Cards

Credit card for minors under 18: know the options

Looking for a credit card to help with your child's financial education? Check here the best credit card options for people under 18 that we have separated for you.

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Afinal, o mercado possui diversas opções de cartão de crédito para menor de 18, todos com excelente vantagens. Fonte: Adobe Stock.
After all, the market has several credit card options for people under 18, all with excellent benefits. Source: Adobe Stock.

Mister Panda brings you today a very attractive option, especially for dads who want to invest in their children's financial education. Therefore, you need to know the credit card available for under 18s.

The credit card for children under 18 years of age is a type of personalized service, specially designed to bring even more financial education to our children, in a safe way.

In other words, the card is a service that complements accounts intended for minors. In addition, they can almost always be controlled by parents and, for the most part, offer the same main functions as a regular card.

Therefore, it is very important to know all the options available on the market so that we can ask for the best option for our children. Therefore, in today's content, we are going to show you the 7 best card options available on the market!

Credit card under 18: know your options for 2022

Afinal, qual a melhor opção de cartão para menor de 18? Fonte: Pexels.
After all, what is the best card option for people under 18? Source: Pexels.

Therefore, there are several options on the market today for accounts for children under 18 years of age. In most of them, the card service offered is the debit card, as it is simpler to use. In addition, with it, the minor only uses the account balance and the person in charge is able to better control his spending.

However, there are also accounts that offer a credit card option. However, the main advantage of credit cards for minors under 18 is the exemption from annual fees.

In addition, banks offer a simpler, fee-free service, aimed precisely at giving the responsible person the opportunity to provide better financial education.

So let's see some of the best options available, their features and main advantages.

1. Hurricane Mesada Prepaid Card

First, we have the Hurricane Mesada prepaid card. In other words, a card specially dedicated to Clube Atlético Paranaense fans, offering benefits to adult and junior fans throughout Brazil.

In this sense, the card provides a safer experience for its holder, who can safely make transfers, payments and transactions in general. Remembering that the card has no bureaucracy, as the main objective of Atlético Paranaense is to bring more financial education to its fans.

In addition, it is a prepaid modality card. In other words, to use the controller, you must recharge in advance. Thus, the credit function is made available to minors under 18 years of age. Anyway, let's follow some details of the card.

Annuity12x of R$4.90
minimum incomenot required
FlagVisa
RoofNational
BenefitsSecure transfers
Expense control via the app
Visa flag benefits
card features

2. Monica's Gang Allowance Card

This specific card is not linked to any bank account, it only serves to give your child more possibilities, both for purchases, transfers and payments.

In addition, the card brings with it a feature that is not seen in any credit card for people under 18 years of age: international coverage. In addition, the Turma da Mônica allowance card makes a very interactive app available to users.

Thus, the minor can carry out control of the card. Additionally, the app is available for free download for both iOS and Android.

Annuity12x of R$4.90
minimum incomenot required
FlagVisa
RoofInternational
BenefitsExpense control via the app
Visa flag benefits
international coverage
card features

3. Superdigital allowance card

Afinal, a SuperDigital possui cartão mesada sem anuidade, com cobertura internacional e muitas outras vantagens. Fonte: SuperDigital.
After all, SuperDigital has an allowance card without annuity, with international coverage and many other advantages. Source: SuperDigital.

The Mesada Superdigital card is a prepaid credit card where those responsible offer the autonomy that the child needs to start his relationship with money and, at the same time, it is possible to maintain control of its use by the parents.

In short, parents have full control over all purchases, transfers and transactions in general that the child makes within the account, all of this to guarantee total protection.

In addition, the card has an allowance function, where parents can transfer a certain amount on a scheduled date. That is, a real allowance for the child.

AnnuityExempt
minimum incomenot required
FlagMasterCard
RoofInternational
BenefitsExpense control via the app
Mastercard Surprise Program
Withdrawals at Banco24Horas ATMs
card features
superdigital

How to apply for a SuperDigital Meal Card

Open your child's SuperDigital account and apply for the allowance card, 100% online, with no annual fee.

4. Flamengo Mesada Prepaid Card

So, get to know the Flamengo Mesada prepaid card now. That is, the newest release for Red-Black fans from all over Brazil. In this sense, it is the new prepaid card that can be used in several establishments that accept the Visa brand.

In addition, the card will bring several benefits to fans, such as discounts and ticket purchases, for example. But that's not all, purchases at partner stores will also generate discounts.

It is worth remembering that the card also serves as an allowance for the fans' children.

Annuity12x of R$4.90
minimum incomenot required
FlagVisa
RoofInternational
BenefitsAdvantages of Fans
Expense control via the app
Visa flag benefits
card features

5. Capricho Allowance Card

Firstly, the Capricho card is another card that seeks, in addition to creating a connection with the customer, to provide financial education to the girls.

In other words, the Mesada Capricho card was launched especially thinking about girls who love to go shopping. Therefore, Capricho offers a very complete card with functions that can be compared with cards from major banks.

Annuitynot informed
minimum incomenot required
FlagVisa
RoofInternational
BenefitsTransfer when and how much you want
Expense control via the app
Visa flag benefits
card features

6. Brasil Mesada Prepaid Card

In addition, we have the Brasil Mesada prepaid card. Therefore, the card is very simple to use and offers many of the functions that other cards also offer for those under 18 years of age. That is, autonomy in financial management and money handling functions.

In addition, the card carries the Visa flag and international coverage. In short, it is a complete card that offers even more possibilities for all users, whether parents or children. So, just go to the card website and apply right now.

Annuity12x of R$4.90
minimum incomenot required
FlagVisa
RoofInternational
Benefitsinternational coverage
Online 100% application.
card features

7. Ourocard Mesada Prepaid Card

So, let's see now about the Ourocard Mesada prepaid card, available for people under 18 years of age. That is, this card is more like an additional card that can be given to both adults and minors.

Also, remembering that, as the card belongs to Banco do Brasil, the primary holder, who would be the father or mother, will have full access to the accounts and cards related to the children. All to ensure greater control of it.

Even so, minors will have autonomy to manage their money and carry out transactions with the card freely.

In addition, regarding card fees, the issue amount is R$10.00 and the maintenance fee is R$5.00. In addition, the customer is entitled to 2 free withdrawals per month, and from the third withdrawal onwards, a fee of R$5.00 per withdrawal is charged.

Annuity12x of R$5.00
minimum incomenot required
FlagVisa
RoofInternational
Benefits5 prepaid cards available
Expense control via the app
Visa flag benefits
card features

How to apply for Ourocard Mesada Prepaid Card

Prepaid card available to a wide range of audiences, including negative ones, with international coverage.

About the author  /  Marina Poncio

Graduated in Financial Management from UNOPAR. Acted as manager of large multinational companies. He is currently dedicated to editing, planning and producing content for the web specializing in economics and finance.

Reviewed by  /  Junior Aguiar

Senior Editor

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