In this post we will show those interested whether the PicPay credit card is good, highlighting its advantages and disadvantages. The PicPay credit card has numerous advantages that the PicPay digital wallet seeks to bring to all its customers. In this sense, in addition to the digital wallet initially created, the PicPay credit card was launched. 

However, to access it you need to register within the app and join what is called a waiting line. In this sense, the credit card as well as the PicPay digital account offer numerous advantages to customers, which we will see in this post. In other words, basic benefits, but which many cards from large financial institutions leave aside.

Therefore, we invite you to read this content with us and find out everything about the PicPay credit card and find out if it is really good.

Initially, the information found on the official PicPay website is that the credit analysis to release the initial limit is carried out according to the customer's profile. Therefore, the initial PicPay credit card limit may vary from customer to customer.

However, it is worth mentioning that this limit can be up to R$5,000.00. Furthermore, if the initial limit established is low, it is possible to request an adjustment depending on the account movement. PicPay itself carries out, from time to time, a new credit analysis of the customer's profile and releases a new limit for the credit card.

The card gives the holder the opportunity to use a credit card completely free of annual fees. In this sense, we can use the card without worrying about these annual fees to pay and also save money at the end of the year.

Furthermore, the brand that the card offers to its customers is Mastercard. In other words, the customer will be able to benefit from exclusive advantages of the brand, such as promotions, exclusive discounts and much more.

Remembering that the PicPay card has international coverage, meaning you can use your PicPay credit card anywhere in the world.

And finally, the PicPay credit card is good and includes cashback in its vast list of advantages. Therefore, we will receive a percentage back of everything we spend and this way we can even make extra money to use on future purchases.

Yes the PicPay credit card is good. However, like any credit card, some caveats must be taken into account. In this sense, the first point is that only customers can request this card, which actually depends on a guest list. In other words, you must join a waiting list to get the card.

Therefore, this would be the most critical point that will count against this credit card. After all, all the advantages considered in this post highlight the qualities of the service offered by the card.

Ultimately, if we look at the card as a whole, we can come to the conclusion that the PicPay credit card is good and that it is worth being a customer of the platform. Therefore, see in our recommended content how to request your PicPay card.