If you are negative and are looking for a financial product that is of quality and meets your expectations, you can rest assured, because, today, we will teach you how to get a negative credit card. So, keep reading to find out everything about it.

Firstly, it is possible to have a negative credit card, because there are several card options on the market from institutions that accept people with restrictions on their CPF, as they do not consult credit agencies, such as SPC and SERASA.

And, in addition, there are alternatives such as prepaid and payroll cards, as we will tell you later. So, continue reading to find out more information about cards for people with a bad name, that is, those who have restrictions from credit agencies.

So, most of the time, a negative credit card can be presented in prepaid or consigned form, so if it is prepaid you will only be able to use the balance that is on the card, that is, you will need to make as many top-ups as necessary. .

On the other hand, with the payroll card, payment of the invoice is made directly on the customer's payroll, who must be a retired or INSS pensioner, as well as a public servant. So, the negative card works in the best way for the customer and for the financial institution, this is necessary so that the customer does not end up getting into debt and, thus, causing losses for themselves and the bank.

Now, let's get to know 5 negative credit card options. Check out!

Now, let's talk about Caixa's negative credit card. It is free of annual fees, ideal for negative people and has an Elo flag. So, see the table below and continue reading for more information.

Firstly, the Caixa card is a Caixa card, ideal for people with bad names, such as retirees and INSS pensioners, because the payment of part of the card bill is deducted directly from the user's payroll.

And, in addition, the card is exempt from annual fees and requires a minimum income from the client's salary or benefit, so if you have a bad name it can be a great card alternative as it also has interest rates three times lower than those of other traditional cards.

Furthermore, it is international and has an Elo flag, so you can participate in several advantages such as Elo Wi-Fi, Basic Residential, Auto Emergency II, Installation and Fixing, Elo Mania Club that can be exchanged on the Elo Flex platform itself, so, you will find benefits in the categories Auto, Bike, Pet, Home, life, among others.

So, now let's talk about Santander's negative credit card. It is international, has a Mastercard brand, as well as a modern and recyclable design. So, continue reading to find out more information about the Santander bad name card.

So, the Santander prepaid card is accessible to those with negative income, as it is a prepaid card, this means that you can only spend the balance that exists on the card, that is, to use it you must make as many top-ups as necessary. .

And, in addition, through the Santander app you can control all your movements and make payments, transfers and other transactions, as well as the maximum monthly card top-up is R$1500 and the maximum balance is R$2500.

Furthermore, the card has a modern design and is valid for 5 years and can be renewed. Furthermore, it is international and has a Mastercard brand. Therefore, you can use it inside and outside the country.

So, now find out about the Inter bank card. It is international, has fast approval and Mastercard brand. So, see the table below to learn more about Inter for negatives.

Firstly, the Inter card is international and has a Mastercard brand, so you can enjoy all the benefits of the Mastercard brand anywhere in the world, no matter where you are. Furthermore, you can take advantage of, for example, the Mastercard Surpreenda program.

And, in addition, the card has Approach and Pay technology, so you can make payments without any bureaucracy and with complete security and transparency. Furthermore, if you liked this card, click on the recommended content below.

And, among other advantages, it does not charge an annual fee or any other fees and you can make payments, as well as free transfers and withdrawals. Furthermore, you can control everything that happens with your card through the Inter app.

So, click on the recommended content below to request your Inter, as well as to access other information about the Inter credit card.

So, let's now get to know C6 Bank. It is international, has a Mastercard brand and is exempt from annual fees. So, continue reading to find out more information about C6 Bank.

As it is a prepaid card, C6 Bank is a good credit card alternative for those in negative debt, as it is free of annual fees and international, that is, you can use it in Brazil and in any other country, be it the United States. United States or Portugal, for example.

And, in addition, it is a debit card where payments are debited at the time of purchase, that is, you do not incur debts or make future installments and, to use it, you will need to top up your C6 Bank account.

Furthermore, the card also has Approach and Pay technology, so you can make payments without having to enter your card password and without any bureaucracy in complete security. So if you liked this card, click on the recommended content below.

Now, the prepaid Superdigital card is one of the best prepaid financial products on the market, ideal for negative people. It is free of annual fees, international and does not require a minimum income. So, continue reading and see the table below with more data about prepaid Superdigital.

Firstly, the Superdigital prepaid card is a prepaid card that works as if it were a debit card, but when using it on the card machine, you make the purchase using credit, so the amount is deducted at the time immediately after purchase.

As it is a prepaid card, it is ideal for negative people, as Superdigital does not carry out credit analysis at credit agencies, such as SPC and SERASA, so even if you have a bad name or a low credit score, your request may be approved.

And, in addition, the request can be made completely online through the institution's website or app, as long as you open your account with Superdigital and then make the request. Thus, it is a card with no annual fee, no proof of income, international and with an app to control expenses, just as you can take advantage of the benefits of the Mastercard brand, such as the Mastercard Surpreenda program.

So, if you liked this card, click on the recommended content below to request it as well as get other information about it. So, check it out!

So, to make a credit card with a bad name, it will depend on each card, whether it can be consigned or prepaid and whether the request is online or in person. So, choose the best negative credit card alternative for you and make your request.

Now, you've already seen 5 card options for negative people. In fact, to do this, simply assess your income and availability and choose one of the options.

Furthermore, check out our article on loans for salaried employees with negative debt. So, click on the recommended content below and enjoy reading!