Most banks and financial institutions usually have a Gold credit card. Usually, it has a minimum income requirement and an annuity that is cheaper compared to the other variants.

In this way, it is a card with easy access that can help a lot with everyday purchases. So you can get your first card without much worry.

However, there are some banks that adopt the Gold credit card as the most basic financial product, which is why it usually has a free annual fee, as, for example, at Banco Inter.

If you want to know which institutions have this card, just continue reading this article and check out the options we have separated for you!

See below the main Gold credit card options on the market.

The Caixa Gold credit card is an interesting option for those looking for their first card. From there, anyone over 18 years old or over 16 years old but emancipated, can access the credit.

By having it, you can access an initial credit limit of R$1,000.00, in addition to being able to pay your purchases in installments without interest. You can also have up to 40 days to pay them.

Caixa's credit card has the Visa or Mastercard flags, and when requesting it, you can choose which flag you will use. Thus, you can track your expenses and invoices in real time from the Caixa application.

In addition, the Caixa Gold card also has a points program. That way, the more you use the card in your purchases, the more points you can accumulate.

Afterwards, it is possible to exchange them for airline tickets and various other products that Caixa manages to offer from its partners. In the table below, you can find more important information about this credit card.

Another Gold credit card option is the Bradesco Gold Card. From there, anyone over 18 can apply for their card and start shopping with it.

With it, it is possible to access several special services, such as having an additional card, having access to the Bradesco card application and also carrying out emergency withdrawals at any branch of the bank.

The Bradesco Gold card also offers approximation payment, in addition to having several features that ensure that you can use it safely.

With the credit card, you can also add bills such as water, telephone and electricity to your bill. That way, you get another 40 days to make their payment!

In addition, those who choose to have a Bradesco Gold credit card can have access to various insurance policies that make you more relaxed when dealing with your finances.

And we cannot forget that this credit card also offers discounts of 50% at Cinemark and Bradesco theater.

The Sicredi Gold credit card is known for being an option that offers you the highest credit limit to use for your purchases.

From it, it is possible to make purchases in Brazil and abroad, in addition to the Visa or Mastercard flags, offering you more convenience when accepting purchases.

The card still manages to offer its user four ways to pay their invoices. That way, you can pay it in full, in installments, pay in part or make a down payment to finance it.

In addition, the user has additional cards to use and can access the Sicredi card rewards program. 

From them, you can accumulate points and exchange them for electronic items, clothing, airline tickets, invoice cashback, among many other possibilities.

And, just like the previous option, Sicredi's Gold credit card also allows you to pay by approximation for your purchases, in addition to several additional services promoted by the card brands.

Finally, the last option on our Gold credit card list is the Unicred Gold card. From it, the consumer can access several advantages and credit facilities in a single service.

And on the Unicred website, you can access various information about your credit card. In this way, it is possible to query limits, invoices and balances, in addition to being able to issue bank slips.

With the card, you can pay your invoice within 40 days, in addition to having access to additional cards. 

And when you have the Unicred Gold credit card, you can also count on the rewards program, where each purchase amount on your invoices can be turned into points.

Afterwards, you can exchange these points for prizes, in addition to being able to choose to exchange them for products, services and airline tickets.

After checking out all these Gold credit card options, it's normal to end up wondering which one to choose. Each has great benefits for you, which can make choosing difficult.

Thus, in addition to knowing your credit card, you also need to know what kind of financial service you need at the moment. 

Therefore, you should assess the situation of your personal finances and think about which features would be interesting for you right now.

Only by analyzing your financial life will you be able to combine it with the available card options and thus make a more objective decision.

But, if you want to check out other card models, you can access the post below that shows a list of Platinum cards for you!