as the customer gives the property as a guarantee of payment to the financial institution, Bari can grant credit with longer terms and lower interest rates.

And, in addition, it is important to emphasize that the property is given as payment guarantee, that is, it remains yours and you can live or rent it, however, if you do not pay the loan, the property will be transferred to Banco Bari.

Now, let's talk about the Inter Limite Investido card, in which any amount you invest can be converted into a limit for your card.

So, in Inter Limite Investido, you invest any amount from R$100.00 and this amount will be converted into a limit for your credit card, so the more you invest in your card, the money will continue to be applied and yielding 100% of CDI.

And, in addition, if you are part of Inter's investment community, you can receive up to 102% in return from the CDI, this means that the card is not a prepaid card, but works as an investment modality.

In addition, the card has an international Mastercard brand, that is, you can enjoy the advantages of the brand, such as the Mastercard Surpreenda program, as well as 24-hour assistance.

So let's talk now about the Havan card. It has a limit based on the customer's financial history, but the more you use the card, the higher the limit.

First, the Havan card is a non-branded financial product created exclusively for customers who shop frequently at Havan chain stores. This is because the company seeks to offer comfort, security, discounts, promotions and differentiated installments.

And, in addition, one of the advantages of this card is the credit limit, because, when performing a credit analysis based on the customer's financial history, Havan allows you to request an increase in the limit, as long as you are using the card frequently. .

In addition, the Havan card also brings other advantages such as a free copy of the card, exemption from issuing fees or annuities, flexibility in choosing the expiration date, additional card for dependents over 16 years of age, grace period of up to 40 days for the first purchase and online statement query at any time.

So, there is no need to worry about this, because the more you use the Havan card, the more limit you can use.

First, we recommend that you have your name unrestricted from the credit bureaus.

This is because names with restrictions tend to have difficulties, including gaining access to a credit card or financial loan.

And, in addition, it is also recommended to have a high score, because the higher your score, the more limits your card may have. As well as, people with high income also usually get approved to have high limit.

Next, we bring you recommended content with several options for credit cards with different limits from Banco Itaú, so that you can choose the best alternative for you. Check out!