For those who are negative and cannot get a credit card, know that your problems have been solved with the Olé Consignado credit card. Considered one of the best on the market for those with CPF restriction, approval is given without consultation with the SPC or SERASA. Being perfect for those who find it difficult to get credit.

For those unfamiliar with Olé Consignado, it was born in 2016 as Banco Bonsucesso Consignado, from the merger between Banco Bonsucesso and Santander, with the mission of being the solution for thousands of Brazilians who need credit. Also, it is worth mentioning that the company has fulfilled its objectives very well.

By working on a payroll basis, Olé Consignado is able to offer credit to those who are negative. This is because, in a way, it guarantees the payment of invoices, since the amount is deducted from the person's salary or INSS benefit. As a result, she became a favorite of those with financial problems, as they found their solution in her.

Also, if you want to know more about the card, read on and check it out!

As we mentioned earlier, if your name is restricted or you have a low score, therefore not being able to obtain a conventional credit card, the Olé Consignado credit card is the perfect solution for you. This is because it came precisely with the purpose of meeting the needs of this public in particular.

Intended for INSS Retirees and Pensioners, in addition to Public Servants, the Ole Consignado credit card deducts the minimum invoice amount automatically from your paycheck or INSS benefit. In this way, as the minimum payment is already guaranteed, it has fees that are up to 5x lower than traditional credit cards.

With an exclusive assignable margin of 5%, this card does not require you to have an account balance to use it for purchases, which is its biggest differentiator. Unlike most credit cards for bad debts on the market, you need to deposit money on the card, which is quite limiting. After all, to buy high-cost products, such as a television, for example, not everyone has that cash value, is it?

In addition to the advantages already mentioned above, we have the best of all, which is the approval of the Ole Consignado credit card without consultation with the SPC or SERASA. Working in this way, it democratizes credit for several people who have greater financial difficulties, as is the case of retirees in Brazil.

So, now that you already know what the Olé Consignado credit card is all about, how about we summarize its advantages and benefits? Surely, after reading this summary, you will not even hesitate to apply for it, because, as we have already mentioned, this card brings with it numerous advantages when compared to other types of credit cards. Check it out!

The biggest and main advantage of the Olé Consignado credit card is pre-approved credit for retirees, pensioners and civil servants. Thanks to this facility, having credit became a reality for many Brazilians, who found it difficult to apply for it through conventional means.

In this case, the available limits will be calculated based on the client's net monthly income, which may reach 2x the amount of the person's benefit. So, excellent, don't you agree? Even more so when we consider that it covers those who are restricted in the CPF.

As well as pre-approved credit, another great benefit of the Olé Consignado credit card is the exclusive assignable margin of 5%, allowing you to use the loan and the payroll credit card combined. Before you ask us how, we've got you covered! Read on and you'll understand!

In the case of the exclusive assignable margin of 5%, this means that, even if you have already used the assignable margin of 30%, you can use this additional percentage. That is, you will have another 5% to apply for the Olé Consignado card. It sounds like a lie, but it's true! Quite a benefit, isn't it?

Because we are talking about a payroll credit card, it would make no sense to have an interest rate like a conventional one, would it? After all, in the latter case, it involves extremely high interest rates in the case of non-payment of the card bill, a risk that the Olé Consignado credit card runs at a much lower level.

As the product guarantees part of the payment of installments, since the minimum amount of 5% is automatically deducted from the benefit or paycheck, there is no reason to charge high amounts in interest rates. If you do not pay the full amount of the month's invoice, you will only have these 5% deducted directly from your income, with the remaining balance being added to the next invoice.

Finally, we could not fail to mention the advantage best known by all, which is precisely the title of our text: the approval of the Olé Consignado credit card without consultation with the SPC or SERASA. With this benefit, there is no reason not to apply for your card, because with it, even negative people can get credit very easily..

So, are you enjoying what you're reading and interested in having an Olé Consignado credit card to come? So calm down it's not over yet! In the next topic, we will talk about more advantages of this product that make it irresistible. Check out!